Discussion
I'm not an expert on Flex but I've had a look and it isn't very clear about insurance.
They state:
Amazon Flex Delivery Partners are required to maintain appropriate vehicle insurance coverage that permits them to make deliveries in the course of business. Insurance policies generally refer to this as using your vehicle “for hire and reward”.
Most standard vehicle insurance policies do not permit this so if you are interested in becoming an Amazon Flex Delivery Partner you should speak to your insurer, who can help you make the necessary changes to your policy. We will check your certificate of insurance during on-boarding.
Elsewhere they say:
Policies can vary among different insurance companies. As an independent contractor, it is your responsibility to understand the terms of your personal insurance coverage and to get in touch with your personal insurance company if you have any questions.
Confusingly I found the following:
Amazon provides the Amazon Flex Commercial Auto Policy to you at no cost. This policy includes Commercial Auto Liability coverage, Uninsured Motorist/Underinsured Motorist coverage, and Contingent Comprehensive and Collision coverage. This policy applies when you are using Amazon Flex to deliver packages, and return undelivered packages back to a designated location.
Here's what's included in our policy:
• Commercial Automobile Liability coverage (£50 Million in coverage per incident): This is your primary liability coverage while delivering with Amazon, and it covers damages to a third party’s vehicle or person.
• Contingent Comprehensive & Collision coverage. As long as you have comprehensive and collision coverage on your personal auto policy, this covers physical damage to your car while delivering with Amazon. Damages to your vehicle are covered, but you are responsible for a £500 deductible. If you do not have comprehensive and collision coverage on your personal policy, this coverage will not apply to you.
Now whether the above is free or extra isn't clear. So I think you need cover either from your own insurer or a top-up from Amazon. The latter assuming it is available and your insurer is happy to allow this.
Finally you will need:
1: Have a valid National Insurance Number.
2: Complete a background check.
3: Not be a current Amazon employee.
4: If you're delivering Prime Now parcels, you can use any car that can safely and reliably transport parcels to customers. For Amazon.co.uk parcels, you can use any 4-door, mid-sized saloon or larger vehicle such as a truck with a covered bed, SUV or a van. Smaller cars and trucks with open beds do not qualify.
5: You must have a UK driving license administered by the Driving & Vehicle Licensing Agency (DVLA) in England, Scotland and Wales, or by the Driver & Vehicle Agency (DVA) in Northern Ireland.
6: Have an Android phone 6.0 or above with 2 GB of RAM and a phone camera for scanning or an iPhone 5 or newer.
7: Have a bank account for direct deposit.
8: Be willing and able to deliver all items available that Amazon delivers to customers.
As you are self-employed you are responsible for paying your tax etc. and notifying the HMRC.
Is it worth it? That will depend on you, where you are based, the available routes etc. I believe some sites have waiting lists so you register but nothing appears to happen until they have places but with November and December coming probably isn't a bad time to register as they should have work available.
Good luck.
They state:
Amazon Flex Delivery Partners are required to maintain appropriate vehicle insurance coverage that permits them to make deliveries in the course of business. Insurance policies generally refer to this as using your vehicle “for hire and reward”.
Most standard vehicle insurance policies do not permit this so if you are interested in becoming an Amazon Flex Delivery Partner you should speak to your insurer, who can help you make the necessary changes to your policy. We will check your certificate of insurance during on-boarding.
Elsewhere they say:
Policies can vary among different insurance companies. As an independent contractor, it is your responsibility to understand the terms of your personal insurance coverage and to get in touch with your personal insurance company if you have any questions.
Confusingly I found the following:
Amazon provides the Amazon Flex Commercial Auto Policy to you at no cost. This policy includes Commercial Auto Liability coverage, Uninsured Motorist/Underinsured Motorist coverage, and Contingent Comprehensive and Collision coverage. This policy applies when you are using Amazon Flex to deliver packages, and return undelivered packages back to a designated location.
Here's what's included in our policy:
• Commercial Automobile Liability coverage (£50 Million in coverage per incident): This is your primary liability coverage while delivering with Amazon, and it covers damages to a third party’s vehicle or person.
• Contingent Comprehensive & Collision coverage. As long as you have comprehensive and collision coverage on your personal auto policy, this covers physical damage to your car while delivering with Amazon. Damages to your vehicle are covered, but you are responsible for a £500 deductible. If you do not have comprehensive and collision coverage on your personal policy, this coverage will not apply to you.
Now whether the above is free or extra isn't clear. So I think you need cover either from your own insurer or a top-up from Amazon. The latter assuming it is available and your insurer is happy to allow this.
Finally you will need:
1: Have a valid National Insurance Number.
2: Complete a background check.
3: Not be a current Amazon employee.
4: If you're delivering Prime Now parcels, you can use any car that can safely and reliably transport parcels to customers. For Amazon.co.uk parcels, you can use any 4-door, mid-sized saloon or larger vehicle such as a truck with a covered bed, SUV or a van. Smaller cars and trucks with open beds do not qualify.
5: You must have a UK driving license administered by the Driving & Vehicle Licensing Agency (DVLA) in England, Scotland and Wales, or by the Driver & Vehicle Agency (DVA) in Northern Ireland.
6: Have an Android phone 6.0 or above with 2 GB of RAM and a phone camera for scanning or an iPhone 5 or newer.
7: Have a bank account for direct deposit.
8: Be willing and able to deliver all items available that Amazon delivers to customers.
As you are self-employed you are responsible for paying your tax etc. and notifying the HMRC.
Is it worth it? That will depend on you, where you are based, the available routes etc. I believe some sites have waiting lists so you register but nothing appears to happen until they have places but with November and December coming probably isn't a bad time to register as they should have work available.
Good luck.
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