Home working thanks to Covid19...

[irocfan]

just out of curiosity are there any insurance implications to home working? I know it's not using your home for business (or whatever the relevant insurance clause is) but it there the potential for some muppetry on behalf of one of our favourite industries?

[spikeyhead]

If you're running a blast furnace in your kitchen, then probably.

[Jasandjules]

Yes. Your house insurance should be aware for starters. Secondly the equipment used should be tested etc

[sc0tt]

spikeyhead said:

If you're running a blast furnace in your kitchen, then probably.

[PorkInsider]

Most home insurance policies I've had say that as long as you're not using your home for commercial purposes (or some other wording) described as clients/customers visiting your home, amc its admin type work, then you're ok.

So sat working on a laptop, doing conf calls, for example, is fine.

But obviously check your policy wording.

[irocfan]

I just mentioned it because obviously with a large amount of office workers being asked/told to work from home the potential for shenanigans is there and yet it is something that isn't mentioned in any threads.

That being said you'd have thought having people at home would actually reduce risk but I'm not in insurance

[Munter]

irocfan said:

I just mentioned it because obviously with a large amount of office workers being asked/told to work from home the potential for shenanigans is there and yet it is something that isn't mentioned in any threads.

That being said you'd have thought having people at home would actually reduce risk but I'm not in insurance

When I first started working from home (2007 ish). I had to take photos of my home work space to prove it was safe. (Or really, I suspect it was to prove it existed).

[Fast Bug]

spikeyhead said:

If you're running a blast furnace in your kitchen, then probably.

If my wife ends up at home during the day the thermostat will be turned up high enough that I may as well have a blast furnace running in the kitchen

[devnull]

Jasandjules said:

Yes. Your house insurance should be aware for starters. Secondly the equipment used should be tested etc

Home insurance definitely - I also made a point of ringing my insurer and telling them exactly what i did to be sure. I'm just a homeoffice + laptop person, but some underwriters wanted to know if you ever had clients on site (i didnt).

Equipment being tested - thats a new one on me though. I know it is done in offices with PAT testing sessions, but nothing in the home.

[Feirny]

Just don't turn your dining table into a mortuary slab.

[Pinkie15]

Feirny said:

Just don't turn your dining table into a mortuary slab.

Nope, it's usually a crematorium after the missus has cooked the roast to something beyond 'well done'