MX5's and classic insurance

[CHIEF]

How old do MX5's have to be before it qualifies for classic insurance?

10-15-20 year old?

Could you get an early mk2 and insure it under classic insurance?

Cheers.

[whiteonyx]

flux and most others say up to 1996 to qualify for classic status, most will do a second car policy at nearly the classic rate but shop around a lot.
My renewal ranged from £750 to £199.

[MX-5 Lazza]

I have had my 2001 on a classic car insurance in the past. Can't be bothered with that now though as it's more trouble than it's worth and doesn't discount the cost that much anyway.

[matts4]

Just took out mine (2000 V reg) with R H insurance, using a classic policy via Equity Red Star.

3k miles per year, european cover, breakdown cover and business use.

£200.42

(inludes suspension changes, roll bar and stainless back box)

[CHIEF]

matts4 said:

Just took out mine (2000 V reg) with R H insurance, using a classic policy via Equity Red Star.

3k miles per year, european cover, breakdown cover and business use.

£200.42

(inludes suspension changes, roll bar and stainless back box)

Crikey thats cheap.

[matts4]

It does take into account it is a 3rd car and garaged every night.
Last year it was £240 with Haggerty on a classic policy.

I could have taken it on a "traditional" policy at around £300 per year and built up NCB, but can't really see the point.
If I stack it, it will inevitablly be on a track day, and I'll not be covered anyway.

I've had the car 12 months and a week. Total mileage in the last year has been 1k. 250 of them have been round Snetterton!

However, with business use this year I will probably use it on sunnier days for the commute, just like I have today.
I also find it a whole load more fun driving it, now I've got the suspension sorted too.

[mike9009]

CHIEF said:

matts4 said:

Just took out mine (2000 V reg) with R H insurance, using a classic policy via Equity Red Star.

3k miles per year, european cover, breakdown cover and business use.

£200.42

(inludes suspension changes, roll bar and stainless back box)

Crikey thats cheap.

Just paid £104 for my 1991 Eunos on a classic policy with Performance Direct. Limited to 1500 miles. Bargain really .... but currently trying to sell. I just dont use it at all!

Mike

[Codd]

Mine's a 1990 Eunos and was £142 for the year with Footman James. That includes 3000 miles and it has to be garaged nightly.

Pretty happy with that tbh!

[Steve vRS]

I have a co. car so would be looking to insure one with no NCB. What sort of quotes are people seeing in these circumstances?

Steve

[Codd]

In my case, because it's insured under a classic policy, NCB isn't counted.

[The Geographer]

I paid 1700 last year with no NCB, this year it will be around 1000...

[japgt]

mike9009 said:

Just paid £104 for my 1991 Eunos on a classic policy with Performance Direct. Limited to 1500 miles. Bargain really .... but currently trying to sell. I just dont use it at all!

Mike

got any pics of yours for sale and some info, message if you prefer.

[thecremeegg]

CHIEF said:

Crikey thats cheap.

I only pay £280 on a standard policy, 10k miles, mods declared for my Eunos, and I'm 25

[Pete Franklin]

thecremeegg said:

I only pay £280 on a standard policy, 10k miles, mods declared for my Eunos, and I'm 25

which company do you use?

[Tyrewrecker]

Pete Franklin said:

which company do you use?

try footman james

[thecremeegg]

Pete Franklin said:

which company do you use?

Aviva

[mgbgt9999]

Bridle, Footman James and Adrian Flux worked out a great deal for me for insurance on my '72 MGBGT; ending up going with Bridle as they were a little cheaper than the others and great service- did it all over the phone whilst I waited -Below £100 with a few added benefits. Still can't quite believe the price...

[Jobbo]

I insured my recently purchased Eunos with Footman James yesterday. Same price as elsewhere until I came to add my g/f, who is under 30; they wanted an astonishing £0.00 to include her on the policy, whereas others declined to quote. It's a 1993 car and they were happy to stick it on a classic policy; I suspect they'd do so for any mk1 MX5.

15% discount on the insurance for joining the MX5 Owners' Club too.