Track day insurance

[CEG]

Morning all,

Probably a question that's been asked numerous times...

First track day next week at Bedford, and being quoted circa £100 for track insurance. Does this sound like around the going rate, and if so, any companies to avoid or go with?

Car is a 2009 Boxster 987 worth circa £19K.

Thanks in advance.

Dan

[RB Will]

I think its about the going rate, cant remember which companies are best sorry.

Only real advice I can give is if you are planning on making the track days a regular thing then maybe switch your normal insurer. I get cover for TDs for £35 a time with my road insurer as part of my policy (Greenlight Insurance)

[chevy55]

What's the excess?

[CEG]

Approx £1000 - which whilst heavy, is still better than losing the lot!

Thanks guys

[chevy55]

£1000 excess isn't too bad just be careful with what they actually cover, for instance some will only do bodywork and not cover mechanical parts.

[masekwm]

You'd be hard pressed to crash it heavily at Bedford

[RB Will]

masekwm said:

You'd be hard pressed to crash it heavily at Bedford

It doesnt necessarily have to be you crashing as the poor chap on here with the E36 found out. Had his car banana'd at Bedford when someone else forgot about the first corner.

[SpudLink]

masekwm said:

You'd be hard pressed to crash it heavily at Bedford

Everyone said that to me before my first visit a couple of weeks ago. However, I did see a car in what looked like two seperate halves, against the grass bank. In reality, it looked like a Locost 7 which might just have had the engine cover knocked off.

[QBee]

....and I saw well over £10,000 worth of damage to an Exige at Cadwell Park, but it could have been any circuit.
Geezer in a Rover 75 carved straight across the hairpin and into the Lotus. The Lotus driver had track day insurance.
My regular road insurer covers my car on track days, but with an excess of 10% of the value of the entire car.

[MrNoisy]

Who is your regular insurer please Qbee?

[QBee]

Classic Line 01455 639000. They are a very good broker, used by a lot of TVR owners, and my TVR policy (and two other dailies) is with Equity Red Star through them.

[MrNoisy]

Many thanks

QBee said:

Classic Line 01455 639000. They are a very good broker, used by a lot of TVR owners, and my TVR policy (and two other dailies) is with Equity Red Star through them.

[Wollemi]

If you are a member of PCGB then the club insurance scheme covers track days run by PCGB and other approved TDOs as part of the policy.

For my 2009 Boxster it cost slightly more than my previous insurer but works out cheaper if I do a couple of track days a year.

In my (admittedly limited) experience PCGB track days are a good place to start on track; they are very well run and everyone is very well behaved, reducing the chance of serious mishap.

[CEG]

Thanks. I'm not a member but have looked at joining up - sounds worthwhile.