Since when did banks stop giving change?
Since when did banks stop giving change?
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Discussion

vixen1700

Original Poster:

26,500 posts

287 months

Friday 30th December 2011
quotequote all
So my Mrs. gets a tenner out of the Santander cash-point and needed change for some reason, so she goes in and asks for change.

Bloke at the till asks if she has an account with them, she says no, then he says "Sorry we can't change it for you if you don't have an account".

But it's just come from your machine she says. "No, sorry, but there's a NatWest down the road".

WTF? confused

Happy New Year, Santander tosser!

Edited by vixen1700 on Friday 30th December 14:19

Soovy

35,829 posts

288 months

Friday 30th December 2011
quotequote all
So you want their shareholders to provide a service, for free, just out of the kindness of their hearts? Why do you think you are entitled to this??

Jog on.


sc0tt

18,196 posts

218 months

Friday 30th December 2011
quotequote all
When you stopped banking with them.

Oh.


Cupramax

10,820 posts

269 months

Friday 30th December 2011
quotequote all
Pretty standard I would think, you dont bank with them so why should they provide you with change? Barclays are the same.

Soovy

35,829 posts

288 months

Friday 30th December 2011
quotequote all


See, this is the thing. Banks in the UK provide free banking to the public, and so they think they are entitled to it as of right.

Pretty much everywhere else in the world you PAY for the privilege of a bank account!

sherbert90

1,954 posts

169 months

Friday 30th December 2011
quotequote all
Soovy said:
See, this is the thing. Banks in the UK provide free banking to the public, and so they think they are entitled to it as of right.

Pretty much everywhere else in the world you PAY for the privilege of a bank account!
yes

vixen1700

Original Poster:

26,500 posts

287 months

Friday 30th December 2011
quotequote all
Cupramax said:
Pretty standard I would think, you dont bank with them so why should they provide you with change? Barclays are the same.
Really? I remember going into a Barclays recently for some car-park change and wasn't interrogated about where I banked.

Anyway change was given at NatWest without any problems or questions. smile

wiliferus

4,182 posts

215 months

Friday 30th December 2011
quotequote all
sherbert90 said:
Soovy said:
See, this is the thing. Banks in the UK provide free banking to the public, and so they think they are entitled to it as of right.

Pretty much everywhere else in the world you PAY for the privilege of a bank account!
yes
I agree having banked in several countries, but do the other countries get charged so highly for other services such as overdrafts, returned fees etc.

Not being controvertial, just curious.

chrisxr2

1,127 posts

211 months

Friday 30th December 2011
quotequote all
Or capable of spelling correctly (Sorry)


wiliferus said:
I agree having banked in several countries, but do the other countries get charged so highly for other services such as overdrafts, returned fees etc.

Not being controvertial, just curious.

speedchick

5,252 posts

239 months

Friday 30th December 2011
quotequote all
Even if you bank with Santander, you still have trouble getting change from them, they really seem to struggle to come up with a bag of £1 coins.

Also, if you want to take them some change, it has to be paid into an account there, and they will only take 3 bags at a time.

XG332

3,927 posts

205 months

Friday 30th December 2011
quotequote all
speedchick said:
Even if you bank with Santander, you still have trouble getting change from them, they really seem to struggle to come up with a bag of £1 coins.

Also, if you want to take them some change, it has to be paid into an account there, and they will only take 3 bags at a time.
We bank with HSBC and often do the bank run. £500 of change is very heavy.

EK993

1,951 posts

268 months

Friday 30th December 2011
quotequote all
Consider yourself lucky. The archaic banking system in the US:

- If you use a cashpoint of any bank other than your own you get charged a fee.

- You pay a monthly fee to maintain a bank account.

- You have to pay for a checkbook (sic) to be issued. Checks are commonplace in the US, you write a lot of them.

- You can't set up direct debits, or do online transfers to a third party. The concept simply doesn't exist. So for example I have to write a rent check to my landlord every month.

Give me the UK banking system any day of the week.

wiliferus

4,182 posts

215 months

Saturday 31st December 2011
quotequote all
chrisxr2 said:
Or capable of spelling correctly (Sorry)


wiliferus said:
I agree having banked in several countries, but do the other countries get charged so highly for other services such as overdrafts, returned fees etc.

Not being controvertial, just curious.
No need to apologise, I deserved it hehe

mcflurry

9,179 posts

270 months

Saturday 31st December 2011
quotequote all
EK993 said:
- If you use a cashpoint of any bank other than your own you get charged a fee.

- You pay a monthly fee to maintain a bank account.

- You have to pay for a checkbook (sic) to be issued. Checks are commonplace in the US, you write a lot of them.
We have that too. The difference is the overdrawn people pay for those in credit..