Insurance for track day 'taster'
Insurance for track day 'taster'
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Discussion

bazzabear

Original Poster:

113 posts

280 months

Monday 19th August 2013
quotequote all
I'm doing a taster session tomorrow at Oulton Park - only on track for 20 mins.

Insurance companies still seem to want £75 to cover this!

Has anyone done this and found a reasonable insurer who recognises that it isn't a full day on track?

And I kn ow I should be brave and just go uninsured for such a short time - but I'm still rather nervous about the idea.

Thanks for any advice.

mmm-five

12,065 posts

307 months

Monday 19th August 2013
quotequote all
You will only be able to claim once on the policy whether you crash it in the first 5 minutes of a 20 minute taster or the last 5 minutes of an all-day open-pitlane event.

As far as the insurer is concerned, the risk is probably the same, and that's why the premium is the same.

When I go to the 'Ring, I get a day's cover for about £200. Some days I get 25 laps, some days I don't manage to do 1 lap due to the weather, but there's no refund.

Edited by mmm-five on Monday 19th August 17:16

alistair1234

1,134 posts

169 months

Monday 19th August 2013
quotequote all
bazzabear said:
I'm doing a taster session tomorrow at Oulton Park - only on track for 20 mins.

Insurance companies still seem to want £75 to cover this!

Has anyone done this and found a reasonable insurer who recognises that it isn't a full day on track?

And I kn ow I should be brave and just go uninsured for such a short time - but I'm still rather nervous about the idea.

Thanks for any advice.
I'll be there tomorrow, it's my second one. Did my first back in March I think it was.

I would say you wont need it based on the last one. It's managed really well in terms of overtaking is by invitation only, you follow a pace car round for the first 2 laps slowly increasing in speed to get you used to your surroundings which also spreads out the field.

Weather says it will be dry all day tomorrow too.

What car are you in?

bazzabear

Original Poster:

113 posts

280 months

Tuesday 20th August 2013
quotequote all
Alfa 156 GTA. What about you? Will have to say hello!

Thanks for sharing the experience. I am pretty much settled on not insuring now (albeit still nervous about the idea!)

alistair1234

1,134 posts

169 months

Tuesday 20th August 2013
quotequote all
I'm in a silver E46 330Ci.

When you go upstairs for the briefing, the closer you are to the door, the quicker you'll get your wristband and you'll be in the front of the queue for noise test and then queue to get on track.

bazzabear

Original Poster:

113 posts

280 months

Tuesday 20th August 2013
quotequote all
Good tip, thanks.