who offers the best Insurance???
who offers the best Insurance???
Author
Discussion

clynos1

Original Poster:

199 posts

227 months

Friday 19th December 2008
quotequote all
I am sure that this has been covered many times before, but cannot find any info using the search button!
Now that my car is down on four wheels I thought I should start thinking about insurance.
Who offers the best cover / deals etc. Should one go for agreed values, limited mileage etc. etc.
David

Graham-P

1,548 posts

275 months

Friday 19th December 2008
quotequote all
David, qiute a few of us are with Hagerty
It gives you confidence when they answer the phone and they know exactly what you are talking about.smile

V8 Vum

3,206 posts

250 months

Friday 19th December 2008
quotequote all
David,

Try Hagerty at Silverstone (01327 856 002)

I had real problems with others, during my build, but these seem to know their stuff, were hassle free (for me-so far!)
Can't comment on being the very cheapest, but certainly not bad - they seem to have a good reputation.

..having said that, you only find out how good they are, when you have to make a claim yikes! Lets hope that's NEVER!

Cheers

keith

Gulf -LS7

1,922 posts

233 months

Friday 19th December 2008
quotequote all
yep hagerty get my vote to, they actually know what an Ultima is.

738 driver

1,202 posts

222 months

Friday 19th December 2008
quotequote all
Would that include build policies as well as road risk, gents?

DHGTR

1,196 posts

272 months

Friday 19th December 2008
quotequote all
Hi Dave,

Yep they do build policies as well. If you finish your build within the year, the remaining balance is offset against your road policy as well.
They will require pictures of certain stages of your build, and it is an agreed valuation as well.
My car is still covered with a build policy. Hopefully i will be renewing with a road policy in April.

Dave

Gulf -LS7

1,922 posts

233 months

Friday 19th December 2008
quotequote all
738 driver said:
Would that include build policies as well as road risk, gents?
yep im sure they do a build up policy, i was told by one of the guys there that one chap was building his Ultima and a tree fell on his garage in mid build..... oops

gtr-gaz

5,281 posts

275 months

Friday 19th December 2008
quotequote all
Gulf -LS7 said:
738 driver said:
Would that include build policies as well as road risk, gents?
yep im sure they do a build up policy, i was told by one of the guys there that one chap was building his Ultima and a tree fell on his garage in mid build..... oops
Yes quite, and that is where his problems began, if I remember.
Didn't he have a struggle getting them to replace certain bits rather than repairing, or am I thinking of someone else?

As already mentioned, it's not until you make a claim that you know how good they are.

738 driver

1,202 posts

222 months

Friday 19th December 2008
quotequote all
Yikes..................have a big tree next to mi new workshop/garage..........has a TPO on it........maybe winter will see it off!!biggrin Cheers for the info.

Graham-P

1,548 posts

275 months

Friday 19th December 2008
quotequote all
gtr-gaz said:
Gulf -LS7 said:
738 driver said:
Would that include build policies as well as road risk, gents?
yep im sure they do a build up policy, i was told by one of the guys there that one chap was building his Ultima and a tree fell on his garage in mid build..... oops
Yes quite, and that is where his problems began, if I remember.
Didn't he have a struggle getting them to replace certain bits rather than repairing, or am I thinking of someone else?

As already mentioned, it's not until you make a claim that you know how good they are.
Don't think he was with Hagerty at that time.

Crazy of Cookham

740 posts

284 months

Friday 19th December 2008
quotequote all
Agree Hagerty are great. Highly recommend

craig7l

1,135 posts

295 months

Friday 19th December 2008
quotequote all
got a quote with graham sykes one of a few companies who could/would quote..but will try hagerty..

Gulf -LS7

1,922 posts

233 months

Friday 19th December 2008
quotequote all
I have just claimed with hegarty..... fantastic!!!
Allianz the insurance company where also great smile


JoulesCanAm

330 posts

215 months

Friday 19th December 2008
quotequote all
Not sure how it works in the UK nowadays, but here in the US many (if not most) of the insurers exclude track events. With the popularity of the High Performance Driving Events (HPDE) the non coverage has been extended to include in many cases 'any on track event'. Hagerty had exclusions from what I recall, so check the policy coverages if you track the car regularly.

One insurer I contacted excluded insurance cover even if the car was at a track parked in the paddock.

My cars are insured through American Hobbyist for this sole reason as their waiver was specific to "timed or competitive racing"

andyouteast

206 posts

218 months

Friday 19th December 2008
quotequote all
Haggerty get my vote too. Not quite the cheapest, but very knowledgeable and agree up front how much it will be for each track day. Interesting that I have saved up many years of no claim bonus on 2 cars and I found out with them that they're not worried about NCB - just judge things on your recent driving history.

Andrew

clynos1

Original Poster:

199 posts

227 months

Friday 19th December 2008
quotequote all
Hagerty it is then!!
Many thanks for all the input
David

shithotfast

1,134 posts

297 months

Saturday 20th December 2008
quotequote all
clynos1 said:
Hagerty it is then!!
Many thanks for all the input
David
and......... if you have Hagerty full insurance, you are FULLY insured to drive any other Ultima insured with Hagerty!

Captain Slog

375 posts

226 months

Saturday 20th December 2008
quotequote all
A similar post last year listed the following suitable insurers. Some members had less than favourable reviews of some of them.

Hagerty
Footman James
Adrian Flux
Classic Line
MSM

heres the original link

http://www.pistonheads.com/gassing/topic.asp?h=0&a...

Steve

XTR2Turbo

1,538 posts

260 months

Saturday 20th December 2008
quotequote all
another Vote for haggerty. I have 5 cars on a group policy with them.

Steve_D

13,802 posts

287 months

Saturday 20th December 2008
quotequote all
I was with MSM and had very good service and they knew the make. On renewal they were not able to match Hagerty. It was so much different they were not able to price match.

Steve