Any personal finance cashflow projection excels / tools?

[devnull]

Before I start making one myself, wondering if there are any cashflow projection spreadsheets that exist that people find useful?

I"m PAYE so reasonably easy to predict what I am going to be paid and what's going out, I'm just wondering if someone has made anything particularly whizzy that I might not have been able to think of.

I'm looking to forecast my 2021 pay and beyond - looking at long term cash flow to see what I can do in terms of adjusting mortgage overpayments, predicting impact of large purchases (i.e. cars and home improvements) etc.

I'm actually a YNAB (You Need a Budget) user already, which is fine, but it is a mildly cultish financial tool that only lets you focus month to month on things, rather than predicting.

[Mr Pointy]

There's quite a few free spreadsheets here:
https://www.vertex42.com/Calculators/financial-cal...

Maybe you could modify this annual one to cover more years:
https://www.vertex42.com/Calculators/budget-calcul...

[fatvik]

Thanks Mr. Pointy, this might be something useful for myself

[Mr Pointy]

fatvik said:

Thanks Mr. Pointy, this might be something useful for myself

They are rather American biased but if you know a bit of Excel you can modify the spreadsheets to suit your needs.

[devnull]

Mr Pointy said:

There's quite a few free spreadsheets here:
https://www.vertex42.com/Calculators/financial-cal...

Maybe you could modify this annual one to cover more years:
https://www.vertex42.com/Calculators/budget-calcul...

Thanks very much, think I will use this as basis to do some modifying upon.