Just got my warranty renewal quote.

[groucho]

Comprehensive with emergency service and £100 excess £835. Change the excess to £250 the premium drops to £690.

Got to be the latter I think. What says you lot?

[mmm-five]

Depends on how many claims you make. Make more than one and the more expensive one suddenly becomes the better value one.

Everything under £250 will be your own problem (although very little at a dealer will be that cheap).

[groomer]

I have just done my warranty renewal. I dropped the emergency cover as the car will not be going to europe and then put the excess down to zero and it came to about £850. So as far as I am concerned it will be another year with no hassle. Also I was told by the chap on the phone that although I dropped the emergency cover they would still pick the car up in the UK and take it to the nearest BMW dealer. I would give them a call and ask them how much zero excess would be ETC and take it from there.

[buccal]

How comprehensive is the cover BMW offer?

Is there lots of "wear and tear" caveats or are they pretty good at paying out?

cheers

Alex

[groomer]

There are quite a lot of wear and tear items, exhaust brakes etc but it is an M car and what would worry the hell out of me is the thought of the engine or gearbox going and I know, that if that was the case then it would be covered regardless of the cost. Some other warranty companies only offer up to 5k per claim.

[groucho]

mmm-five said:

Depends on how many claims you make. Make more than one and the more expensive one suddenly becomes the better value one.

Everything under £250 will be your own problem (although very little at a dealer will be that cheap).

Good point on the number of claims. Never thought of that.

[mmm-five]

I've got the same thought process to go through next month, along with paying £700 for insurance and £400 for VED. Ah well it's only money, and I can always do an IVA.