Credit card brands from the early noughties
Credit card brands from the early noughties
Author
Discussion

James_G

Original Poster:

366 posts

214 months

Friday 5th August 2016
quotequote all
A year or so ago I went through the PPI reclaim process and for almost all providers that I contacted they were able to tell me that I did or didn't have PPI.

However there was one credit card that I had from 2003 - 2004 that I couldn't remember the name of. I thought it was Cahoot, but having contacted Santander they tell me they have no record of me having a Cahoot card.

All I recall was that it was one of the then new brands (so not Barclaycard, Amex etc) and you earnt loyalty points for transactions, which could then turned in to statement credit. I specifically remember this as I cancelled the card after having it 11 months and assumed they would send me the credit, but on further investigation I needed to have the account open 12 months to receive the benefit.

Other brands I recall at the time were:

Mint (RBS)
Egg (Citibank)
Marbles (??)

So can any of you recall the credit card brands from that period with that loyalty points scheme?

Thanks




bompey

629 posts

265 months

Friday 5th August 2016
quotequote all
Slow day at work today?

James_G

Original Poster:

366 posts

214 months

Friday 5th August 2016
quotequote all
bompey said:
Slow day at work today?
Yes!

Jockman

18,414 posts

190 months

Friday 5th August 2016
quotequote all
Didn't Billy Connolly advertise Goldfish?

James_G

Original Poster:

366 posts

214 months

Friday 5th August 2016
quotequote all
Perhaps I should point out that, if I could remember the card, I would check with them whether I paid PPI. Sadly all paperwork from that period was efficiently shredded some years ago.

James_G

Original Poster:

366 posts

214 months

Friday 5th August 2016
quotequote all
Jockman said:
Didn't Billy Connolly advertise Goldfish?
Good suggestion, thanks - I had forgotten about that one.

R8Steve

4,150 posts

205 months

Friday 5th August 2016
quotequote all
Not sure of the loyalty schemes but here is some i can remember from back then you can check-

Goldfish
Smile
Virgin
Marbles
Cahoot
Tesco

Jockman

18,414 posts

190 months

Friday 5th August 2016
quotequote all
Pretty sure Smile was Coop.

James_G

Original Poster:

366 posts

214 months

Friday 5th August 2016
quotequote all
R8Steve said:
Not sure of the loyalty schemes but here is some i can remember from back then you can check-

Goldfish
Smile
Virgin
Marbles
Cahoot
Tesco
Thanks - Smile I had forgotten too.

Simpo Two

92,890 posts

295 months

Friday 5th August 2016
quotequote all
It's worrying that in this internet age important financial records more than a few years old can be hard to find or have vanished without trace.

R8Steve

4,150 posts

205 months

Friday 5th August 2016
quotequote all
Simpo Two said:
It's worrying that in this internet age important financial records more than a few years old can be hard to find or have vanished without trace.
Unfortunately it's a fine line between keeping required records and complying with the data protection act (principle 5)

Simpo Two

92,890 posts

295 months

Friday 5th August 2016
quotequote all
Indeed; there is much to be said for pieces of paper.

Like everyone I use the internet and online stuff a lot but I can't help thinking that if it broke we'd be back in the Stone Age pretty quick.

I thought I might have had some money with a bank, invested in about 2000. I had some letters but nothing showing any values. The phone number was dead, and even though I found another and wrote twice, I never got an answer.

Jockman

18,414 posts

190 months

Friday 5th August 2016
quotequote all
Simpo Two said:
Indeed; there is much to be said for pieces of paper.

Like everyone I use the internet and online stuff a lot but I can't help thinking that if it broke we'd be back in the Stone Age pretty quick.

I thought I might have had some money with a bank, invested in about 2000. I had some letters but nothing showing any values. The phone number was dead, and even though I found another and wrote twice, I never got an answer.
The alternative to the Internet isn't the Stone Age, Simpo wink

Insurance Companies are actively looking at Data Storage as part of Disaster Contingency Planning. We are moving on to SAP Business One and consequently running some of our business functions in the Cloud as well as on Desktop.

R8Steve

4,150 posts

205 months

Friday 5th August 2016
quotequote all
Simpo Two said:
Indeed; there is much to be said for pieces of paper.

Like everyone I use the internet and online stuff a lot but I can't help thinking that if it broke we'd be back in the Stone Age pretty quick.

I thought I might have had some money with a bank, invested in about 2000. I had some letters but nothing showing any values. The phone number was dead, and even though I found another and wrote twice, I never got an answer.
If it was marked as dormant more than 15 years ago it will have probably gone to some government departments Christmas night out by now.

On that note there is over £15 billion in unclaimed dormant funds in the UK so you're not alone!

Output Flange

17,053 posts

241 months

Friday 5th August 2016
quotequote all
Intelligent Finance is another - now Halifax.

GCH

4,141 posts

232 months

Sunday 7th August 2016
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Simpo Two said:
It's worrying that in this internet age important financial records more than a few years old can be hard to find or have vanished without trace.
I have had this very argument with a certain card company earlier this year.

I requested some old statements which I need for something. These were (apparently) sent to me, but never arrived. I then re-requested them a month later, only to be told that as the statement date was now more than six years ago, the records were unavailable.

J4CKO

46,931 posts

230 months

Wednesday 10th August 2016
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Mint ?

MarshPhantom

9,658 posts

167 months

Wednesday 10th August 2016
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MBNA?

blongs

192 posts

165 months

Wednesday 10th August 2016
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Morgon Stanley (MSDW)

blongs

192 posts

165 months

Wednesday 10th August 2016
quotequote all
I had a Sky card for ages too provided by Barclaycard. You could get tv bill reductions from the accrued points.