Insurance Claim
Discussion
https://www.bbc.co.uk/news/uk-politics-53082877
Who pays for the damage, the pedestrian who ran out into the road, or the following car that didn't allow sufficient distance or was driving without due care and attention?
How would you complete your insurance claim if this happened to you?
Who pays for the damage, the pedestrian who ran out into the road, or the following car that didn't allow sufficient distance or was driving without due care and attention?
How would you complete your insurance claim if this happened to you?
pequod said:
https://www.bbc.co.uk/news/uk-politics-53082877
Who pays for the damage, the pedestrian who ran out into the road, or the following car that didn't allow sufficient distance or was driving without due care and attention?
How would you complete your insurance claim if this happened to you?
Simple, the car that rear ended you.Who pays for the damage, the pedestrian who ran out into the road, or the following car that didn't allow sufficient distance or was driving without due care and attention?
How would you complete your insurance claim if this happened to you?
Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
blueg33 said:
Simple, the car that rear ended you.
Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
So similar to uninsured drivers then, when the cost of claims are dumped on careful drivers who rarely claim, but their annual renewal increases?Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
As an aside, back in the 70's, there was a popular 'treasure hunt' which involved driving a route to spot the clues and get to each checkpoint within the time limit. Insurance claims rocketed within the company car drivers!
pequod said:
blueg33 said:
Simple, the car that rear ended you.
Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
So similar to uninsured drivers then, when the cost of claims are dumped on careful drivers who rarely claim, but their annual renewal increases?Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
My daughters car was recently hit by a bus. They didn't claim on the insurance, just asked me to get the car fixed and they paid for it.
blueg33 said:
pequod said:
blueg33 said:
Simple, the car that rear ended you.
Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
So similar to uninsured drivers then, when the cost of claims are dumped on careful drivers who rarely claim, but their annual renewal increases?Or in the above case the tax payer as I bet they don't claim as it will hit the cost of the policy (many companies self insure)
My daughters car was recently hit by a bus. They didn't claim on the insurance, just asked me to get the car fixed and they paid for it.
The PM's car, and the following RR, will be repaired by tax payers.
If you or I made a claim, would we be treated similarly? How are you going to identify the pedestrian who runs away having caused the accident?
Anyway, football has returned so all is well! Enjoy! But where are the inflatable supporters from Korea? And the bizarre crowd noise overdubbed is a bit unsettling!!
Edited by pequod on Wednesday 17th June 18:37
DaveH23 said:
Always drive with enough distance Infront of you so you can stop in an emergency i.e a f
kwit running out Infront of you.
That said those trained in close protection may advise otherwise and rightly so.
As posted above this won't be going to Adrian Flux to fix.
What has distance got to do with it?kwit running out Infront of you. That said those trained in close protection may advise otherwise and rightly so.
As posted above this won't be going to Adrian Flux to fix.
Saweep said:
DaveH23 said:
Always drive with enough distance Infront of you so you can stop in an emergency i.e a fkwit running out Infront of you.
That makes no sense. You'd have to travel everywhere at 5mph for that to work.kwit running out Infront of you. Maybe, these days, it relies on the car to detect and react, but it sure didn't work on that RR today, if so fitted!
pequod said:
Saweep said:
DaveH23 said:
Always drive with enough distance Infront of you so you can stop in an emergency i.e a fkwit running out Infront of you.
That makes no sense. You'd have to travel everywhere at 5mph for that to work.kwit running out Infront of you. Maybe, these days, it relies on the car to detect and react, but it sure didn't work on that RR today, if so fitted!
Did you pass your GCSE English?
Saweep said:
pequod said:
Saweep said:
DaveH23 said:
Always drive with enough distance Infront of you so you can stop in an emergency i.e a fkwit running out Infront of you.
That makes no sense. You'd have to travel everywhere at 5mph for that to work.kwit running out Infront of you. Maybe, these days, it relies on the car to detect and react, but it sure didn't work on that RR today, if so fitted!
Did you pass your GCSE English?
What didn't you understand about 'always' leaving a stopping distance when following a vehicle, maybe we can help?
pequod said:
Saweep said:
pequod said:
Saweep said:
DaveH23 said:
Always drive with enough distance Infront of you so you can stop in an emergency i.e a fkwit running out Infront of you.
That makes no sense. You'd have to travel everywhere at 5mph for that to work.kwit running out Infront of you. Maybe, these days, it relies on the car to detect and react, but it sure didn't work on that RR today, if so fitted!
Did you pass your GCSE English?
What didn't you understand about 'always' leaving a stopping distance when following a vehicle, maybe we can help?
I know this may be a tough concept for you but the only speed you could travel at to always ensure stopping in case of a person running out in front of you is very, very slow.
Saweep said:
pequod said:
Saweep said:
pequod said:
Saweep said:
DaveH23 said:
Always drive with enough distance Infront of you so you can stop in an emergency i.e a fkwit running out Infront of you.
That makes no sense. You'd have to travel everywhere at 5mph for that to work.kwit running out Infront of you. Maybe, these days, it relies on the car to detect and react, but it sure didn't work on that RR today, if so fitted!
Did you pass your GCSE English?
What didn't you understand about 'always' leaving a stopping distance when following a vehicle, maybe we can help?
I know this may be a tough concept for you but the only speed you could travel at to always ensure stopping in case of a person running out in front of you is very, very slow.
kwits running out in front of you, however he/she didn't run out in front of the RR that piled into the PM's car did they? Not sure whether or not said fkwit was hit by PM's Jag but the driver did his best to stop, sadly the driver of the following RR did not react quickly enough to avoid the collision thereby not allowing sufficient time/distance for that eventuality!Who pays for the damage, is the subject of this topic, and if this happened to you or me, how would you report the incident to your insurers and who would they recover costs from. Given the Police have nabbed the f
kwit I would expect the costs to repair both vehicles be paid by them and not the tax payer or, by proxy, me or you via our annual insurance premiums.pequod said:
How would you complete your insurance claim if this happened to you?
Something along the lines of "the car in front had to slam on his breaks to avoid hitting a person who had run out, and regretfully I was driving far too close to the car in front and was unable to stop in time. "What else is there to say?
If that Jag is supposed to be one of the top 2 or 3 bomb-proof cars in the UK, the bootlid sure folded like a cheap suit
Also, WTF was the cop on the bike in front of the Jag doing? It wasn't so much a case of mission creep, it's as though he himself changed his entire role from heading the convoy to helping pat down a protester, and in the meantime he blocked the escape route for the PM's car, which had to stop and was badly exposed for a good few seconds
Also, WTF was the cop on the bike in front of the Jag doing? It wasn't so much a case of mission creep, it's as though he himself changed his entire role from heading the convoy to helping pat down a protester, and in the meantime he blocked the escape route for the PM's car, which had to stop and was badly exposed for a good few seconds
Edited by jsc15 on Thursday 18th June 00:03
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