Reclaiming care home fees - DIY or no win no fee?
Discussion
My mum has vascular dementia medically confirmed and cannot look after herself and is too far gone to live w ith family , she is in a home costing her £900 a week and is in her 5th year about £200k in
Her money is running out and we ar looking to reclaim he fees to keep her there but the no win guys want 25% which old be £50k !!! In theory you can do it yourself and we're looking into this next week - anyone done it?
Her money is running out and we ar looking to reclaim he fees to keep her there but the no win guys want 25% which old be £50k !!! In theory you can do it yourself and we're looking into this next week - anyone done it?
johnfm said:
What is the basis of the claim?
Some sort of mis selling?
Sort of. It would appear that the NHS is supposed to pay the fees if the person is in a care home principally as a result of an illness rather than just being old; a lot of NHS authorities have apparently been telling lots of people that they should pay when perhaps they shouldn't.Some sort of mis selling?
Spot on, my mum has diagnosed vascular dementia and could not live alone and was alarmed living with us (too noisy, too much going on) so we looked at 6+ care homes and booked her in the one we liked the best / most suitable without thinking anyone but ourselves would pay - its my mum she has some money and it will be used for this.
Her money ran out in 18 months / £70k so we sold her flat now thats running out and we will take over but if she is eligible to reclaim then why not - Im just struggling with £50k to the form filler (I know its more than that but how much more for £50k FFS)
Her money ran out in 18 months / £70k so we sold her flat now thats running out and we will take over but if she is eligible to reclaim then why not - Im just struggling with £50k to the form filler (I know its more than that but how much more for £50k FFS)
Not sure on this.
I know the in-laws got shafted on this after my partners grandmother fell over and broke her hip. She never really recovered.
They tried to recover the fee's and failed. Having said that they are not the most 'determined' people, and I suspect just gave up at the first hurdle.
Not sure why you could not have a go yourself, and hand over should it get more difficult?
I know the in-laws got shafted on this after my partners grandmother fell over and broke her hip. She never really recovered.
They tried to recover the fee's and failed. Having said that they are not the most 'determined' people, and I suspect just gave up at the first hurdle.
Not sure why you could not have a go yourself, and hand over should it get more difficult?
DSLiverpool said:
Spot on, my mum has diagnosed vascular dementia and could not live alone and was alarmed living with us (too noisy, too much going on) so we looked at 6+ care homes and booked her in the one we liked the best / most suitable without thinking anyone but ourselves would pay - its my mum she has some money and it will be used for this.
Her money ran out in 18 months / £70k so we sold her flat now thats running out and we will take over but if she is eligible to reclaim then why not - Im just struggling with £50k to the form filler (I know its more than that but how much more for £50k FFS)
Check the T&Cs of the 'legal cover' provision of any one of your house insurance policies. Many of these include 'up to £50k legal expense cover' - and this cover can be used for many different legal advice needs. Her money ran out in 18 months / £70k so we sold her flat now thats running out and we will take over but if she is eligible to reclaim then why not - Im just struggling with £50k to the form filler (I know its more than that but how much more for £50k FFS)
This may enable you to keep 100% of any successful claim AND pay a reputable law firm for their work on the matter.
Mr Johnfm 50,000 thank you's looks like our claim has been accepted by our insurance who even have a specialist solicitor to make it seamless.
Sooo relieved even if we fail we have given it our best shot.
Thank you - a quick post for you a massive help for us.
Sooo relieved even if we fail we have given it our best shot.
Thank you - a quick post for you a massive help for us.
Edited by DSLiverpool on Tuesday 21st August 20:04
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