S and S ISA losing value
S and S ISA losing value
Author
Discussion

Z064life

Original Poster:

1,926 posts

278 months

Monday 7th November 2016
quotequote all
Hi guys,
I have a stocks and shares isa but notice that it's lost £800 (out of a total of £16k invested). I don't see any real reason as there is no panic at the moment with brexit etc.

Should I consider taking my money out?


Thanks

sidicks

25,218 posts

251 months

Monday 7th November 2016
quotequote all
Z064life said:
Hi guys,
I have a stocks and shares isa but notice that it's lost £800 (out of a total of £16k invested). I don't see any real reason as there is no panic at the moment with brexit etc.

Should I consider taking my money out?


Thanks
Over what period are you measuring performance?

What assets are you invested in?

Why would you take your money out - what would you invest in and why?

NickCQ

5,392 posts

126 months

Monday 7th November 2016
quotequote all
Z064life said:
Should I consider taking my money out?
Buy high sell low - no wait a minute that's not right! smile

US markets have come off a bit in the last week due to Trump's resurgence, high court Brexit decision has increased the value of £ vs $ and so FTSE 100 is down. My ISA is off as well but I'm not thinking of making any trades.

fat80b

3,247 posts

251 months

Monday 7th November 2016
quotequote all
What are you invested in and why?

For me the point of an ISA is to develop long-term growth. In this way I look at companies that I believe in which provide a good dividend. Alternatively you can pick a fund which tries to do the same thing.

Once you are thinking long term then a few ups and downs don't really matter. I used to get hung up on whether or not it was going up and down on a daily basis but after a while you learn not to worry about and just think of the long-term plan.

Mine is down £800 since last Wednesday. The only way I look at it is that it might be a buying opportunity unless something fundamental has changed with the companies you are investing in.

Bob



sidicks

25,218 posts

251 months

Monday 7th November 2016
quotequote all
fat80b said:
What are you invested in and why?

For me the point of an ISA is to develop long-term growth. In this way I look at companies that I believe in which provide a good dividend. Alternatively you can pick a fund which tries to do the same thing.

Once you are thinking long term then a few ups and downs don't really matter. I used to get hung up on whether or not it was going up and down on a daily basis but after a while you learn not to worry about and just think of the long-term plan.

Mine is down £800 since last Wednesday. The only way I look at it is that it might be a buying opportunity unless something fundamental has changed with the companies you are investing in.

Bob
Just out of interest, if you're focussed on long-term growth, why are current dividends such a big influence in your strategy?

Ozzie Osmond

21,189 posts

276 months

Monday 7th November 2016
quotequote all
sidicks said:
Over what period are you measuring performance?

What assets are you invested in?

Why would you take your money out - what would you invest in and why?
Quite. There's no point investing in the stock market and then fretting about short term fluctuations (daily/monthly/yearly). It's normally best to have in mind a timescale of at least 5 or 10 years.

walm

10,644 posts

232 months

Tuesday 8th November 2016
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Z064life said:
I don't see any real reason as there is no panic at the moment...
Yup - nothing much going on.

BoRED S2upid

21,069 posts

270 months

Wednesday 9th November 2016
quotequote all
You've only lost that £800 if you sell. This is why everything plummeted post Brexit all the sheep panic selling! Everything bounced back after a while probably as people bought at low points.