BMW M3 Insurance - any suggestions?

[B.J.W]

Hi, I’m picking up my E46 M3 later this week and have started shopping around for quotes. Can anyone suggest any companies to try that you use/have used before? Flux have come back with £543 for the year, but I thought (perhaps wrongly) that a fully comp policy would be coming out lower based on previous insurance prices. Thanks in advance!

[Schermerhorn]

I used to have my E63 M6 insured with Admiral for £650. At the time I was 28 years old and had 8 years NCB, although I am finding that this matters less and less every year and it's largely post code dependent.

[ndj]

I'm with Admiral for my E90 and have been for years. Good price and they don't need a Tracker fitted (in my case at least).

[pidsy]

My e46 is with Chris Knott this year.

Flux were £400 more than that. Even their renewal quote was more.

[CrouchingWayne]

Direct Line have been really cheap for me the past couple of years (Z4M)

[Fury RS]

I have used 'A Plan' for several of my cars over the years including my E92 M3 which I recently sold. They were good for me because they mirrored my full no claims bonus between my runabout Astra and the M3...

[tomtom]

Mine was with Churchill.

[antadkins]

Direct line is definately worth a try, my F10 M5 was nearly £600 cheaper with them than my renewal from 1st Central, which itself was similar price to other quotes I had. No idea for the variation but happy to save £600.

[AJB88]

Try Flux but put it on a modified policy (obviously requires you to modify it)

My Car (2014 Leon Cupra) is about 250-300 cheaper on a modified policy than a stock car with them.

[Jez m]

Chris Knott was the cheapest quote for my Z4 last year.

[Alfa numeric]

The cheapest quote I got for my E93 M3 was from LV. When I had my Elise it was always Admiral.

[Owlwood]

I live in London and Admiral were always cheapest for my E90 M3 (before I moved to N2 from N3).

Switched to E-sure when I got the M2.

[B.J.W]

Thanks for the replies - and good shout on the A-Plan recommendation - they’ve quoted me £490 with some nice perks thrown in!

[slipstream 1985]

14 years with admiral or elephant then last year they couldnt get near tesco. so i switched. it was £400 im 32 with 9 years ncb 6 points. This year it dropped to £300! Anyone paying less for an e46 m3?

[Shezbo]

Got mine FC for £233 - via Aviva

[James_B]

Admiral have always been good for me, although they’ve tripled the premium this year to £2,400, so I’ll be moving elsewhere,

[k22wes]

Just renewed mine, £270 through tesco. Was £250 last year, but no one could beat the renewal price so I let it auto renew for the first time in 20 years of driving!

[Tony B2]

I have just renewed via LV, for an E92 M3, including business use....

.....£221.......

[fido]

Bumpy bump. My premiums just doubled from about £450 to £900. No changes at all. I've moved to LV which gets it down to £600 but still a big bump up.

[Mr Tidy]

You could try Classicline Insurance - they offer cover for "Future Classics" and gave me a good quote for my Z4 Coupe last June. The only downside is that their policies don't have NCD so after a couple of years that could be an issue if you went elsewhere.

I ended up getting a good price from Churchill even after declaring a non-standard exhaust and wheels.

I fully expect to go through the same game this June as I've replaced my Coupe with an M Coupe with a few mods!