Recommend me an insurer

[NiceCupOfTea]

• Eunos (import)
• a couple of minor mods (wheels, steering wheel, air filter)
• business use required so classic insurance not really a goer (apparently you can't use a classic every day )

Suggestions?

Currently with Chris Knott, renewal £460 which seems a bit steep (decent postcode, 36yo, no points). A-Plan beat it by twenty quid but CK won't match.

[garrykiller]

Try admiral. Mines pretty cheap with them.

[NiceCupOfTea]

garrykiller said:

Try admiral. Mines pretty cheap with them.

Already gave them a go (multicar) but they were £470 or so.

[snotrag]

Sky.

Get the name of the guy who posts on nutz, speak directly to him.

There not just "cheap" I found the policy was much fairer and more comprehensive than flux etc regards mileage, mods etc.

[piefacemate]

If you get the details of the chap at sky can you please post them here, or pm them to me? I'm struggling get sensible prices and am limited for choice with companies.

[NiceCupOfTea]

snotrag said:

Sky.

Get the name of the guy who posts on nutz, speak directly to him.

There not just "cheap" I found the policy was much fairer and more comprehensive than flux etc regards mileage, mods etc.

[snotrag]

Here you go guys, I think he was called Ollie.

Edit for dud link -
http://www.mx5nutz.com/forum/index.php?showforum=8...

Edited by snotrag on Monday 28th February 18:55

[skinny]

flux?

i'm with them but not business mileage, fully comp, 10k miles, full NCB, 31y/o
all mods declared for £300.

Edited by skinny on Monday 28th February 21:08

[DocJock]

Eunos 1.6S Garaged, 7yrs NCD

£193FC Direct Line

[A14RD X]

i've just posted this on another thread, but using Confused.com, I got my NC 2.0 Sport insured for £217 with More Than.

The only advantage of being over 40 lol

[JonnyFive]

That is all.

[LukeBird]

skinny said:

flux?

This.

23, 5yrs NCB for a Mk2.5 1.8 Sport, 12k pa with 3rd party cover on other cars for £585 a year.
Oh and I have an SP30 as well...

Edited by LukeBird on Monday 28th February 23:56

[NiceCupOfTea]

Flux not that great a quote last year, plus I have a deep seated mistrust of them!

[snotrag]

NiceCupOfTea said:

Flux not that great a quote last year, plus I have a deep seated mistrust of them!

As I Said - Sky insurance basically offered me the same price as my renewal with Flux - except the policy was much better - no mileage limit, more lenient on mods, more useful personal cover/legal stuff, understood what the car actually was etc etc.

[piefacemate]

snotrag said:

Here you go guys, I think he was called Ollie.

Edit for dud link -
http://www.mx5nutz.com/forum/index.php?showforum=8...

Edited by snotrag on Monday 28th February 18:55

Cheers! :thumbsup:

snotrag said:

As I Said - Sky insurance basically offered me the same price as my renewal with Flux - except the policy was much better - no mileage limit, more lenient on mods, more useful personal cover/legal stuff, understood what the car actually was etc etc.

That's exactly what I'm looking for. Flux pissed me off last year by canceling my policy for not submitting a proof of no claims, despite them having been my insurer for the last 4 years! Due to this I also lost the remaining few months on my policy costing me about £100.

Other companies I'm trying are struggling to understand the mods and just not covering me, or not explaining what I need to declare properly.

Although you didn't specifically mention, I'm guessing Sky can cater for trackdays too if so needed?

[MX-5 Lazza]

I have a word document detailing every single mod I have on my car. I send that to the insurer to make sure there is no problem with declared mods

[MX-5 Lazza]

piefacemate said:

Although you didn't specifically mention, I'm guessing Sky can cater for trackdays too if so needed?

I'm with AON (whoever they use - is it still Royal Sun Alliance?) and they include free track-day cover. However, I rarely use it as it needs to be and a recognised track (i.e. not an airfield), through a recognised track day operator (i.e. not Mazda on Track though Lotus on Track is fine - go figure) and the excess is something like £1800 or 10% of the car value, whichever is higher so barely worth bothering with for most cars. I believe Flux are pretty much the same.

[NiceCupOfTea]

Not very impressed with Sky so far. Called them 30 mins ago and they said they would call me straight back. Nothing so far. I have to go out soon and I have stuff to do, can't be floating around the laptop with all the info in case they call...

[5harp3y]

Richard Egger

Now called REIS

Great guys, got my MX with them, fully comp for £300!

[Don Phil]

I'm coming up to renewal at the end of March, so i'll be trying some of the companies mentioned above.

Aviva gave me a cracking deal last year on my import mk1 with a few mods - bodykit, exhaust, alloys (cheaper than insuring a uk mk1 - i clarified this 3 TIMES with the guy on the phone as i nearly fainted).

I found flux & sky really pricey, and no one else specialist would insure me as under 25, churchill wouldn't insure me as i had a modified car.

I'm waiting for aviva's renewal before starting the painful hunt once again. I believe those who wouldn't insure me for being under 25 last time around might do this time, as i'm less than 2 months off being 25, and one i spoke to last year said they would insure me this year (can't remember who now!)

Happy hunting.