Insurance

[Roger Dodger]

Mine is due in a month or so.

Paid £1800 last year fully comp with admiral, just used confused.com and Swiftcover are offering £990 fully comp.

However, I get the impression I should be using some specialists. I've sorted calls with A-plan and Adrian Flux. Any others I should be considering?

Car is a mk1 1.8 '96. With different Mazda wheels on (declared them before just to be safe, they are from a 323), plan to do 10k miles tops

I'm 26, 2yrs ncb, owned the car for a year, license for 2 years.



Cheers,

Edited by Roger Dodger on Saturday 10th September 12:45

[Mr MXT]

Sky insurance are usually good. FWIW I wouldnt use Flux.

[JonnyFive]

I'm with Flux, cheapest I could find.. £1200 w/mods declared. (21 years old, 2 years driving (3 now) and 1 year ncb.)

[chrisg330d]

I called: Sky, Aplan, REIS, flux, footman james, greenlight, rh specialist cars and hagerty.

I paid £196 for my lightly modified (no power mods) mk1 1.8 with footman james on a limited mileage policy. Definitely worth calling all of them as the quotes are ridiculously different. Also, join MX5-OC (£30), you'll get up to 20% discount.

Chris

[Roger Dodger]

Really? I didnt know the discount was that big.

Who do you get it with?

[chrisg330d]

chrisg330d said:

I called: Sky, Aplan, REIS, flux, footman james, greenlight, rh specialist cars and hagerty.

I paid £196 for my lightly modified (no power mods) mk1 1.8 with footman james on a limited mileage policy. Definitely worth calling all of them as the quotes are ridiculously different. Also, join MX5-OC (£30), you'll get up to 20% discount.

Chris

That is as a second car but the discounts are pretty amazing. Price comparisons were coming out at about 600!

[Burgmeister]

If it helps im 24 and pay £464 FC on a 1993 1.6 Eunos albeit with 6 years ncb with Aviva. Axa wanted similar cash and both are not on comparison sites.

[Mr MXT]

Flux are cheap but they can be difficult come claim time. You pays your money etc etc.

[Roger Dodger]

The phoning around has started! Especially since my current policy expires in 2 weeks (when I thought it was 2 months!)

Admiral renewal = £1100 (a reduction of £800)
A Plan = £1400


ETA
Footman James, with MX5OC membership, 6k miles....

£300!

WINNER!

Edited by Roger Dodger on Friday 16th September 15:12

[Roger Dodger]

Mr MXT said:

Sky insurance are usually good. FWIW I wouldnt use Flux.

Mind if I ask why you'd avoid AF?

[kieron55]

Ive been looking at getting an mx5 recently, and thought I would get some insurance quotes.

I currently have a classic mini on a classic policy with footman james but when I called to get a quote they said they couldnt offer me anything at all, I have been with them for 5 years now, I am a 24(almost 25) year old student living in manchester centre but the car would be in a secure underground car park.

I also tried adrian flux but their best quote was about £4600.

Is it worth trying anyone else?

[Richyvrlimited]

kieron55 said:

Ive been looking at getting an mx5 recently, and thought I would get some insurance quotes.

I currently have a classic mini on a classic policy with footman james but when I called to get a quote they said they couldnt offer me anything at all, I have been with them for 5 years now, I am a 24(almost 25) year old student living in manchester centre but the car would be in a secure underground car park.

I also tried adrian flux but their best quote was about £4600.

Is it worth trying anyone else?

Try REIS.

[Riknos]

kieron55 said:

Ive been looking at getting an mx5 recently, and thought I would get some insurance quotes.

I currently have a classic mini on a classic policy with footman james but when I called to get a quote they said they couldnt offer me anything at all, I have been with them for 5 years now, I am a 24(almost 25) year old student living in manchester centre but the car would be in a secure underground car park.

I also tried adrian flux but their best quote was about £4600.

Is it worth trying anyone else?

£4600?!?! Have you not got any NCB or something? I've just turned 25 and got insured with flux with all mods declared for £570.. I would have gone with Admiral for £440 but they wouldn't cover coilovers which I'm hoping to fit this weekend...

[Munter]

Roger Dodger said:

Mr MXT said:

Sky insurance are usually good. FWIW I wouldnt use Flux.

Mind if I ask why you'd avoid AF?

Some people seem to claim/find them difficult if you have to make a claim.

My experience of the process was about 5 years ago. But it was perfectly smooth then.

I phoned up.
They took details and called me back about an hour later with details on where to take the car.
Car got fixed, I got a hire car in the meantime, and paid my excess.

Bish bash bosh. Job done.

I'd sooner deal with Flux than Royal Sun Alliance....

[kieron55]

Riknos said:

£4600?!?! Have you not got any NCB or something? I've just turned 25 and got insured with flux with all mods declared for £570.. I would have gone with Admiral for £440 but they wouldn't cover coilovers which I'm hoping to fit this weekend...

I have been on a classic insurance policy since I started driving and unfortunately you dont get ncb with those types of policy. I think I will have to try a few different places once I am 25, as that seems to make a bit of difference, only a few months away anyway.

[anonymous-user]

I'm paying about £200 fully-comp on a 92 mk1 with a load of aesthetic mods with no no-claims.
This is via PerformanceDirect to Chaucer Insurance. Also I'm getting old....35....

Also they're the first car insurance place that has phoned me to check if I received my renewal notice, and offered to call me back a bit closer to the renewal date. Makes a nice change and makes it harder to accidentally forget to renew.

Edited by anonymous-user on Friday 30th September 13:37