Pension Tax Relief

[over_the_hill]

Could someone please answer the following.

For a higher rate taxpayer:

Pension contributions via salary sacrifice
No further tax refund up to highest rate can be claimed via a tax return

Workplace Pension (Net contribution before tax)
No further tax refund up to highest rate can be claimed via a tax return

Thanks

[JulianPH]

over_the_hill said:

Could someone please answer the following.

For a higher rate taxpayer:

Pension contributions via salary sacrifice
No further tax refund up to highest rate can be claimed via a tax return

Workplace Pension (Net contribution before tax)
No further tax refund up to highest rate can be claimed via a tax return

Thanks

If you make contributions via salary sacrifce then no tax has ever been deducted, so there is nothing to claim back.

With any other form of pension contributions (including net workplace ones) then your pension provider will recalim the basic rate of tax and you can reclaim the higher rate via your tax return.