The Zopa ISA

[chucklebutty]

I've just been "accepted" for this - my existing ISAs are basic cash ones earning 1.4% to laughably protect vs inflation.

Reading up, there seems to be risk with the Zopa ISA - the default fund is not applicable, and cashing in relies on incoming investors if you want cash out in a hurry. Has anyone piled cash in yet, I am contemplating the 4% target and not the 4.6%?

[mikeh501]

as an existing zopa customer i got in some time ago. works exactly the same as the normal zopa, but inside the tax wrapper.