CC deposit refund. Does it remove protection

[matty g]

Hiya Folks

We've just put a £1000 deposit on a used car from a main dealer. we were going to put another £6k down making the total deposit £7k. They had offered us £7k for our car but we decided to keep it.

Well the damn thing broke down on the way home needing a £3.5k repair bill. So spurious part fitted to get going so runs now but its NOT fixed.

We've told the dealer we are now P/X car in. But finance etc is all set up with a £7k deposit. If we P/X the car then we are effectively putting an £8k deposit down. They have said they would refund the £1000 already paid on CC.

Anyone know if that then removes our CC protection.

[Jockman]

Pretty sure you would still come under Sale of Goods Act anyway - now the Consumer Rights Act.

If there is a shadow of doubt in your mind, ask them to return £999 only.

Edited by Jockman on Sunday 19th June 15:09