who offers the best Insurance???
Discussion
I am sure that this has been covered many times before, but cannot find any info using the search button!
Now that my car is down on four wheels I thought I should start thinking about insurance.
Who offers the best cover / deals etc. Should one go for agreed values, limited mileage etc. etc.
David
Now that my car is down on four wheels I thought I should start thinking about insurance.
Who offers the best cover / deals etc. Should one go for agreed values, limited mileage etc. etc.
David
David,
Try Hagerty at Silverstone (01327 856 002)
I had real problems with others, during my build, but these seem to know their stuff, were hassle free (for me-so far!)
Can't comment on being the very cheapest, but certainly not bad - they seem to have a good reputation.
..having said that, you only find out how good they are, when you have to make a claim
! Lets hope that's NEVER!
Cheers
keith
Try Hagerty at Silverstone (01327 856 002)
I had real problems with others, during my build, but these seem to know their stuff, were hassle free (for me-so far!)
Can't comment on being the very cheapest, but certainly not bad - they seem to have a good reputation.
..having said that, you only find out how good they are, when you have to make a claim
! Lets hope that's NEVER!Cheers
keith
Hi Dave,
Yep they do build policies as well. If you finish your build within the year, the remaining balance is offset against your road policy as well.
They will require pictures of certain stages of your build, and it is an agreed valuation as well.
My car is still covered with a build policy. Hopefully i will be renewing with a road policy in April.
Dave
Yep they do build policies as well. If you finish your build within the year, the remaining balance is offset against your road policy as well.
They will require pictures of certain stages of your build, and it is an agreed valuation as well.
My car is still covered with a build policy. Hopefully i will be renewing with a road policy in April.
Dave
Gulf -LS7 said:
738 driver said:
Would that include build policies as well as road risk, gents?
yep im sure they do a build up policy, i was told by one of the guys there that one chap was building his Ultima and a tree fell on his garage in mid build..... oopsDidn't he have a struggle getting them to replace certain bits rather than repairing, or am I thinking of someone else?
As already mentioned, it's not until you make a claim that you know how good they are.
gtr-gaz said:
Gulf -LS7 said:
738 driver said:
Would that include build policies as well as road risk, gents?
yep im sure they do a build up policy, i was told by one of the guys there that one chap was building his Ultima and a tree fell on his garage in mid build..... oopsDidn't he have a struggle getting them to replace certain bits rather than repairing, or am I thinking of someone else?
As already mentioned, it's not until you make a claim that you know how good they are.
Not sure how it works in the UK nowadays, but here in the US many (if not most) of the insurers exclude track events. With the popularity of the High Performance Driving Events (HPDE) the non coverage has been extended to include in many cases 'any on track event'. Hagerty had exclusions from what I recall, so check the policy coverages if you track the car regularly.
One insurer I contacted excluded insurance cover even if the car was at a track parked in the paddock.
My cars are insured through American Hobbyist for this sole reason as their waiver was specific to "timed or competitive racing"
One insurer I contacted excluded insurance cover even if the car was at a track parked in the paddock.
My cars are insured through American Hobbyist for this sole reason as their waiver was specific to "timed or competitive racing"
Haggerty get my vote too. Not quite the cheapest, but very knowledgeable and agree up front how much it will be for each track day. Interesting that I have saved up many years of no claim bonus on 2 cars and I found out with them that they're not worried about NCB - just judge things on your recent driving history.
Andrew
Andrew
A similar post last year listed the following suitable insurers. Some members had less than favourable reviews of some of them.
Hagerty
Footman James
Adrian Flux
Classic Line
MSM
heres the original link
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
Steve
Hagerty
Footman James
Adrian Flux
Classic Line
MSM
heres the original link
http://www.pistonheads.com/gassing/topic.asp?h=0&a...
Steve
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Cheers for the info.