Is it too late

[gregs1959]

Hello

Little bit of background....
I’m 62 and the wife is 54. The only income we have is from property......

As I understand it the maximum we are allowed to put in to a private pension is £2880.00. Are we allowed to contribute any previous years contribution ? . ( note ... I already have a very small annuity £146.00 month from a previous personal pension)

We already save in our Isa’s mainly stocks and shares , just thinking of the tax relief as a bonus.

Thanks for any helpful replies. .....
Mark

[Mr Pointy]

No, there's no carry forward from previous years if you didn't have any earned income. Anyone earning below the personal allowance threshold can pay in £2880 (grossed up to £3600) as you have indicated.