Not the best deal ive seen..
Not the best deal ive seen..
Author
Discussion

noway

Original Poster:

937 posts

210 months

Thursday 29th December 2016
quotequote all
Im looking at a new workhorse for me and the wife to use for shopping/tip runs/dog taxi etc and the Dacia Duster seems to suit well enough.

Model is the 1.5dci prestige auto

Heres the pcp deal ive been offered

cash price £15890 (options of spare wheel and metallic paint) after £750 discount
£4000 deposit
48 mth of £214.09
1 mth of £4410.00 final payment

total £18686.32

i do want to change the car after 3 years not 4 as per this quote but with terrible residuals this seems a crap offer and leasing isnt cheap with these either..obviously i think i will wait a year and get a used one for considerably less but thought id post to let you discuss..thanks sam

Vocal Minority

8,582 posts

182 months

Thursday 29th December 2016
quotequote all
If the residuals are awful, there will be some two year old ones around now surely?

fOR EXAMPLE

http://www.autotrader.co.uk/classified/advert/2016...

45,000 miles - £6,000

sidicks

25,218 posts

251 months

Thursday 29th December 2016
quotequote all
noway said:
Im looking at a new workhorse for me and the wife to use for shopping/tip runs/dog taxi etc and the Dacia Duster seems to suit well enough.

Model is the 1.5dci prestige auto

Heres the pcp deal ive been offered

cash price £15890 (options of spare wheel and metallic paint) after £750 discount
£4000 deposit
48 mth of £214.09
1 mth of £4410.00 final payment

total £18686.32

i do want to change the car after 3 years not 4 as per this quote but with terrible residuals this seems a crap offer and leasing isnt cheap with these either..obviously i think i will wait a year and get a used one for considerably less but thought id post to let you discuss..thanks sam
What's the APR - that's the most relevant piece of information you've omitted from your post?

noway

Original Poster:

937 posts

210 months

Thursday 29th December 2016
quotequote all
8.90%

@Vocal Minority there are no autos just yet as they wont be released till January for march delivery..

Edited by noway on Thursday 29th December 13:35

Toaster Pilot

14,867 posts

188 months

Thursday 29th December 2016
quotequote all
Also looking at a Duster myself - IMO they only really make sense if you want to keep them for a long time rather than only for a couple of years

Not looking at the top of the range most expensive model probably also helps...

Vocal Minority said:
If the residuals are awful, there will be some two year old ones around now surely?

fOR EXAMPLE

http://www.autotrader.co.uk/classified/advert/2016...

45,000 miles - £6,000
That's done 82,000 miles and is 3 years old....

noway

Original Poster:

937 posts

210 months

Thursday 29th December 2016
quotequote all
Toaster Pilot said:
Also looking at a Duster myself - IMO they only really make sense if you want to keep them for a long time rather than only for a couple of years

Not looking at the top of the range most expensive model probably also helps...
Id prefer a base model but the auto is only available on the laureate and prestige,tbh i can wait until there are some ex demos or nearly used about.

Ive never used finance to buy a car but as i want to spend a largish amount of cash on a new weekend car pcp seemed worth a look..maybe not

Toaster Pilot

14,867 posts

188 months

Thursday 29th December 2016
quotequote all
If you're definitely going to change it after 3 years then it probably is the most sensible way to finance it (over a 36 month term obviously rather than the quoted 48 month)

GFV will be higher and you'll pay less interest

noway

Original Poster:

937 posts

210 months

Thursday 29th December 2016
quotequote all
Toaster Pilot said:
If you're definitely going to change it after 3 years then it probably is the most sensible way to finance it (over a 36 month term obviously rather than the quoted 48 month)

GFV will be higher and you'll pay less interest
Thanks,ive a test drive booked for mid january and i will get the quote done again @36mths and see how that looks..




Toaster Pilot

14,867 posts

188 months

Thursday 29th December 2016
quotequote all
There are probably cheaper cars to lease for 3 years mind

I'm looking at buying the base model Duster for £9500 and running it as long as viable (ie 10+ years)

noway

Original Poster:

937 posts

210 months

Thursday 29th December 2016
quotequote all
Toaster Pilot said:
There are probably cheaper cars to lease for 3 years mind

I'm looking at buying the base model Duster for £9500 and running it as long as viable (ie 10+ years)
I had a look around a few while i was at my local Dacia dealers,bit plasticy but roomy enough and i actually prefer the looks to many suv`s on the market..im tempted to buy outright and keep for 10yrs too.

Bit less in the piggy bank for my weekend car though.

PlayFair

201 posts

150 months

Thursday 29th December 2016
quotequote all
£18k for a Dacia Duster?

Are you high?

noway

Original Poster:

937 posts

210 months

Thursday 29th December 2016
quotequote all
PlayFair said:
£18k for a Dacia Duster?

Are you high?
Frequently yes wink

The original cost of just under £16k paid in full isnt to bad if looking at keeping for 10yrs which i have done for a couple of cars i still own...but £18k is a lot

AndStilliRise

2,295 posts

146 months

Thursday 29th December 2016
quotequote all
PlayFair said:
£18k for a Dacia Duster?

Are you high?
smile

Vocal Minority

8,582 posts

182 months

Thursday 29th December 2016
quotequote all
Toaster Pilot said:
That's done 82,000 miles and is 3 years old....
Dammit wrong link

and apologies OP - skimmed the auto requirement