DSS no problem
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anonymous-user

Original Poster:

78 months

Tuesday 14th July 2020
quotequote all
https://www.bbc.co.uk/news/education-53391516

No DSS' letting bans 'ruled unlawful' by court

Great day for equality or there goes the ndighbourhood?

Stay in Bed Instead

22,362 posts

181 months

Tuesday 14th July 2020
quotequote all
"Rejecting tenancy applications because the applicant is in receipt of housing benefit was unlawfully discriminating on the grounds of sex and disability"

I wasn't aware that men were not entitled to housing benefit.

KingNothing

3,309 posts

177 months

Tuesday 14th July 2020
quotequote all
Won't the same still happen anyways it just won't be as overtly advertised anymore?

anonymous-user

Original Poster:

78 months

Tuesday 14th July 2020
quotequote all
KingNothing said:
Won't the same still happen anyways it just won't be as overtly advertised anymore?
Yep this.

"Sorry your guarantor is not suitable, bye" will be the new line.

dazwalsh

6,108 posts

165 months

Tuesday 14th July 2020
quotequote all
KingNothing said:
Won't the same still happen anyways it just won't be as overtly advertised anymore?
Exactly, from now on, and I make no apologies for this, DSS tenants will be told the house has already been let.

I've had some horrific experiences with DSS tenants, mindless damage, weed farms and once a full on puppy farm of illegal dogs.

The dogs incident was the last straw, 8 grand to put that house back in order, which had only been fully refurbed 2 years prior. 4 months rent arrears by the time a bailif kicked them out too. Vile human beings.

I do feel sorry for those caught in the system, and I have kept on some DSS tenants who have been with me for nearing 10 years as they have been brilliant but the risks are just too great to let to new DSS tenants anymore.

What doesn't help is councils pay in arrears, and the tenants never usually have the first month's rent and deposit upfront. The system is as much to blame as the landlords refusing to accept them. Universal credit does nothing to make the system better, in fact its made ten times worse.

I honestly would rather sell up if the only pool of tenants available for a particular house was were DSS applicants. Thankfully due to overwhelming demand where I am i can let a house in less than a week and be bombarded with enquiries just from a free ad on openrent. I had 26 enquiries within 48 hours on the one I let yesterday.

The council are going to have to offer direct payment, and cover all damage before I would consider any more DSS tenants.

I know that there are good DSS tenants who are respectful and pay their rent on time, but unfortunately there are too many bad apples in that tree to take the risk anymore.

anonymous-user

Original Poster:

78 months

Tuesday 14th July 2020
quotequote all
I never understand why a tenant database couldn't work. As long as there is evidence then it would weed out the bad uns.

dazwalsh

6,108 posts

165 months

Tuesday 14th July 2020
quotequote all
Stay in Bed Instead said:
"Rejecting tenancy applications because the applicant is in receipt of housing benefit was unlawfully discriminating on the grounds of sex and disability"

I wasn't aware that men were not entitled to housing benefit.
Think this went through a court as well, where someone managed to convince a judge that just because there are more women than men on DSS = discrimination against women to reject an applicant on those grounds.

98elise

31,563 posts

185 months

Tuesday 14th July 2020
quotequote all
KingNothing said:
Won't the same still happen anyways it just won't be as overtly advertised anymore?
Yes. It will just be less obvious. I've had thousands in damage and lost rent from tenants on benefits. The last one cost me around 10k in damage, theft and lost rent.

At least with someone in work you have a hope of recovering losses as they have a regular income. Benefits can stop and start suddenly, and you have to rely on the tenant to pay you when they do receive them.

Even insurance companies what to know if you have tenants on benefits, and they will charge you more.

I wouldn't say no just because of benefits but I would want cast iron guarantees.

hutchst

3,727 posts

120 months

Tuesday 14th July 2020
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It's a County Court Judgement by a district judge. It has no real weight in the wider world.

emperorburger

1,484 posts

90 months

Tuesday 14th July 2020
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hutchst said:
It's a County Court Judgement by a district judge. It has no real weight in the wider world.
This. And in typical BBC fashion they omit the fact that this does not set a legal precedent.

John145

2,731 posts

180 months

Tuesday 14th July 2020
quotequote all
How have we got to the point where investigative journalism doesn't involve the question "why"?

Why do landlords not was DSS tenants?

Or do they just hope the masses will assume the landlords are all [insert appropriate 'ism]?

Chainsaw Rebuild

2,118 posts

126 months

Tuesday 14th July 2020
quotequote all
John145 said:
How have we got to the point where investigative journalism doesn't involve the question "why"?

Why do landlords not was DSS tenants?

Or do they just hope the masses will assume the landlords are all [insert appropriate 'ism]?
This is a really good point. I would be far more interested in reading articles if they included a sensible debate. I would like to see something like;

The judge has done X.
The DSS have this to say, with some facts.
A group of land lords explain their side, with some facts.
Journalist draws a reasoned conclusion and perhaps suggest a solution, with input from an expert.

But instead we get lacklustre articles like the one in question.

Dont Panic

1,389 posts

75 months

Tuesday 14th July 2020
quotequote all
Folks up the end of the street decided to rent their nice 3 bed detached house out.

Dss sent them some delightful clientele who proceeded to turn it into a cannabis factory.
Cue the kinds of people we all wish to avoid coming into the street at all hours to collect their daily fixes.
Couple of 3 year old kids on site, druggies bringing bags in and out, armfuls of bacofoil.

Of course being such pleasant and upstanding folk they never bothered anyone else in the street at all.
Well apart from piling out the door at 02.30 to noisily crank up a fecked pug 306 dieseasel, revving it for 20 minutes before doing handbrake turns in the snow for a few minutes then heading back inside for a top up of their fave recreational non addictive drugs.
Highlight of one evening was when one of the skinniest, oldest chavs on the block ( must be at least 70-certainly looked it) drove back his young english rose who, pissed as a fart fell out the passenger side of the car and rolled like a beach ball down the drive as he spent the best part of 10 minutes trying get Miss Hippo Arse 2007 back on her pins.
They were eventually evicted after smashing up the house soon after a gang of rivals busted the door in.

That was quite funny, the rest of it wasnt.
Theres a reason decent people dont want to rent out to dss clients.

Edited by Dont Panic on Tuesday 14th July 09:25

captain_cynic

16,389 posts

119 months

Tuesday 14th July 2020
quotequote all
The Spruce Goose said:
I never understand why a tenant database couldn't work. As long as there is evidence then it would weed out the bad uns.
Quis custodiet ipsos custodes?

You're assuming that any operator of such a database will be and always remain honest.

Almost all privately operated review systems are gamed, corrupted or monetized in a way where they are not reliable enough to make decisions on because the data isn't accurate.

Imagine if a tenant could simply pay to improve their rating and have negative reviews suppressed... Then imagine the world where if a tenant didn't pay, their rating would be reduced automatically. This is the situation hoteliers face with sites like Trip Advisor, it's run as an extortion racket so you can't tell me it won't happen.

That is why a tenant database could never work. Simply because no human organisation could ever be trusted to run it honestly or fairly.

Murph7355

40,943 posts

280 months

Tuesday 14th July 2020
quotequote all
John145 said:
How have we got to the point where investigative journalism doesn't involve the question "why"?

Why do landlords not was DSS tenants?

Or do they just hope the masses will assume the landlords are all [insert appropriate 'ism]?
The message is "landlords are bad, picking on the poor"...

Further delving might damage the narrative.

98elise

31,563 posts

185 months

Tuesday 14th July 2020
quotequote all
John145 said:
How have we got to the point where investigative journalism doesn't involve the question "why"?

Why do landlords not was DSS tenants?

Or do they just hope the masses will assume the landlords are all [insert appropriate 'ism]?
It's just pandering to the evil landlord trope. That's what lead to punitive taxes for private landlords.

All landlords want is a tenant that pays the rent, and keeps the home in a reasonable state of repair.

Perhaps the government or councils could provide guarantees for people on benefits. Some have done with schemes where the council rent the property for a fixed term at a discount, and will return it clean.

Average returns are now 5% gross. Once you factor in insurance, agency fees, repairs, voids, refurbishment etc its really hard to justify doing it. Before Covid you could invest in a Real Estate Trust and get similar returns, which could be held in a tax free wrapper. You also had instant liquidity, and obviously no hassles.

That's why I'm slowly withdrawing from BTL.

untakenname

5,276 posts

216 months

Tuesday 14th July 2020
quotequote all
I thought this was why 90% of rentals advertise for 'professional couples', should be easy to weed out DSS by looking at how many hours they work and for what companies.
imo they should scrap housing benefit as all it does is set a base level for rents and not allow for finding of the true market rate, in London you can get upto £2k per month housing benefit so it pushes rents up for those private renters who aren't on benefits.

anonymous-user

Original Poster:

78 months

Tuesday 14th July 2020
quotequote all
98elise said:
It's just pandering to the evil landlord trope. That's what lead to punitive taxes for private landlords.

All landlords want is a tenant that pays the rent, and keeps the home in a reasonable state of repair.

Perhaps the government or councils could provide guarantees for people on benefits. Some have done with schemes where the council rent the property for a fixed term at a discount, and will return it clean.

Average returns are now 5% gross. Once you factor in insurance, agency fees, repairs, voids, refurbishment etc its really hard to justify doing it. Before Covid you could invest in a Real Estate Trust and get similar returns, which could be held in a tax free wrapper. You also had instant liquidity, and obviously no hassles.

That's why I'm slowly withdrawing from BTL.
Yep. The returns are barely worth it.

We are now out of BTL and residential lettings having sold out last block of 6 apartments last year, and have moved fully into commercial premises such as industrial units and supermarket units.

dazwalsh

6,108 posts

165 months

Tuesday 14th July 2020
quotequote all
untakenname said:
I thought this was why 90% of rentals advertise for 'professional couples', should be easy to weed out DSS by looking at how many hours they work and for what companies.
imo they should scrap housing benefit as all it does is set a base level for rents and not allow for finding of the true market rate, in London you can get upto £2k per month housing benefit so it pushes rents up for those private renters who aren't on benefits.
The problem is the private rented sector is needed to house the vast overspill of social tenants so the councils have to pay somewhere approaching market rent to get any private landlords on board.

Only real way to attack this problem is build a ridiculous anount of social housing, freeing up supply of PRS housing, which in turn boosts the quality of the housing on offer and rents start to look more affordable as there is more availability and choice.

anonymous-user

Original Poster:

78 months

Tuesday 14th July 2020
quotequote all
If I was letting o would only let on a short term holiday let basis.