Scottish currency.
Scottish currency.
Author
Discussion

Allanv

Original Poster:

3,540 posts

210 months

Thursday 29th March 2012
quotequote all
I have been paid for a job in Scottish notes, now not a lot of shops will take them would it be easier to take them to the bank and exchange them? Or would there be a problem or more importantly a fee?

suppose I could just pay them into my account and be done with it.

but still begs the question how would I know if they we fake? they to me are not a main stream currency here and although I have seen them before it would have been at least 5 years ago.

Mojooo

13,287 posts

204 months

Thursday 29th March 2012
quotequote all
Might be some guidance onlien as to whether they are fake

Try spendingthem in a large supermarket. otherwise as you say just pay them in to the bank and withdraw later

davepoth

29,395 posts

223 months

Thursday 29th March 2012
quotequote all
Easiest to get them changed at the bank, as you say. The issuing bank will have a list of the overt security features on their website I imagine.

Allanv

Original Poster:

3,540 posts

210 months

Thursday 29th March 2012
quotequote all
Thank you both for your replies, I will just pop them round to the bank and change or pay it in.

It is a tad short of £1000 so dont fancy attepting to buy groceries of whatever to change it bit by bit.
Bugger it I will just pay it into my account, it is all the same in the end.

Thanks again.

FamilyDub

3,587 posts

189 months

Thursday 29th March 2012
quotequote all
It's still Sterling, you know.

Take it to a bank. rolleyes

Irrotational

1,580 posts

212 months

Friday 30th March 2012
quotequote all
ah the great "is it legal tender?" debate...

http://www.royalmint.com/aboutus/policies-and-guid...

750turbo

6,164 posts

248 months

Friday 30th March 2012
quotequote all
Allanv said:
I have been paid for a job in Scottish notes, now not a lot of shops will take them would it be easier to take them to the bank and exchange them?
What?

Never had an issue.

uuf361

3,162 posts

246 months

Friday 30th March 2012
quotequote all
I've had problems consistently with Scottish and Northern Irish notes when I've got them - as I visit NI regularly I just keep them and take them back but in Scotland ask for English instead if they have them as it's a pain and saves a trip to the bank solely for the purpose of banking them.

Allanv

Original Poster:

3,540 posts

210 months

Friday 30th March 2012
quotequote all
750turbo said:
What?

Never had an issue.
I can not even buy a packet of smokes in the corner shop, a lot of folk have never seen them so assume they are fake. Mind you even the co-op did not want to take them.

So to the bank it will be, pity the buggers close before I get home or are closed when I leave for work.

I will have to try and find a saturday open branch to pay it in.

ryandoc

276 posts

179 months

Sunday 1st April 2012
quotequote all
I use Scottish notes every single week in England (north east) and have done for years, I'm up there all the time. Never had a problem, get the occasional delay whilst they look at them but I just say they're Scottish and that's fine.

Think once I've had a young shop assistant ask an older colleague can I accept this which is completely fine if you've never seen one you wouldn't know. It's surprising how few people realise there are such things as Scottish notes

FloppyRaccoon

1,916 posts

190 months

Sunday 1st April 2012
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I was in London around Christmas last year at a Cafe and all I had with me were Scottish notes. This cafe advertised that it would accept pound sterling, US dollars and Euros. I tried to pay with a tenner, the daft girl started flipping it in her hands then went to ask her manager if it was okay to accept. Funnily enough it was.

What annoyed me most was that I could have given her a $20 bill and that would have been fine...

When I bought a car in Manchester I did change to English notes though, just to be sure. I just thought someone working at a cash register might be trained in which notes are acceptable. Maybe it was her first day, who knows smile

Sorry for the story, but it sort of relates...

Edinburger

10,414 posts

192 months

Thursday 5th April 2012
quotequote all
Irrotational said:
ah the great "is it legal tender?" debate...

http://www.royalmint.com/aboutus/policies-and-guid...
Wow, that's interesting! I had no idea about that. Any similar guidance on Scottish and Ulster notes?

Eric Mc

124,897 posts

289 months

Thursday 5th April 2012
quotequote all
What's an Ulster Note?

Irrotational

1,580 posts

212 months

Thursday 5th April 2012
quotequote all
No I don't think so. I will try googling...there Is a reason why Scottish banks are allowed to print notes and they aren't in England.

I think it was that the law passed to create the bank of England, also banned other banks from printing notes, in England. Scotland was exempt.

Fundamentallly all money is about promises and a convenient way of exchanging those promises

750turbo

6,164 posts

248 months

Thursday 5th April 2012
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Eric Mc said:
What's an Ulster Note?
Northern Irish notes I presume smile Only ever had 1, and was "better built" than ours.

4damski

18 posts

169 months

Friday 6th April 2012
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Never had any issues in Scotland. Most shops take Irish, English and Scottish notes.

Have had the odd look when trying to use Scottish notes in England, but it's only fair when a shop keeper is given a note that he/she doesnt see every day....

Workshy Fop

761 posts

291 months

Monday 9th April 2012
quotequote all
Once paid a bill in a Japanese restaurant in London. £60 bill. Left £70 in cash. £50 English and a Scottish twenty. Walked round the corner and into a shop and one of the staff appeared waving the Scottish twenty looking confused so I took it off them in return for a English tenner and said that's your tip gone there. They seemed very happy with that, bowing etc. Fools!

Edinburger

10,414 posts

192 months

Wednesday 11th April 2012
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Eric Mc said:
What's an Ulster Note?
Northern Ireland. Over there two banks print sterling notes - Bank of Ireland and Ulster Bank. In Scotland three do - Bank of Scotland, Royal Bank of Scotland and Clydesdale Bank.

I work in Scotland & Northern Ireland so pick up all five types regularly. Always fun when I go to our office in London and try to spend any non-BoE notes.

marcosgt

11,440 posts

200 months

Wednesday 11th April 2012
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I've had some Scottish notes recently after some visits there and I've not had any trouble with any shops taking them, although one East European girl looked a bit baffled when I gave her a Scottish fiver.

M.

Rostfritt

3,098 posts

175 months

Saturday 14th April 2012
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Workshy Fop said:
Once paid a bill in a Japanese restaurant in London. £60 bill. Left £70 in cash. £50 English and a Scottish twenty. Walked round the corner and into a shop and one of the staff appeared waving the Scottish twenty looking confused so I took it off them in return for a English tenner and said that's your tip gone there. They seemed very happy with that, bowing etc. Fools!
Tipping is not common in Asian culture, he was giving you your change.

The situation with notes in the UK is wonderfully confusing, mainly around the term 'legal tender'. If you have a debt to settle, then they have to accept any legal tender. This means that if you run up a bill in a restaurant and only have NI and Scottish notes, they have to accept them to cover the debt, but if you are buying a newspaper, they can refuse and simply not sell you a paper. However Manx, Channel island or Gibraltar notes are not legal outside their territories and are almost impossible to get rid of.

Coins of the small territories are technically not money on the mainland but can be found, once I had a Jersey coin rejected!