F10 M5 Insurance & Fuel!!

[W8PMC]

Just a heads up for those many who've ordered an F10 M5 recently & are awaiting delivery or those coming up for renewal.

Have run my details through comparethemarket.com several times & i keep getting Tesco come up as the cheapest insurer (by a big margin). Seems odd as they've never been competitive before & the cover is some £100 less per annum than my A8. Best quote i got with the bells & whistles based on Class 1 was £390 which for a £75k performance saloon seems pretty reasonable.

Also & i'm sure i'll get shot down for this, but does the new M5 require Tesco 99/V-Power or will it run quite happily on the 95 ron stuff??

[Dinh]

W8PMC said:

Just a heads up for those many who've ordered an F10 M5 recently & are awaiting delivery or those coming up for renewal.

Have run my details through comparethemarket.com several times & i keep getting Tesco come up as the cheapest insurer (by a big margin). Seems odd as they've never been competitive before & the cover is some £100 less per annum than my A8. Best quote i got with the bells & whistles based on Class 1 was £390 which for a £75k performance saloon seems pretty reasonable.

Also & i'm sure i'll get shot down for this, but does the new M5 require Tesco 99/V-Power or will it run quite happily on the 95 ron stuff??

That's not bad at all on the insurance. I got mine for £445, which still seemed like a bargain to me.

The F10 will run perfectly well on 95, although having tried this once, response wise, it does feel like it has a slight cold - that's the best way I can put it. I stick with 97 and upwards.

[JMRS4]

Funny thing, the M5 2013 june model I borrowed ran well on Sainsburys 97Ron.
This LCI M5 I have just picked up does NOT, I have filled with Esso and Tesco 99 and Shell, all were giving 25+ MPG this Sainsburys crap is giving 23.5 MPG with lighter use!!!.
No more for me .
As for 95 Ron, I will try this next and see if there is any difference, if not then I will use it, but not supermarket stuff.

[W8PMC]

Cheers. Kind of expected I'd need to put the higher grade stuff in due to the blowers, but in the GT-R for instance it was unwise to put anything other than Super in & most cars had adjustable mapping for different fuel grades.

[JMRS4]

W8PMC said:

Cheers. Kind of expected I'd need to put the higher grade stuff in due to the blowers, but in the GT-R for instance it was unwise to put anything other than Super in & most cars had adjustable mapping for different fuel grades.

The M5 ( I have been told) makes it's advertised power with 95 RON fuels, it makes more with 97/98/99 ron.
BMW have made sure you get the quoted power from good fuels not necessarily the very best fuels, so 95 just may be good enough.
I will put it to the test over the next few weeks.

[paulmc]

I struggle to get super etc where I live. I have run 95 Ron twice now and no difference in performance. Makes me wonder if the 97 I get where I live sits in the tank so long it's lost it's advantage over 95. Even if I run optimax I feel no difference but not done any real testing to confirm either way

I used BMW for insurance, no need for a tracker cheap as well.

[W8PMC]

paulmc said:

I struggle to get super etc where I live. I have run 95 Ron twice now and no difference in performance. Makes me wonder if the 97 I get where I live sits in the tank so long it's lost it's advantage over 95. Even if I run optimax I feel no difference but not done any real testing to confirm either way

I used BMW for insurance, no need for a tracker cheap as well.

Got a Tesco's within 5 miles that sells 99 & 2 Shell garages within 3 miles so will fill her up with the good stuff. Just wanted a sanity check that 95 ron was acceptable as in some cars (especially the GT-R) it's ill advised.

Will be nice to perhaps gain a few extra ponies from putting the higher grade juice in.

Tesco for whatever reason didn't even mention Tracker but i'm going to go back into the quote & double check to be on the safe side

[w5pwr]

Always try and use Super in mine and it does tend to give better fuel economy than 95, although may not recover the premium.......

The insurance quotes mentioned are very cheat, does that include for Business use or just commuting?

[mbromwel7]

Really can't believe you F10 owners worrying about which fuel !

After spending £70k+ on a car you put supermarket cooking fat in a M5.... pmsl

[Galahad]

I have had to put 95 in mine a few times when they've been out of 97+ and to be honest, day to day it feels no different at all and economy seems unaffected around town.

On a motorway run, economy does seem to be 1mpg or so down.

Its so bloody quick anyway, I haven't been able to tell the difference in power or response.

I too am insured with Tesco but a mate who's due to get his in a couple of weeks has found BMW Insurance to be the cheapest for him.

[W8PMC]

w5pwr said:

Always try and use Super in mine and it does tend to give better fuel economy than 95, although may not recover the premium.......

The insurance quotes mentioned are very cheat, does that include for Business use or just commuting?

Class 1 business. I've a clean license, well over 10yrs NCB, good postcode & the car will be garaged when not in use. Wife does help the premium even though with the recent EU ruling it shouldn't. Next best quote after Tesco's was £600.

[W8PMC]

mbromwel7 said:

Really can't believe you F10 owners worrying about which fuel !

After spending £70k+ on a car you put supermarket cooking fat in a M5.... pmsl

Those comments always make me laugh

No one is worried, but why would anyone with an ounce of common sense pay more than they need/have to purely for the sake of it??

In much the same way i'll be opting for the cheapest insurance quote when the time comes. Tight fisted i am but worried i'm not

Many high performance cars run perfectly well & in some cases expected on regular unleaded. As stated above, it appears the M5 is such a car so very little point paying an extra 7-10p per litre for no reason at all. Some cars as per the GT-R run dog rough on regular unleaded as are tuned/timing set to run Super.

[W8PMC]

Galahad said:

I have had to put 95 in mine a few times when they've been out of 97+ and to be honest, day to day it feels no different at all and economy seems unaffected around town.

On a motorway run, economy does seem to be 1mpg or so down.

Its so bloody quick anyway, I haven't been able to tell the difference in power or response.

I too am insured with Tesco but a mate who's due to get his in a couple of weeks has found BMW Insurance to be the cheapest for him.

Thanks, i'll check BMW insurance out before i press the button.

[forest172]

for me MAX NCB, and good postcode, I`m 37 and wife 32

Tesco £511 (didn`t want tracker) needless to say used them
Elephant £689
BMW £1014 and wanted tracker

Running mine on 95 ron, as it says that on filler cap and dealer said yeah fine on that

Knocking about it`s doing 21 mpg so far, happy with that. My old Evoque 2.2SD4 only did 27.5mpg and diesel is more expensive

Note:- I can`t believe how good this car sounds, with the standard zorst

Edited by forest172 on Friday 13th September 15:42

Edited by forest172 on Friday 13th September 15:43

[Galahad]

forest172 said:

for me MAX NCB, and good postcode, I`m 37 and wife 32

Tesco £511 (didn`t want tracker) needless to say used them
Elephant £689
BMW £1014 and wanted tracker

Running mine on 95 ron, as it says that on filler cap and dealer said yeah fine on that

Knocking about it`s doing 21 mpg so far, happy with that. My old Evoque 2.2SD4 only did 27.5mpg and diesel is more expensive

Note:- I can`t believe how good this car sounds, with the standard zorst

Again, pretty much the same for me although insurance was £800 with Tesco as have max NCB but had a claim for whee theft a few years ago.

I think the exhaust does sound great from outside the car but a bit too tame inside. I have heard one with an Eisenmann Race exhaust which sounded awesome outside but again, remarkably quiet inside so a good testament to the soundproofing engineers I guess!

http://www.youtube.com/watch?v=YaB_T1i1I70

[w5pwr]

Galahad said:

I think the exhaust does sound great from outside the car but a bit too tame inside. I have heard one with an Eisenmann Race exhaust which sounded awesome outside but again, remarkably quiet inside so a good testament to the soundproofing engineers I guess!

http://www.youtube.com/watch?v=YaB_T1i1I70

I am running a Eisenmann Race on mine and although not excessively loud in the car, it is noticeably louder than stock, sounds great from outside......

http://youtu.be/lQT8W4mpq44

[paulmc]

sure BMW want a tracker? my car sits on the street no garage and deffo no tracker. the guy on the phone was cluless. he sent the quote anyway, when i read through it i noticed no additional security. I called them back and a different guy confirmed no tracker was needed. That made the 500 quote pretty cheap i though

insurnace was just over £500, commuting included me and the wife.

[simonF10]

I went with BMW insurance in the end purely because they didn't specify a tracker was required. I ended up paying £700 in the end as opposed to £450-£500 with some of the companies that wanted a tracker fitted.

[W8PMC]

simonF10 said:

I went with BMW insurance in the end purely because they didn't specify a tracker was required. I ended up paying £700 in the end as opposed to £450-£500 with some of the companies that wanted a tracker fitted.

Tesco didn't ask for Tracker. Like many I'd not like being forced to get Tracker fitted as not sure I'd want my car back after some scrote has ragged the t1ts off it. Will try BMW insurance as they appear to be competative from the above posts

[mondie]

I am almost relieved to see a few others posting in here about taking car insurance with Tesco. Come renewal time on our e60 M5 a few months ago we were being quoted £570 - 700+. Tescos come in at £260! To insure an M5! we took it