This bloody labourist / defeatist attitude.
This bloody labourist / defeatist attitude.
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Discussion

whitevanman88

Original Poster:

1,012 posts

210 months

Tuesday 11th May 2010
quotequote all
So with the whole hype over the election it seems a lot of Labourists have emerged from the woodwork, that I'm somehow acquainted with. How anyone can think Labour are even half-decent is beyond me completely but each to their own and all that.

What really annoys me is their 'points' they wish to make. They're ridiculous, unfounded and plain wrong.

From my recent oh-so-scientific findings these people will tell you they are 'proud' to be working class, and 'proud' not to have much money. And it's Maggie's fault that they've got no money. And CMD will get rid of tax credits. He'll tax the poor to fund the rich. What really gets me here is the fact they're willing to blame someone else for their choice of profession (and therefore lack of money thereof).

Woe betide anyone that suggests they could work more hours. "I only get a day and a half off a week, you know?!" - Oh really? Sunday and half of Saturday? No didn't think so. You get 3 and a half days off. That's half a week.

Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.

Does this just annoy me?

ATG

23,803 posts

302 months

Tuesday 11th May 2010
quotequote all
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
If we're being polite, we'd call that a poverty "trap" ... rather than saying that the current benefits system actively encourages the lazy and cynical to sponge off the tax payer. It is a disgrace.

soad

34,673 posts

206 months

Tuesday 11th May 2010
quotequote all
whitevanman88 said:
What really gets me here is the fact they're willing to blame someone else for their choice of profession (and therefore lack of money thereof).
Can't blame no-one but themselves really. Take some responsibility and that.

whitevanman88 said:
Does this just annoy me?
Not just you.



Adam B

29,724 posts

284 months

Tuesday 11th May 2010
quotequote all
ATG said:
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
If we're being polite, we'd call that a poverty "trap" ... rather than saying that the current benefits system actively encourages the lazy and cynical to sponge off the tax payer. It is a disgrace.
correct, the system encourages scrounging. Lazy arses take advantage

change the system!

Deluded

4,968 posts

221 months

Tuesday 11th May 2010
quotequote all
Adam B said:
ATG said:
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
If we're being polite, we'd call that a poverty "trap" ... rather than saying that the current benefits system actively encourages the lazy and cynical to sponge off the tax payer. It is a disgrace.
correct, the system encourages scrounging. Lazy arses take advantage

change the system!
We tried but ended up with a hung parliament...

HiRich

3,337 posts

292 months

Tuesday 11th May 2010
quotequote all
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
Did you reply "Well think carefully, because it won't be offered again"?

bogwoppit

705 posts

211 months

Tuesday 11th May 2010
quotequote all
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
You should have advised him to just spend the tax credits so he is unable to pay them back later. That's what everybody else does, no?

anonymous-user

84 months

Tuesday 11th May 2010
quotequote all
whitevanman88 said:
he'd be beyond the threshold for the maximum amount of tax credits.
wtf are tax credits?

Dr Jekyll

23,820 posts

291 months

Tuesday 11th May 2010
quotequote all
fbrs said:
whitevanman88 said:
he'd be beyond the threshold for the maximum amount of tax credits.
wtf are tax credits?
State handouts disguised as tax reductions.

anonymous-user

84 months

Tuesday 11th May 2010
quotequote all
Dr Jekyll said:
fbrs said:
whitevanman88 said:
he'd be beyond the threshold for the maximum amount of tax credits.
wtf are tax credits?
State handouts disguised as tax reductions.
seriously i dont understand. is it possible to reach a point where by working longer hours you lose more 'credit' than your increse in earnings? what do you get tax credit for?

Engineer1

10,486 posts

239 months

Tuesday 11th May 2010
quotequote all
Dr Jekyll said:
fbrs said:
whitevanman88 said:
he'd be beyond the threshold for the maximum amount of tax credits.
wtf are tax credits?
State handouts disguised as tax reductions.
Even better than that, they are a scam that allowed the government to up the minimum wage in a sneaky way for people they approve of.

soad

34,673 posts

206 months

Tuesday 11th May 2010
quotequote all
fbrs said:
seriously i dont understand. is it possible to reach a point where by working longer hours you lose more 'credit' than your increse in earnings? what do you get tax credit for?
http://taxcredits.hmrc.gov.uk/Qualify/WhatAreTaxCredits.aspx

Have a read - Working Tax Credits.
Essentially it's tax back payments for those in low paid jobs. It varies based on income/hours worked.
Probably easier to stick to certain set hours in order to qualify/get paid full amount = voluntary refusion to work overtime etc.
Or something like that, i'm not that good with my wording...

bogwoppit

705 posts

211 months

Tuesday 11th May 2010
quotequote all
fbrs said:
Dr Jekyll said:
fbrs said:
whitevanman88 said:
he'd be beyond the threshold for the maximum amount of tax credits.
wtf are tax credits?
State handouts disguised as tax reductions.
seriously i dont understand. is it possible to reach a point where by working longer hours you lose more 'credit' than your increse in earnings? what do you get tax credit for?
I don't know for sure (it's a complicated system) but I doubt you actually lose money, rather that the extra money isn't 'worth it'. Instead of being paid minimum wage, for example, you might be working the extra for £2/hr.

Tax credits are given for a combination of working a number of hours per week and having children. An extremely convoluted means-tested approach to tax breaks for lower income families.

anonymous-user

84 months

Tuesday 11th May 2010
quotequote all
soad said:
sounds like an absurdly inefficient way of raising the personal allowance without raising it for higher rate tax payers. anyone else notice this socialist obsession with removing any tax burden, and consequently any care how they waste it, from their voters? simple solution, get rid of all these tax breaks, the personal allowance AND employers contributions and other taxes such that the low paid take home the same as they do now but AFTER tax. revenue neutral. maybe they will then start to care how it is spent.

Edited by fbrs on Tuesday 11th May 15:20

BOR

5,148 posts

285 months

Tuesday 11th May 2010
quotequote all
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
Capitalism. If you want what he's selling, you'll have to pay more.

oliverjthomas

123 posts

248 months

Tuesday 11th May 2010
quotequote all
HiRich said:
whitevanman88 said:
Finally this morning, I've had one of my full time(ish) employees turn more (permanent) hours down that I'd offered him because he'd be beyond the threshold for the maximum amount of tax credits.
Did you reply "Well think carefully, because it won't be offered again"?
Yep, raises my blood pressure as well mad What we have is a situation where tax credits prove to be a complete disincentive to work. I have staff who pull the same stunt and they are all paid well above the NMW. Now you know how Winky Mcfkwit got so many votes last week from the 'working' classes. Don't get me wrong, I have nothing against the working classes and that is where my background can be traced to. The thing is, my ancestors actually worked, (some still do) and I don't remember any of them doing less than a full week or more because of some ste-brained government scheme.

speedchick

5,288 posts

252 months

Tuesday 11th May 2010
quotequote all
There are some of us, on such low incomes that we don't actually pay income tax, but I do rely on the tax credits I get for keeping my family fed. My actual earned income for last year was probably way below what most of you get as take home each month.

Pitfalls of trying to set up a business and having to take a low paid self employed work from home job at the same time

anonymous-user

84 months

Tuesday 11th May 2010
quotequote all
speedchick said:
we don't actually pay income tax, but I do rely on the tax credits
confused now i'm lost again. is this a tax credit that means you end up paying no tax or a welfare payment you get on top of untaxed income? (genuine question, not having a go)


Edited by fbrs on Tuesday 11th May 15:46

soad

34,673 posts

206 months

Tuesday 11th May 2010
quotequote all
fbrs said:
speedchick said:
we don't actually pay income tax, but I do rely on the tax credits
confused
Child Tax Credit (CTC) is for families who are responsible for at least one child or qualifying young person. You should claim if you have a child or qualifying young person who usually lives with you. You do not have to be working to claim CTC.

HTH

speedchick

5,288 posts

252 months

Tuesday 11th May 2010
quotequote all
I get the child tax credits, but as my income is so low, I also get the working tax credit bit, it's supposed to top my income upto a livable level. A measure of just how low my income is, the tax office have told me that they don't even want me to fill a self assessment form in!

Tax credits and help with the council tax (again due to low income) are all that I get though, I don't get help with the mortgage, or JSA. Income Support or anything like that.

But saying that, one of the benefits that I do get with the tax credits is free prescriptions and help with glasses and NHS dental treatment.

Edited by speedchick on Tuesday 11th May 15:52