Cadwell track day withOUT track insurance

[Zebede29]

Would anybody ever risk it....?

(£18k-worth of Elise 111S in question)

[agent006]

Done just that twice, but not with such a valuable car. Never feared for my safety, seemed very difficult to hit anyhting unless being a complete tit.

[mike_knott]

Done 11 track days in my 111S, and never insured it. Car was 23k when I bought it, and about 14k now.

Be careful at Cadwell - Hall Bends & the Hairpin take a long time to dry if it rains, and the leaves on the track at this time will not help either.

There is also a video doing the rounds (on LoT I think) of an Exige hitting standing water on the start/finish straight and spinning off into the armco.

Go steady and you should be ok, although I wouldn't recommend it as a first trackday!

Mike...

[VARLEYHYD]

You decide:

I did when my Sagaris was only 10 days old

Not broken it yet

G

[crofty1984]

I think the excess on track day insurance is 10% the value of the car, or the forst 20% of a claim. I looked at my race car (10K Fisher Fury) thought there's not much I can do to it that'd cost more than 1200 quid to fix. so I didn't worry about it. as it happened I got into a big slide off snetterton, knocked the carbs off. also snapped the clutch cable. Total cost? about a tenner. maybe twelve quid.

[mgv8dave]

it is all Paodon the pun .......... hit and miss..........
mgbgt cost about £30k to build and to get one day cover at the ring was £385 on a non public track day
and firts £1500 of bill i have not touch wood been of as yet but then i dont go balls out either just enjoy the drive but cadwell as a forst track day at this time of year could be a step learning curve ..... idd go to bedford !

[shim]

yes most people i would imagine.

i would guess that 80% to 90% are not insured on track

[philevo6]

What if you hit someone else tho...is it a gentlemans agreement as to who pays??

Wouldnt fancy hitting a f430 or 997 porsche

[System-G]

philevo6 said:

What if you hit someone else tho...is it a gentlemans agreement as to who pays??

Wouldnt fancy hitting a f430 or 997 porsche

I think normal "track rules" apply here - each man for himself. Each driver knows and understands the risk of taking a car on track.

Saying that, there should be no chance of car/car contact on a track day. If everyone listens to the briefing and follows the rules and advice, there should be no incidents be it car/car or car/scenery. You are out there to learn and to have fun, not to race or behave agressively.
If the TDO or marshals spot racing, agressive driving or incompetance, those responsible should be flagged, cautioned and/or removed from the circuit depending on the severity of the behaviour.

If you are unhappy about your performance , get tuition. If you are unhappy about someone driving like a tit, go see the organiser.

In the last 3 years we have done over 10 000 track miles (incl getting to and from the tracks) with not one incident and we have never bothered with track day insurance. In this time though we have only had two "close calls" with other cars - neither were our fault.

[shim]

[quote=System-G][ there should be no chance of car/car contact on a track day. quote]

of course there is a chance but not likely to happen

you take your car on at your risk and recent cases seem to back up this so any damage to your car is your problem and vice versa

Edited by shim on Thursday 25th October 09:55

[LocoBlade]

Yep, unfortunately although the rules make it extremely unlikely if adhered to, you can never be far enough apart to completely alleviate the risk. For example, what if the chap who's a reasonable distance behind you has a front tyre / wheel /brake failure at 120mph just as he gets into the braking zone of a 30mph hairpin and can't stop, or worse (as Ive unfortunately seen happen once), a person on track has a sudden medical issue like a heart attack or they black out at the wheel?

Those examples also highlight that you could also write off your own car even if you trust your driving 100%, although its the most likely cause, you don't have to make a mistake to crash.

[stew-S160]

not got insurance for track once in about 15 track days.

cadwell i had a spin, but that was my fault anyhow.