bank charges and PPI

[andymc]

im being constantly bombarded with offers to claim back bank charges, has anyone ever attempted this? if so who did you use?
andymc

[Mojooo]

it is easy to do yourself, just visit one of the big financial forums and they have guides and template letters.

definitley no need to pay anyone else to do it.

[V8 Vum]

Somebody else wants to get THEIR fingers in YOUR pot!

[andymc]

many thanks, which financial forums as i rarely stray from here!

[Mojooo]

http://www.moneysavingexpert.com/reclaim/

[andymc]

thanks

[andymc]

are private individuals allowed to claim back bank charges or has it been stopped?

[R0G]

I used template letter from internet and took me 6 weeks to get back nearly 3 grand recently

Deleted reasons from template letter which did not refer to me - that left about 5 different reasons

No other help needed - these companies will take about a third from you

[B'stard Child]

R0G said:

I used template letter from internet and took me 6 weeks to get back nearly 3 grand recently

Deleted reasons from template letter which did not refer to me - that left about 5 different reasons

No other help needed - these companies will take about a third from you

Did you bank suggest you take your account elsewhere after they settled?

[Mojooo]

I did a couple of claims bank in the day for 'excessive' charges.

I got a some money back form 2 companeis I still use.

I believe that door is closed now as a court ruled the banks could charge what they liked for certain fees.

[R0G]

B'stard Child said:

Did you bank suggest you take your account elsewhere after they settled?

NO

The original loan was with A&L but settled by Santander