Paying dad's cheque into my account
Paying dad's cheque into my account
Author
Discussion

Patrick Bateman

Original Poster:

13,163 posts

203 months

Tuesday 22nd September 2020
quotequote all
Dad's not able to get to a bank so I'm needing to pay his tax rebate cheque into my account for him and then transfer the money.

What's the best way to do this? He's signed the back of the cheque thinking that's all that's needed but I can't see that being all that's required for the bank to accept.

Any ideas/experience before I waste a journey?

dingg

4,537 posts

248 months

Tuesday 22nd September 2020
quotequote all
You take the cheque to his bank and deposit it to his account.


Patrick Bateman

Original Poster:

13,163 posts

203 months

Tuesday 22nd September 2020
quotequote all
I knew that would be the simplest yet most inconvenient option.

Is there no way at all to pay it into mine?

MitchT

17,117 posts

238 months

Tuesday 22nd September 2020
quotequote all
Download the app for his bank. Log into his bank account on the app. Deposit cheque via app.

Patrick Bateman

Original Poster:

13,163 posts

203 months

Tuesday 22nd September 2020
quotequote all
Cheque via. app? How have I not heard of this?

0a

24,137 posts

223 months

Tuesday 22nd September 2020
quotequote all
If you use Santander, you can scan a cheque and deposit at their cash machines. Other banks may be the same: https://www.santander.co.uk/personal/support/ways-...

MitchT

17,117 posts

238 months

Tuesday 22nd September 2020
quotequote all
It's a piece of piss. Access the "deposit cheque" function within the app, then it accesses your camera so you can photograph the cheque within the app. It's a godsend!

Sheepshanks

40,986 posts

148 months

Tuesday 22nd September 2020
quotequote all
You can pay into most banks at any post office.

the tribester

2,928 posts

115 months

Tuesday 22nd September 2020
quotequote all
Lloyds too have the cheque deposit function on their App.

Patrick Bateman

Original Poster:

13,163 posts

203 months

Tuesday 22nd September 2020
quotequote all
Think he's either RBS or Bank of Scotland so will cheque. (sorry biggrin)

K77 CTR

1,663 posts

211 months

Tuesday 22nd September 2020
quotequote all
There's quite a small limit on the HSBC cheque facility on the app I think, not sure about other banks. Can't you just take it into an RBS bank or wherever he Banks and a paying in slip and deposit into his account? Or the post office? Both just need his account details.

Jimmy Recard

17,550 posts

208 months

Tuesday 22nd September 2020
quotequote all
Jasey_ said:
Halifax and Barclays you can take a photo (apparently).
You certainly can with Lloyds. I've done it quite a few times

CubanPete

3,803 posts

217 months

Tuesday 22nd September 2020
quotequote all
Pop it in the post with a covering letter.

MitchT

17,117 posts

238 months

Tuesday 22nd September 2020
quotequote all
Another vote for the PO here. I used it recently as the amount was too much for the app. You just tell them which bank it's going into and they give you an envelope for that bank. You write the required info (account number and sort code if I remember rightly) on the cheque and the envelope, bob the cheque in the envelope, hand it over and job done!

Wacky Racer

41,307 posts

276 months

Tuesday 22nd September 2020
quotequote all
If he's with the RBS, you should be able to pay it in at Natwest if you have the account details.

AlexC1981

5,775 posts

246 months

Tuesday 22nd September 2020
quotequote all
I always pay cheques into the ATM outside the bank. But you would need his card and PIN for that option.

It's quite exciting as the machine pops out an envelope and starts beeping and flashing at you in a most alarming manner whilst you have to quickly get the cheque in the envelope, seal it down and get it in the slot before it times out. I like to pretend I'm in the crystal maze.

The Leaper

5,683 posts

235 months

Tuesday 22nd September 2020
quotequote all
MitchT said:
Another vote for the PO here. I used it recently as the amount was too much for the app. You just tell them which bank it's going into and they give you an envelope for that bank. You write the required info (account number and sort code if I remember rightly) on the cheque and the envelope, bob the cheque in the envelope, hand it over and job done!
My bank's local branch is not easy to park nearby so I use the Post Office cheque service. My bank supplies me with special envelopes and when I need to deposit any cheques I fill in the bank's paying in slip, and place it and the cheques in the special envelope, complete my bank details on the outside of the envelope, then go to the PO (easy parking!) and leave it up to them to process. Simple! Been doing this for years.

R.

Jimmy Recard

17,550 posts

208 months

Tuesday 22nd September 2020
quotequote all
anonymous said:
[redacted]
Is it? The process with Lloyds takes a few seconds. Use the app to take a photo of each side of the cheque, press submit and it just does it

Simpo Two

92,708 posts

294 months

Wednesday 23rd September 2020
quotequote all
Dear me, banking never used to be this difficult. If you really can't get to a branch I'd post the cheque to them with a completed paying-in slip and covering letter, job done.

1x cheque.
1x paying-in slip (from the back of your father's chequebook or paying-in book)
1x envelope.
1x stamp.
And a bit of exercise going to the post box smile

drmotorsport

966 posts

272 months

Wednesday 23rd September 2020
quotequote all
Theres a max limit of £500 for First Direct (and probably the same for HSBC) plus the app fails if you dont date the back of the cheque.