International bank transfer question

[mini me]

Chaps/chapesses

Again im after some advice. Im trying to sell some bits and have had interest from an overseas buyer but im a bit wary due to some of the details requested. basically they want the parts and want to pay via bank transfer. All ok by me. They have requested IBAN and Swift numbers which I have given, my banks address, which I have given but they are now requesting my address.

Some of the terminology used has me a bit worried and the fact that they didnt request all details up front but thye have been in seperate emails, it may just be lost in translation perhaps. Should I be worried?

Is there anything they can do with those numbers and my address?

Do they really need my address for an international bank transfer ie. is this normal?

Many thanks etc.

[TooMany2cvs]

mini me said:

Is there anything they can do with those numbers and my address?

They can send you a postcard saying they've maliciously paid money into your account.

[quote]Do they really need my address for an international bank transfer ie. is this normal?

When I've seen payment details for various continental events, they've often clearly had the organiser's name/address right next to the bank payment details - so it's entirely possible that it is expected by some national payment processing. What country are they from? Apart from this, what sort of a "feeling" do you get about them?

[mini me]

Cheers mate. I know im probably worrying for nothing but id rather look stupid asking than have my account emptied.

Not sure howe to describe the feeling but I guess just the language in the emails, seems unprofessional and is supposedly from their bank. Im also surpirsed that they seem to be asking for information in a peicemeal way. I would have thought that the bank would know exactly what they need and ask for it all in one note. They are in Belguim I beleiev but havent actually confirmed that yet. i.e. i dont even have their address to post to yet. Again seems strange to me.

I am probably just being paranoid but ive been ripped off by people on PH before so dont want that to happen again. once bittne and all that. Cheers for your input. A postcard would be nice!

[ilikestellaartoi]

I do lots of transfers internationally from an IOM based offshore USD account to regular UK banks and also to IDR accounts here in Indonesia.
Never needed the home address of anyone ever, SWIFT, IBAN, Bank Address and the account holders name (as registered to the bank) has ALWAYS been sufficient.

[Chris_]

For payments within EEA (European Economic Area) you do need to quote the beneficiary details (name & address). This is an anti money laundering requirement.

[mini me]

Thanks. And cheers for the pm too. Address sent. Fingers crossed etc.