Could I relocate?
Discussion
I have no idea whether this is the right forum, but it is mostly about money/affordability so I'll stick it here.
A few people on my "Advice on what to do" thread in Jobs and Employment Matters have suggested relocating for more opportunities, however I don't think it is possible given my situation (and requirements). So I'll ask here, so I have a general idea
I'm 18, and have NO CREDIT HISTORY. I'm unemployed (hence the relocate for more opportunities) and have about £10,000 in the bank (inheritance). I also have part stake in a flat, however that is still being sorted out (inherited it, lawyers are still making everything go through). Myself, Sister and Mum have decided to sell it once everything is through. I currently don't know how much it is worth but I'll say I could get about £10,000 from the sale (as it is a nice, round number).
Edit; I'll point out I would try and get a job offer before actually moving anywhere, I wouldn't move anywhere completely unemployed and clueless.
Would I be able to relocate? My parents cannot afford to be guarantors and because I've shared my room with my sister my whole life I refuse to house share (I know you have your own bedroom, but still sharing the rest of the property).
Basically, can an 18 year old with no credit history, some money in the bank and not able to have a guarantor be able to obtain a property elsewhere themselves? (Don't know where, this is just general)
Don't start ripping the crap out of me, I freely admit I've made many a bad decision in employment matters and will freely admit I have no idea how most of the world works (like any young person). I'm asking here as most of you have a better idea and will be able to give advice/suggestions. I won't be taking anyone's word on here as gospel (I'd be stupid to), but this will allow me to have an idea I can further research.
A few people on my "Advice on what to do" thread in Jobs and Employment Matters have suggested relocating for more opportunities, however I don't think it is possible given my situation (and requirements). So I'll ask here, so I have a general idea
I'm 18, and have NO CREDIT HISTORY. I'm unemployed (hence the relocate for more opportunities) and have about £10,000 in the bank (inheritance). I also have part stake in a flat, however that is still being sorted out (inherited it, lawyers are still making everything go through). Myself, Sister and Mum have decided to sell it once everything is through. I currently don't know how much it is worth but I'll say I could get about £10,000 from the sale (as it is a nice, round number).
Edit; I'll point out I would try and get a job offer before actually moving anywhere, I wouldn't move anywhere completely unemployed and clueless.
Would I be able to relocate? My parents cannot afford to be guarantors and because I've shared my room with my sister my whole life I refuse to house share (I know you have your own bedroom, but still sharing the rest of the property).
Basically, can an 18 year old with no credit history, some money in the bank and not able to have a guarantor be able to obtain a property elsewhere themselves? (Don't know where, this is just general)
Don't start ripping the crap out of me, I freely admit I've made many a bad decision in employment matters and will freely admit I have no idea how most of the world works (like any young person). I'm asking here as most of you have a better idea and will be able to give advice/suggestions. I won't be taking anyone's word on here as gospel (I'd be stupid to), but this will allow me to have an idea I can further research.
Edited by Shermanator on Thursday 14th June 15:56
Of course you can...
Where would you move to? What job would you be getting once you were there? If you can get the job offer first then it will probably be easier to find somewhere to rent, but even without that your £20k would cover paying rent up front should a landlord want that.
I know you have your reason, but I'd go for a house share for the first 6 months... save yourself some money, potentially get some new mates in the area and not have such a financial outlay from day one.
Where would you move to? What job would you be getting once you were there? If you can get the job offer first then it will probably be easier to find somewhere to rent, but even without that your £20k would cover paying rent up front should a landlord want that.
I know you have your reason, but I'd go for a house share for the first 6 months... save yourself some money, potentially get some new mates in the area and not have such a financial outlay from day one.
and as others have said, house share for a few years, it will save you thousands.
i house shared up until a year ago, i was paying £500 pcm all in, in st albans...which is very very cheap rent in an area expensive as f**k. (i now pay £1000pcm ex bills for a 1 bed flat in st albans, gives you an idea of what you save, relatively speaking).
if you want to live somewhere that isn't a sh*thole town or out in the middle of nowhere, then house sharing may be the only financially justifiable way to do it.
i house shared up until a year ago, i was paying £500 pcm all in, in st albans...which is very very cheap rent in an area expensive as f**k. (i now pay £1000pcm ex bills for a 1 bed flat in st albans, gives you an idea of what you save, relatively speaking).
if you want to live somewhere that isn't a sh*thole town or out in the middle of nowhere, then house sharing may be the only financially justifiable way to do it.
Being young is the time to do it. It all depends on where you want to go, and what you want to do.
The world is your oyster, but you'll need to make your "seed" money last and work for you.
£20k isn't going to last very long if you want to live in Manhattan, working minimum wage jobs. If you want to spend your time between summer seasons in the Med and winter seasons in the Alps, you may even be able to add to it if you get a job with accommodation thrown in. (Or on a cruise ship, for instance.)
Have you thought about the Forces?
The world is your oyster, but you'll need to make your "seed" money last and work for you.
£20k isn't going to last very long if you want to live in Manhattan, working minimum wage jobs. If you want to spend your time between summer seasons in the Med and winter seasons in the Alps, you may even be able to add to it if you get a job with accommodation thrown in. (Or on a cruise ship, for instance.)
Have you thought about the Forces?
As others have said, if you are going to relocate then definitely house share. It is a) cheaper and b) you instantly know people.
but why not more education? that will be the most likely route to a better paying career in the future.
http://www.sailingholidays.com/join-the-team/floti...
no long term prospects but lots of fun no doubt.
but why not more education? that will be the most likely route to a better paying career in the future.
The Selfish Gene said:
or indeed, get onto a yacht as crew............fabulous way to live
indeed http://www.sailingholidays.com/join-the-team/floti...
no long term prospects but lots of fun no doubt.
Good post for 18; you can (a) think (b) spell (c) seek advice.
Relocation needs only a suitcase and some rent money. You're lucky to have £20K in the pot, don't waste it.
Can you buy a property with £20K, no job and no income? I'd say not. At least, not anywhere you'd want to live.
I agree with not wanting to share a room but don't be to proud to share a house. Scrape up your braincells, get the best job you can, move to it and go from there. Or, if you have the spark, consider starting your own business.
Relocation needs only a suitcase and some rent money. You're lucky to have £20K in the pot, don't waste it.
Can you buy a property with £20K, no job and no income? I'd say not. At least, not anywhere you'd want to live.
I agree with not wanting to share a room but don't be to proud to share a house. Scrape up your braincells, get the best job you can, move to it and go from there. Or, if you have the spark, consider starting your own business.
I would NOT buy a house. Its an anchor and liability.
You are far better to move to where the work is and upskill yourself. Get loads of quals, self study as much as possible using free resources. Raise your value and retain your freedom.
You can then move anywhere any time at the drop of a hat, UK or international.
Don't encumber yourself with a prison cell!
You are far better to move to where the work is and upskill yourself. Get loads of quals, self study as much as possible using free resources. Raise your value and retain your freedom.
You can then move anywhere any time at the drop of a hat, UK or international.
Don't encumber yourself with a prison cell!
ringram said:
I would NOT buy a house. Its an anchor and liability.
You are far better to move to where the work is and upskill yourself. Get loads of quals, self study as much as possible using free resources. Raise your value and retain your freedom.
You can then move anywhere any time at the drop of a hat, UK or international.
Don't encumber yourself with a prison cell!
This. Invest in yourself. Best money I ever spent was a one way ticket to Australia. Honestly I think it should be mandatory to travel somewhere for at least 6 months. If I was government I'd make it so. And subsidise airfare and a few quid to help out. You are far better to move to where the work is and upskill yourself. Get loads of quals, self study as much as possible using free resources. Raise your value and retain your freedom.
You can then move anywhere any time at the drop of a hat, UK or international.
Don't encumber yourself with a prison cell!
bmwmike said:
This. Invest in yourself. Best money I ever spent was a one way ticket to Australia. Honestly I think it should be mandatory to travel somewhere for at least 6 months. If I was government I'd make it so. And subsidise airfare and a few quid to help out.
this with bells on................Invest and lock away most of your cash, turn £1000 into aussie dollars and get yourself a temp visa and a flight to Sydney. Pick up some bar work when you're over there, learn a load of life lessons and save a bit of money to come back slowly through asia.
The rest can wait, you're 18, you should just focus on meeting people, doing interesting things, learning about life and having fun.
The rest can wait, you're 18, you should just focus on meeting people, doing interesting things, learning about life and having fun.
Hitch said:
Invest and lock away most of your cash, turn £1000 into aussie dollars and get yourself a temp visa and a flight to Sydney. Pick up some bar work when you're over there, learn a load of life lessons and save a bit of money to come back slowly through asia.
The rest can wait, you're 18, you should just focus on meeting people, doing interesting things, learning about life and having fun.
This. I didn't do this, I was lucky enough to save up a load of money to buy a house aged 27, which is late even so, but I really wish I'd spunked a few grand on travelling and getting some life experience aged 18, even if it did take me longer to get to this point.The rest can wait, you're 18, you should just focus on meeting people, doing interesting things, learning about life and having fun.
As it was, I was working and living for the weekend at that age, but looking back, where's the fun in going to the local pub for beers, wasting money on crap, and having a job that you, at best, can tolerate? Given the opportunity, I'd change most things I did at that age. I'm now at the point where I have a job I love and pays extremely well, but the next time I'll get to do some proper travelling is when I retire I expect.
I just realised I've never actually replied to this thread!
I've decided that I will start to look further afield from my current area, and will relocate if I get a job elsewhere.
Depending on salary and general living costs in the area I get the job in (I'm actually very flexible, I don't have a severe hatred of any area, except London) I'll decide whether it's better to flat-share or get my own place.
Forces; Not going to happen. Definitely not for me!
Investing in myself; Abroad isn't going to happen. Once I've moved (if I do, it's dependent on employers giving me a job) I'll start the whole "being a better person", it'll also make me more likely to get a promotion in the far future if I've used my initiative to be that better person.
I've decided that I will start to look further afield from my current area, and will relocate if I get a job elsewhere.
Depending on salary and general living costs in the area I get the job in (I'm actually very flexible, I don't have a severe hatred of any area, except London) I'll decide whether it's better to flat-share or get my own place.
Forces; Not going to happen. Definitely not for me!
Investing in myself; Abroad isn't going to happen. Once I've moved (if I do, it's dependent on employers giving me a job) I'll start the whole "being a better person", it'll also make me more likely to get a promotion in the far future if I've used my initiative to be that better person.
Shermanator said:
I just realised I've never actually replied to this thread!
I've decided that I will start to look further afield from my current area, and will relocate if I get a job elsewhere.
Depending on salary and general living costs in the area I get the job in (I'm actually very flexible, I don't have a severe hatred of any area, except London) I'll decide whether it's better to flat-share or get my own place.
Forces; Not going to happen. Definitely not for me!
Investing in myself; Abroad isn't going to happen. Once I've moved (if I do, it's dependent on employers giving me a job) I'll start the whole "being a better person", it'll also make me more likely to get a promotion in the far future if I've used my initiative to be that better person.
May I just add that I think you need to readjust your attitude just a shade in order to step out into the world and make a go of it. I've decided that I will start to look further afield from my current area, and will relocate if I get a job elsewhere.
Depending on salary and general living costs in the area I get the job in (I'm actually very flexible, I don't have a severe hatred of any area, except London) I'll decide whether it's better to flat-share or get my own place.
Forces; Not going to happen. Definitely not for me!
Investing in myself; Abroad isn't going to happen. Once I've moved (if I do, it's dependent on employers giving me a job) I'll start the whole "being a better person", it'll also make me more likely to get a promotion in the far future if I've used my initiative to be that better person.
It’s just how you’ve worded certain things gives the impression that you are expecting others to give you things, do things for you etc. So ‘employer giving you a job’, it’s a very small thing but ‘give’ is the wrong attitude. It’s once you’ve ‘earned’ a job from an employer. There’s lots of competition for decent work and you’ve got to have the right mental attitude to be at the top of the list.
Also, this stuff about ‘not sharing a house’. Well, of course you can go and rent your own flat. You’ll be lonely, depressed and stuck doing chores when you aren’t working. Sharing a flat is a superb means to get started in your own as an adult. It’s low cost burden, low work burden and gives you other humans to socialise with. Pick a town with plenty of educational facilities and you’ll not only walk into a job but also find plenty of people your age looking to share.
You’re in an extremely fortunate situation to be leaving home with £20k. Most people have nothing. Every day thousands fly in to the U.K. with nothing and get accommodation, jobs and succeed. So that tells you that in the U.K. it’s pretty easy and that the only actual obstacle is yourself and it is your personal attitude that will determine whether you make a gonofnit or fail.
Don’t spunk your £20k on rent etc, use a small amount to get you to a good town and to get you basic accommodation. Get work. It’s very easy. Half witted foreigners manage it every day. And remember that no one owes you anything. No one is going to give you anything. It’s 100% down to you and all you need to do is chose whether you want to be a loser or a winner and then go and make it happen.
DonkeyApple said:
Shermanator said:
I just realised I've never actually replied to this thread!
I've decided that I will start to look further afield from my current area, and will relocate if I get a job elsewhere.
Depending on salary and general living costs in the area I get the job in (I'm actually very flexible, I don't have a severe hatred of any area, except London) I'll decide whether it's better to flat-share or get my own place.
Forces; Not going to happen. Definitely not for me!
Investing in myself; Abroad isn't going to happen. Once I've moved (if I do, it's dependent on employers giving me a job) I'll start the whole "being a better person", it'll also make me more likely to get a promotion in the far future if I've used my initiative to be that better person.
May I just add that I think you need to readjust your attitude just a shade in order to step out into the world and make a go of it. I've decided that I will start to look further afield from my current area, and will relocate if I get a job elsewhere.
Depending on salary and general living costs in the area I get the job in (I'm actually very flexible, I don't have a severe hatred of any area, except London) I'll decide whether it's better to flat-share or get my own place.
Forces; Not going to happen. Definitely not for me!
Investing in myself; Abroad isn't going to happen. Once I've moved (if I do, it's dependent on employers giving me a job) I'll start the whole "being a better person", it'll also make me more likely to get a promotion in the far future if I've used my initiative to be that better person.
It’s just how you’ve worded certain things gives the impression that you are expecting others to give you things, do things for you etc. So ‘employer giving you a job’, it’s a very small thing but ‘give’ is the wrong attitude. It’s once you’ve ‘earned’ a job from an employer. There’s lots of competition for decent work and you’ve got to have the right mental attitude to be at the top of the list.
Also, this stuff about ‘not sharing a house’. Well, of course you can go and rent your own flat. You’ll be lonely, depressed and stuck doing chores when you aren’t working. Sharing a flat is a superb means to get started in your own as an adult. It’s low cost burden, low work burden and gives you other humans to socialise with. Pick a town with plenty of educational facilities and you’ll not only walk into a job but also find plenty of people your age looking to share.
You’re in an extremely fortunate situation to be leaving home with £20k. Most people have nothing. Every day thousands fly in to the U.K. with nothing and get accommodation, jobs and succeed. So that tells you that in the U.K. it’s pretty easy and that the only actual obstacle is yourself and it is your personal attitude that will determine whether you make a gonofnit or fail.
Don’t spunk your £20k on rent etc, use a small amount to get you to a good town and to get you basic accommodation. Get work. It’s very easy. Half witted foreigners manage it every day. And remember that no one owes you anything. No one is going to give you anything. It’s 100% down to you and all you need to do is chose whether you want to be a loser or a winner and then go and make it happen.
I don't expect something for nothing, never have. My sister definitely does, and thus I resent her.
As for jobs, it's entirely dependent on the sort of job. I have been trying, and I continue to do so, will still be doing so for a while. The problem with your idea is the uncertainty, I don't like uncertainty. I could get a job, while house-sharing but there would be a case of "what am I going to be doing in X months time". This fear comes from leaving my previous apprenticeship, and this whole dobacle being spawned. I won't take any unnecessary risks unless I have a job I'll enjoy that I am able to go into.
To be fair I’m not extrapolating. You have £20k, are 18 and have no commitments. That puts you well and truly in the top 1% at your age and every opportunity out there. But your post above is just you putting more obstacles in your way. That is the path to failure.
You’re 18, go and get lots of different jobs, learn about yourself from them, from one of them you will find what you love. Move to a good town, sign on as that is your entitlement and you should take that money and just go and get a job. It is tremendously easy and as I said the only possible thing standing in your way is yourself.
You’re going to be nervous and reticent but you’re 18 with money in the bank. You are in the phenomenal position of being able to take that tiny step forward in your life without it being a leap of faith that it is for the other 18 year olds.
Pick any town you like and there is a job waiting there with your name on it. But read back through your posts and you are doing nothing but making up imaginary criteria, obstacles to block your future.
You don’t need to get a job and then move. That’s very negative. You have none of the encumberances of the older people who have commitments. Pick your town, enjoy finding a nice room with young professionals (use your wealth to buy quality and positive company) and go out and take the first job, learn from it, find the next one, learn from that and the next.
You’re 18, go and get lots of different jobs, learn about yourself from them, from one of them you will find what you love. Move to a good town, sign on as that is your entitlement and you should take that money and just go and get a job. It is tremendously easy and as I said the only possible thing standing in your way is yourself.
You’re going to be nervous and reticent but you’re 18 with money in the bank. You are in the phenomenal position of being able to take that tiny step forward in your life without it being a leap of faith that it is for the other 18 year olds.
Pick any town you like and there is a job waiting there with your name on it. But read back through your posts and you are doing nothing but making up imaginary criteria, obstacles to block your future.
You don’t need to get a job and then move. That’s very negative. You have none of the encumberances of the older people who have commitments. Pick your town, enjoy finding a nice room with young professionals (use your wealth to buy quality and positive company) and go out and take the first job, learn from it, find the next one, learn from that and the next.
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