Watch insurance
Discussion
jonah35 said:
Does £200pa to insure an ss daytona sound expensive? It does to me!
Are there any companies that do standalone watch insurance other than TH March?
Thanks
Ridiculous!Are there any companies that do standalone watch insurance other than TH March?
Thanks
Why not put it on your home insurance? Many on here do, myself included. Covers them in and away from the home... Adds only a few quid onto the policy
Standalone watch / jewellery insurance will always be relatively expensive as they are only insuring a selection of high risk and expensive items.
Your home contents policy has a balance of risk consisting of the above plus all the stuff not likely to be stolen (general household goods)
Consequently normally as said above it is far better to add it to your contents insurance.
Your home contents policy has a balance of risk consisting of the above plus all the stuff not likely to be stolen (general household goods)
Consequently normally as said above it is far better to add it to your contents insurance.
jonah35 said:
I cant add it onto my home insurance for a few reasons so standalone only option 
Ah I see you have not told the wife 
March have been doing this for a while so I suspect their rates are there or thereabouts. It may seem a lot but then there is a lot at risk.
Rock and a hard place and all that
Good luck
jonah35 said:
Does £200pa to insure an ss daytona sound expensive? It does to me!
Are there any companies that do standalone watch insurance other than TH March?
Thanks
This sounds expensive to me but then it's worth the same as the average car (if not more) and it may well be worn all day, everyday, in different places, doing different activities... Home insurance is the way forward but, in isolation, perhaps £200pa isn't that bad when you look at it like that!?Are there any companies that do standalone watch insurance other than TH March?
Thanks
When I renewed my home contents insurance a couple of weeks ago I flagged up that I wanted a watch insured for £3.6k and the company refused to continue to insure me. Granted I live in a shared flat in central London, but still.....
In the end it cost me about £100 to insure it as a specific item on my contents insurance, with a sneaky feeling I was paying a bit much. I couldn't find a better offer though (probably due to a lack of effort and enthusiasm for the cause on my part).
In the end it cost me about £100 to insure it as a specific item on my contents insurance, with a sneaky feeling I was paying a bit much. I couldn't find a better offer though (probably due to a lack of effort and enthusiasm for the cause on my part).
For anyone with sub-£10,000 watches, which describes all of my own, Id suggest AXA.
A lot of insurers have failed to raise their thresholds as values and new costs have rocketed, making a reasonable insurer in 2008 a pain in the arse now, requiring valuations and safes etc., for watches which passed unnoticed before.
A lot of insurers have failed to raise their thresholds as values and new costs have rocketed, making a reasonable insurer in 2008 a pain in the arse now, requiring valuations and safes etc., for watches which passed unnoticed before.
GC8 said:
For anyone with sub-£10,000 watches, which describes all of my own, Id suggest AXA.
Sorry for the thread resurrection but I wanted to thank you, GC8, for this nugget of advice. AXA sorted out household insurance for me that included my watch for less than half the price I've been paying Barclays for the last two years.AssetSure wanted £240 to insure my (~£9500) IWC separately.
DirectLine only cover valuables up to £5k unless you have a safe in your home.
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