£158 insurance quote for a half day? Is that normal?

[bluepony]

I just got quoted £158 for half a day's insurance with a £2000 excess for a half day at Goodwood. That seems like a lot to me - and I'm in an Evo, not an Enzo!!! That was with REIS who advertise in Evo magazine. Anyone got any other suggestions? Its this Friday so I need to get it sorted..

Thanks!

[GFWilliams]

bluepony said:

I just got quoted £158 for half a day's insurance with a £2000 excess for a half day at Goodwood. That seems like a lot to me - and I'm in an Evo, not an Enzo!!! That was with REIS who advertise in Evo magazine. Anyone got any other suggestions? Its this Friday so I need to get it sorted..

Thanks!

Seems about right to me.

Also try Comp car insurance and Pace Ward

[Soovy]

Sounds CHEAP to me!!

[shep1001]

Don't know if its cheap or not for your particular circumstances but I have track day cover as part of my TVR insurance policy for the year which was only £400 all in.

Maybe seek out a policy thay includes track day next year? Guess you might have to suck it up this once.

Shep

[Glyn84]

Aren't these policies cheaper if you insure for a couple of track days throughout the year, and not a specific date for a one off?

[RS404]

shep1001 said:

Don't know if its cheap or not for your particular circumstances but I have track day cover as part of my TVR insurance policy for the year which was only £400 all in.

Maybe seek out a policy thay includes track day next year? Guess you might have to suck it up this once.

Shep

Would you mind telling me where you got this? Best quote I got on a policy with track day cover included on my Integra was £680 which shocked me considering I'm 35 and the car is a 10 year old 1.8!

[TonyHetherington]

Sounds cheap!

[Porkie]

As above. Sounds VERY cheap!

best you don't start thinking and adding up the real costs of tracking the Evo. fuel, tyres, brakes etc etc... other wear and tear or potential breakages. Else you may start REALLY start to change your mind about friday.


Guess its the EVO day at Bedford?

See you there

Great way to spend a friday afternoon/evening

Edited by Porkie on Wednesday 4th May 15:23

[shep1001]

RS404 said:

Would you mind telling me where you got this? Best quote I got on a policy with track day cover included on my Integra was £680 which shocked me considering I'm 35 and the car is a 10 year old 1.8!

Manning UK (have a look at the insurance wiki on the TVR section for details) £680 is not bad but insurance is a funny thing, SWIMBO pays £470 on a 1.6 Peugeot CC whereas my TVR came in at £400 both no accidents, points, same NCB kept on the drive at night.????

[bluepony]

No, the £158 is ONLY for a half day's worth of insurance! I pay about £1100 per year for my normal road policy.

I'm not going to think about the tyres and the brakes and just going to hope it doesn't rain! Goodwood, not Bedford...closer

[Paul_M3]

I normally use www.moris.co.uk for my track day insurance, but I've just given REIS a try.

£149.36 for an all day event at Snetterton 300 in my e46 M3.

Seems quite competitive to me, very similar to waht Moris were charging last year.

[itz_baseline]

Sounds very expensive to me.

I'm insured with Greenlight Insurance for normal day to day driving, and they charge a 1 off fee of £50 when I take my car on track. I just phone them up, tell them what track on what day, they take £50 and I'm insured for the day. Excess will depend on your car.

[Mr E]

The Elise is about 300 quid a year to insure and that includes 5 uk and one european trackdays.

Half of my yearly cost for half a days cover certainly sounds a bit painful...

[itz_baseline]

Mr E said:

The Elise is about 300 quid a year to insure and that includes 5 uk and one european trackdays.

Half of my yearly cost for half a days cover certainly sounds a bit painful...

Who are you insured with?

[BertBert]

Track day cover included in a road car insurance is very different beast to one off track day cover. One off cover normally covers a specific value of damage and a large excess. From when I used to do it, I think £100 would get you 5k or 10k cover (a while ago now).

Track day cover with road insurance essentially just extends the road insurance to the track. I can only assume that the insurance risk for this must be *much* lower.

Bert

[Mr E]

itz_baseline said:

Who are you insured with?

CCI. Who are usually very good to deal with.

[crackthatoff]

Mr E said:

CCI. Who are usually very good to deal with.

same for me my lightly modded 135r elise was only £350 with free trackdays and they were great to deal with !

[mr2mk1chick]

bluepony said:

I just got quoted £158 for half a day's insurance with a £2000 excess for a half day at Goodwood. That seems like a lot to me - and I'm in an Evo, not an Enzo!!! That was with REIS who advertise in Evo magazine. Anyone got any other suggestions? Its this Friday so I need to get it sorted..

Thanks!

the excess is usually 10% of the value insured, so i guess the car value is 20k. you can choose to insure less of the car with the hope that you don't write it off totally, and that any damage you sustain is covered by the value you choose.
eg insure 10k with a 1k excess, and the ins figure would also be cheaper, but not massively.
also different circuits cost more than others.