Insurance

[NiceCupOfTea]

That time again?

Does anybody have any recommendations?

• Eunos (import)
• Business use
• 1 claim in last 12 months
• (minor) mods (wheels/air filter)

Currently with A-Plan but renewal seems a little high for something relatively benign! Comparethemarket search hasn't turned up anything lower though.

I might try Flux but they have seemed very disorganised in the past.

[Eighteeteewhy]

Flux were better than any others for me, Eunos as well

[MX-5 Lazza]

NiceCupOfTea said:

That time again?

Does anybody have any recommendations?

• Eunos (import)
• Business use
• 1 claim in last 12 months
• (minor) mods (wheels/air filter)

Currently with A-Plan but renewal seems a little high for something relatively benign! Comparethemarket search hasn't turned up anything lower though.

I might try Flux but they have seemed very disorganised in the past.

But which Eunos? 100? 300? 500? 800? Cargo? Cosmo? Presso? 30X? Roadster?

[NiceCupOfTea]

MX-5 Lazza said:

But which Eunos? 100? 300? 500? 800? Cargo? Cosmo? Presso? 30X? Roadster?

Given the forum.... Roadster!

[vrsmxtb]

Would it be worth giving existing insurer a call and kicking up a fuss?

I'm with Flux, they were competitive compared to a lot of the big names, but for this years renewal I've joined MX5OC and more than halved my renewal with a call to Footman James. Doubt they'd do any business use though.

[Munter]

I couldn't beat Flux's price again this time around so if I were you I'd give them a try as well as beating up A-Plan, and giving Footman James a call.

[NiceCupOfTea]

vrsmxtb said:

Would it be worth giving existing insurer a call and kicking up a fuss?

Not sure there's much mileage in that - Chris Knott just said that they can't quote as none of their underwriters will do mods + claim in last 12 months.

Irritatingly, the claim was 1 week into the policy. I am thinking about letting the policy lapse and renewing in a couple of weeks...

[MX-5 Lazza]

NiceCupOfTea said:

MX-5 Lazza said:

But which Eunos? 100? 300? 500? 800? Cargo? Cosmo? Presso? 30X? Roadster?

Given the forum.... Roadster!

To be fair, the forum name doesn't give the Eunos model name either

[garrykiller]

I am with admiral and pretty much the same ins history. Got mine really cheap with them. Cheaper than Adrian flux.

[Farmboy UK]

Admiral was considerable cheaper for me too

[Riknos]

NiceCupOfTea said:

Not sure there's much mileage in that - Chris Knott just said that they can't quote as none of their underwriters will do mods + claim in last 12 months.

Irritatingly, the claim was 1 week into the policy. I am thinking about letting the policy lapse and renewing in a couple of weeks...

This would work, however, claims need to be declared up until 3 years, not 1..

Try Flux, they were cheapest for me.

Footman James wont cover you unless you have it as a second car or a garage, they told me anyway!

[kieranjholland]

Sorry, not MX-5 related. Spotted this thread as I'm looking at getting a Mk1 MX5.

I got my renewal quote through from Admiral this month - went up from £1,500 to £1,900 (accident in 2010, moved from a '53 Volvo S60 to a '57 BMW 525i touring). Expected a little hike.

I ran a few searches on gocompare to see what prices were thrown up. With some tinkering I got a quote from Elaphant, Admiral's sister company for £1,300... so phoned Admiral who matched this quote, then by adding another driver (who I'd simply forgot to add originally) knocked it down to £1,200!

£1,900 down to £1,200!

How does that even work?!

An image of some monkeys tapping calculators on the upper floors of some office block in Cardiff spring to mind

[garrykiller]

kieranjholland said:

Sorry, not MX-5 related. Spotted this thread as I'm looking at getting a Mk1 MX5.

I got my renewal quote through from Admiral this month - went up from £1,500 to £1,900 (accident in 2010, moved from a '53 Volvo S60 to a '57 BMW 525i touring). Expected a little hike.

I ran a few searches on gocompare to see what prices were thrown up. With some tinkering I got a quote from Elaphant, Admiral's sister company for £1,300... so phoned Admiral who matched this quote, then by adding another driver (who I'd simply forgot to add originally) knocked it down to £1,200!

£1,900 down to £1,200!

How does that even work?!

An image of some monkeys tapping calculators on the upper floors of some office block in Cardiff spring to mind

funnily this was the same for my OH, she had an accident last year came to renewal, price was £1400, wenr onto comparethemarket and it was only £650 from Admiral. called them up and they dropped the price straight away. similar thing happened with my friend again with admiral. cheeky fkers!

[kieranjholland]

Crooks

[Prawo Jazdy]

Riknos said:

Footman James wont cover you unless you have it as a second car or a garage, they told me anyway!

I'm with FJ and it's my daily driver and lives on a driveway.

[NiceCupOfTea]

Well, interestingly my renewal was £600 from A-Plan, and:

Footman James wouldn't quote (import + mods + business use + claim within last year)
Adrian Flux £580
Admiral £510 on a multicar policy.

Tempted by Admiral as it's a big saving, but not so sure about any gotchas that may be hidden in the small print...

[garrykiller]

NiceCupOfTea said:

Well, interestingly my renewal was £600 from A-Plan, and:

Footman James wouldn't quote (import + mods + business use + claim within last year)
Adrian Flux £580
Admiral £510 on a multicar policy.

Tempted by Admiral as it's a big saving, but not so sure about any gotchas that may be hidden in the small print...

I am on admirals multicar policy and it's pretty clear. Been on it 2 years now and they are massively cheaper than any other insurer.

[NiceCupOfTea]

Any idea what happens with NCB? I have 2 cars due now and one in October. They have given me prices for all 3 to go through until next March - but surely I will lose the extra few months NCB from Oct-March when it next comes to renew?

[garrykiller]

NiceCupOfTea said:

Any idea what happens with NCB? I have 2 cars due now and one in October. They have given me prices for all 3 to go through until next March - but surely I will lose the extra few months NCB from Oct-March when it next comes to renew?

No you don't loose it what they do is start the one in October but re new it in the march. So you dont loose the no claims. In fact you benefit from it as you earn a years NCB in a shorter period.

[Wilburo]

Resurrecting this one to talk about Admiral - I've been with them in our MINI since 2008 but they won't quote our Eunos at all. I think it must be because it's an import, but I'm not 100% sure.