How long does a cheque last

[Sogra]

I have just sent out some cheques with 2012 on instead of 2013. can anybody confirm they are still okay to be paid in? I am pretty sure they are and that things changed a few years ago. I think there used to be a limit of 6 months on them but that has now changed, is that correct?

Thanks

[slippery]

I wasn't aware that 6 month rule had changed, so would also be interested to know the answer.

[WhereamI]

Legally a cheque is valid for six years but banks have tended to reject them after six months, if anybody actually notices the date.

In practice if the date is a year old they may be fine or they may get rejected, there's no way of knowing u til it happens.

[Eric Mc]

The law is different to what banks do in practice.

[WhereamI]

Eric Mc said:

The law is different to what banks do in practice.

Yes it is, which is why I said that the legal limit is six years but the usual practice is six months. What point are you trying to make?

[slippery]

Eric Mc said:

The law is different to what banks do in practice.

In so many ways!

[The Leaper]

But note that cheques from NS&I specifically state they are valid for three months from date of issue.

R.

[Eric Mc]

WhereamI said:

Eric Mc said:

The law is different to what banks do in practice.

Yes it is, which is why I said that the legal limit is six years but the usual practice is six months. What point are you trying to make?

I was going to say more but I had to dash out.