BMW AUC Warranty question
Discussion
Apologies if this is answered elsewhere I could not find it.
I'm new to BMW with a background in Porsche and Lotus before. I'm looking at at 05 M5 with BMW AUC warranty on it, its low mileage less than 40k how long can you have the extended warranty for? I know Porsche go upto 9 years for example.
Regards
Fred
I'm new to BMW with a background in Porsche and Lotus before. I'm looking at at 05 M5 with BMW AUC warranty on it, its low mileage less than 40k how long can you have the extended warranty for? I know Porsche go upto 9 years for example.
Regards
Fred
After the original AUC warranty you can buy BMW warranty (Mondial Assistance) which is renewable year on year. There are 3 tiers I think.
- Named components
- Full with Excess (£200)
- Full no Excess
I had the full no excess on my Z4M and it cost £80 per month. During the 18 months I had the car I made over £2K worth of claims ranging from a bonnet sensor to new disks and pads all round. The good thing about the monthly one is its a PAYG so if you pay the first months payment and make a £5K claim you can cancel the following month and pay nothing else.
Gets a lot more expensive on M's after 60K and you have to have the car serviced at BMW. Some people have managed to negotiate a two year warranty on a used M which is a nice bonus.
P
- Named components
- Full with Excess (£200)
- Full no Excess
I had the full no excess on my Z4M and it cost £80 per month. During the 18 months I had the car I made over £2K worth of claims ranging from a bonnet sensor to new disks and pads all round. The good thing about the monthly one is its a PAYG so if you pay the first months payment and make a £5K claim you can cancel the following month and pay nothing else.
Gets a lot more expensive on M's after 60K and you have to have the car serviced at BMW. Some people have managed to negotiate a two year warranty on a used M which is a nice bonus.
P
paulmon said:
After the original AUC warranty you can buy BMW warranty (Mondial Assistance) which is renewable year on year. There are 3 tiers I think.
- Named components
- Full with Excess (£200)
- Full no Excess
I had the full no excess on my Z4M and it cost £80 per month. During the 18 months I had the car I made over £2K worth of claims ranging from a bonnet sensor to new disks and pads all round. The good thing about the monthly one is its a PAYG so if you pay the first months payment and make a £5K claim you can cancel the following month and pay nothing else.
Gets a lot more expensive on M's after 60K and you have to have the car serviced at BMW. Some people have managed to negotiate a two year warranty on a used M which is a nice bonus.
P
It only gets more expensive after 60k if you pay annually. The monthly contracts for some reason avoid this price jump. - Named components
- Full with Excess (£200)
- Full no Excess
I had the full no excess on my Z4M and it cost £80 per month. During the 18 months I had the car I made over £2K worth of claims ranging from a bonnet sensor to new disks and pads all round. The good thing about the monthly one is its a PAYG so if you pay the first months payment and make a £5K claim you can cancel the following month and pay nothing else.
Gets a lot more expensive on M's after 60K and you have to have the car serviced at BMW. Some people have managed to negotiate a two year warranty on a used M which is a nice bonus.
P
The way extended BMW Warranty works:
1. No age limit on the car
2. If you pay annually the cost doubles when the car goes over 60,000 miles
3. If you pay monthly, the cost stays the same if you go over 60,000 miles
4. If you go over 100,000 miles the warranty would only cover engine, drivetrain and certain other components
5. All service must be done by BMW and according to their schedule
6. Both pay annually and monthly can be transferred to the new owner
7. There are various levels of cover and excess associated with it, you can also chose to add BMW assist for example
8. I would not run a complicated M car without it
9. Call the BMW Warranty hotline found on the website. The people there are genuinely friendly and will explain/email all options in plain English.
And yes, sometimes you can get a 2-yr AUC Warranty - that's what made me buy my E61 M5 from Sytners.
Good luck with your purchase.
1. No age limit on the car
2. If you pay annually the cost doubles when the car goes over 60,000 miles
3. If you pay monthly, the cost stays the same if you go over 60,000 miles
4. If you go over 100,000 miles the warranty would only cover engine, drivetrain and certain other components
5. All service must be done by BMW and according to their schedule
6. Both pay annually and monthly can be transferred to the new owner
7. There are various levels of cover and excess associated with it, you can also chose to add BMW assist for example
8. I would not run a complicated M car without it
9. Call the BMW Warranty hotline found on the website. The people there are genuinely friendly and will explain/email all options in plain English.
And yes, sometimes you can get a 2-yr AUC Warranty - that's what made me buy my E61 M5 from Sytners.
Good luck with your purchase.
I pay £113 for my BMW warranty. Zero excess with BMW emergency included. Im thinking of cancelling it and putting the money aside to spend on any repairs. BMW dealers have been a PITA for me with warranty work. I'm still arguing with them about my seatbelt handovers. BMW warranty told me over the phone that they would cover them, but both Cooper Reading and Sytner Sunningdale are disputing it. I feel like just buying the units myself and cancelling the warranty.
I didn't extend the AUC warranty on my Z4M. Having said that, it only does 3k miles per year and the cost to my mind outweighs the benefits.
Having said all that, the E60 seem significantly more complicated than the E86, so in your situation and if it is to be a daily driver, I'd take the plunge.
Having said all that, the E60 seem significantly more complicated than the E86, so in your situation and if it is to be a daily driver, I'd take the plunge.
BMW warranty might sound like a lot of money over the course of a year but its really not. Audi will want over £2500 for the equivalent cover and I think Merc are the same. Even then they won't cover you beyond 100k miles.
You have to remember that it doesn't take much to get your money back on your warranty. A clutch will set you back nearly £3k on an E60 M5 and you can get it done on warranty if you can put together a good case. A wiring job on my E61s tailgate was over £1500 and that was covered. When labour is over £100 an hour +vat it soon adds up, even on the minor stuff. Your £1200 in the slush fund gets very little these days at a dealer. It's a no brainer really. Even if you never use it at least its peace of mind and it'll make your car a better proposition at sale time.
Eddie
You have to remember that it doesn't take much to get your money back on your warranty. A clutch will set you back nearly £3k on an E60 M5 and you can get it done on warranty if you can put together a good case. A wiring job on my E61s tailgate was over £1500 and that was covered. When labour is over £100 an hour +vat it soon adds up, even on the minor stuff. Your £1200 in the slush fund gets very little these days at a dealer. It's a no brainer really. Even if you never use it at least its peace of mind and it'll make your car a better proposition at sale time.
Eddie
ecain63 said:
BMW warranty might sound like a lot of money over the course of a year but its really not. Audi will want over £2500 for the equivalent cover and I think Merc are the same. Even then they won't cover you beyond 100k miles.
You have to remember that it doesn't take much to get your money back on your warranty. A clutch will set you back nearly £3k on an E60 M5 and you can get it done on warranty if you can put together a good case. A wiring job on my E61s tailgate was over £1500 and that was covered. When labour is over £100 an hour +vat it soon adds up, even on the minor stuff. Your £1200 in the slush fund gets very little these days at a dealer. It's a no brainer really. Even if you never use it at least its peace of mind and it'll make your car a better proposition at sale time.
Eddie
Don't disagree with that but would say that at the point you're sticking £1200 into a slush fund you won't be using the main stealer. My wife's Z4 needed an oil service and check that at the indie I use for my E65 would have been under £200. Despite my protestations she took it to BMW who relieved her of £500 for an Inspection 2, which as far as I can see means charging you £100+ ph to check that the seatbelts work, something I could have done myself. They also suggested four new tyres at at least £100 more each than the tyre place I normally use!You have to remember that it doesn't take much to get your money back on your warranty. A clutch will set you back nearly £3k on an E60 M5 and you can get it done on warranty if you can put together a good case. A wiring job on my E61s tailgate was over £1500 and that was covered. When labour is over £100 an hour +vat it soon adds up, even on the minor stuff. Your £1200 in the slush fund gets very little these days at a dealer. It's a no brainer really. Even if you never use it at least its peace of mind and it'll make your car a better proposition at sale time.
Eddie
Edited by bennyboydurham on Monday 12th December 00:13
dace said:
Surely, with the extended warranty, you can have the car serviced anywhere as long as the garage uses genuine oem parts?
I thought there was some European ruling that prevents main stealers from insisting they carry out the work?
Yeah that's correct to a point. So long as its serviced and maintained using OEM parts then you should be fine, but, and this is where they can sting you: the garage has to be BMW Approved or Certified to service your car in order to maintain your warranty. If they are not registered as Approved or Certified then BMW cannot vouch for your indy having stuck to the service criteria when you decide to make a claim. Why should they? Each service has set 'procedures' that should not be deviated from and it requires the correct BMW software to carry this out. I thought there was some European ruling that prevents main stealers from insisting they carry out the work?
If you don't plan on buying a BMW Warranty then by all means use any indy you find suitable for your needs. But if you want a warranty and plan on using it then you should make sure your indy is registered with BMW to avoid any embarrassing conflict at claim time.
dace said:
Surely, with the extended warranty, you can have the car serviced anywhere as long as the garage uses genuine oem parts?
I thought there was some European ruling that prevents main stealers from insisting they carry out the work?
Nope. One of the stipulations of the cover is that the car HAS to be serviced at an authorised BMW service centre. They can enforce this because unlike the manufacturers warranty the extended warranty is an insurance product.I thought there was some European ruling that prevents main stealers from insisting they carry out the work?
Page 21 on the booklet. http://www.bmw-warranty.co.uk/PDF/PolicyHandbook_B...
P
Edited by paulmon on Sunday 11th December 17:44
davey68 said:
How do you get discs and pads done under warranty??
The first set of fronts were done after buying the car at 3 years old and 10K miles with what was diagnosed as a warped disc. I argued that a car like the Z4M should not be warping discs. The second set of fronts I got done because of a siezed caliper and the rears discs & pads got replaced because the new ones I had fitted disintergrated 2 days after fitting.P
Gassing Station | M Power | Top of Page | What's New | My Stuff