Impartial pension Guidance Please

[pauljdh]

Im 57 and have accrued a FS pension with a CTV of £768K GBP. Its split over two schemes within the same company / trustees. I also have some smaller defined contribution stuff totalling about 30K which Ill treat as cash money.

As its final salary my tendency is to leave it as that but as I can use it flexibly due to new rules (my firms rules would mean however transferring it out into an approved scheme once Id taken formal advice) Id like to find out a bit more about what it could look like as an annuity with a cash free lump sump perhaps.

Any thoughts based on this limited info so far? Id like to go within two years, i.e. by 59.

Thanks all

Paul