Track day liability

[anonymous-user]

[redacted]

[GreenV8S]

Normal RTA insurance will normally not be applicable, so any claims would have to be made personally (under tort law I guess). Most organisers require you to sign an indemnity for the organisers. By attending and accepting the warnings you are deemed to have accepted the obvious risks, which I think makes it difficult for you to make claims against other drivers. I don't think any of this makes it fundamentally impossible to claim against organisers or other drivers, just unlikely to be successful unless in exceptional circumstances. So basically each driver is responsible for any damage to their own vehicle. You can get track day insurance which covers you for this.

[Wh00sher]

Thats my understanding too, in effect `every man for himself` regarding insurance. If you have it, it only covers your own car, if you don`t, then you can`t claim off someone else.

There may be exceptions, but I think it is as already discussed.

[mattdaniels]

Yep that's pretty much it - if someone hits you, tough - you pay to fix your car they pay to fix theirs.

Though I think it would be pretty mean to hit someone else and not pay for their damage too.