Credit Score/Mortgages and Electoral Roll!
Credit Score/Mortgages and Electoral Roll!
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amusingduck

Original Poster:

9,862 posts

166 months

Tuesday 4th February 2014
quotequote all
Hi all,

Posting on behalf of my cousin. A few years back he had a big falling out with his parents, and went to go live with his girlfriend and her parents.

Her parents charged him £x rent a month, but I don't think it's actually all above board, as they won't put him on the Electoral roll. Now, he is saving for a mortgage, and his credit score is pretty poor. He wants to go on the electoral roll, but is worried about any potential comeback - GF's parents are on benefits.

Aside from that, once he is on the electoral roll, how is he going to explain the big gap?

What is his best option here? I advised him to just do it and let them deal with any issues it throws up, but he wasn't keen on that idea!

Thanks