MX 5 Insurance May 2010 - Who's Hot?

[J-Tuner]

Morning All,

I am staggered and offended by Admiral's renewal quote of £500 odd quid, and RAC's £550 quote the other week. Over a 100% increase for no reason. Bearing in mind my premium last year with Admiral was £220 with all the trimmings. I have 3 points and a clean history. 7 Years NCB.

I think they are taking the absolute michael out of me to be honest - after a 10 minute winge on the phone i got it down to £348 odd. Why didnt they just quote sensibly in the first place the f?*ckers! I want to move insurers to save some more money and also out of principle. My partner also on the multicar policy got a stupid quote and a subsequent massive price drop when we phoned them. The bizarre thing is the cheaper quotes with admiral are no longer multicar policies... how does that work???

Anyway - who is good on MX5's this month got to renew within a week.

UK Car thats standard apart from some lowering springs.

Cheers

Steve

Edited by J-Tuner on Thursday 13th May 08:14

[rfn]

I would recommend trying some brokers, such as Adrian Flux, they were able to offer me an excellent quote with a great level of cover for a more reasonable price than my previous insurer, this time round at renewal.

[J-Tuner]

yeah thats my plan at the moment.. the thing that rages me is that i moved to an mx5 for insurance cost savings alongside loving the car itself - my heavily modified nissan 200sx was only £500 fully comp from A-Plan not long ago - so theres no way in hell am i paying £500 for a near on standard UK mx5.

Cheers for the pointer mate

[pbirkett]

Sky insurance just sent me their renewal quote of 501 quid for mine, which is more than they charged me for an import integra type-r. So they can get stuffed!!

Aviva came back best for me - 301 quid, and with 75 quid cashback through topcashback or 45 quid through quidco, it puts mine at 226 quid.

I'm 31 with 6 points and car parked in street, lightly modified eunos 1.8 rs-limited.

[rob0971]

Try Richard Eggar: http://www.reis.co.uk/index.php
They done a good deal for my supercharged Eunos & there is the optional trackday cover as well. They also know what you are talking about!

[Luke.]

Keith Michaels were good for my Boxster S

[Shaw Tarse]

Flux quoted £120 more than current insurer for me.
Have had a quote from Tesco, but couldn't see where to declare lowered suspension.

[Andy_742]

Adrian Flux were the cheapest for me but as mine is an import I had less choice.

[Ari]

Direct Line for me, cheaper than Adrian Flux!

Easy to get a quick quote on line too.

[DavesBRG5]

Another vote for Richard Egger here followed closely by Aplan (Bletchley office)

Flux were best for a Classic policy when i had my MK1 weekend toy but couldn`t compete with the above for my unlimited mileage daily driver Sport.

[JFReturns]

My best quote which I took was with..... Admiral

£250 fully comp, went up to £280 when I lost my multi car policy discount.

[J-Tuner]

I have tried a couple such as chris knott and direct line and knott couldn't touch admiral and direct line was 344 odd

just looked at the multicar policy and if I split it 2 ways for each car it works out around 270 for the mx5.

Probably gonna stick with that....

[MX-5 Lazza]

I have mine through AON on the club scheme. £350 including all modifications (I supply them with a word document with all mods listed so there can be no argument).

I wouldn't go near Admiral with someone elses stty barge-pole. They might be cheap but try making a claim!

[ROBICON5]

Depending on your age try SAGA.Saved £80 on Direct Line renewal quote,full comp.plus all the fancy bits for £205

[Merlot]

Just reinsured mine

Me: 25 Years old, mainn driver with parents as secondary drivers. I live with my girlfriend and we own our own place in a low risk area, the car is parked outside in a residential parking area. 6 Years no claims bonus, no recent claims or convictions etc.

Car: '96 MX5 Merlot

Policy: Fully comp, social domestic and pleasure with commuting. Guarenteed (Protected+1) NCB, £250 excess, driving other cars included.


I paid £326 with Admiral.

[Ash From Flux]

Hello if you do try us (Adrian Flux) make sure you mention that you're a pistonheads member because that can save you up to 15%.

[SiC2]

Just changed from Churchill to Aviva - I'm 22 with 4 years NCB protected for £440. Pretty pleased with that!

[Shaw Tarse]

Ash From Flux said:

Hello if you do try us (Adrian Flux) make sure you mention that you're a pistonheads member because that can save you up to 15%.

I used the link from here, my quote was £120 more than renewal with Sainsbury's

[piefacemate]

I'd been using Adrian Flux for 4 years, but have noticed a massive drop in customer service this year although pricing is generally keen.

Tried using the link to quote in the Jaguar section to get cover on my XJ8... was quoted £2,700 (!) and advised that the price is high because AF don't specialise in the vehicle they specialise in imports and modified cars. Not entirely sure how covering a standard UK car can cause such issues.

Rang back a day later and the price mysteriously dropped to £1,750. I'm now covering the MX5 with Admiral and will be moving the Jaguar over to them next year, assuming their pricing is still keen.