Learning about stocks, funds shares etc
Discussion
Just stepping into the world of investing and have started off with a vanguard lifestrategy isa, but looking into their other funds is an absolute minefield for me.
So many different funds with different names indicating what they are and what they do.
Any good websites or books out there any of you more educated folk can recommend. I have about 100k that I want to invest for up to 20 plus years so I have to understand what I’m getting into really!
Cheers guys!
So many different funds with different names indicating what they are and what they do.
Any good websites or books out there any of you more educated folk can recommend. I have about 100k that I want to invest for up to 20 plus years so I have to understand what I’m getting into really!
Cheers guys!
Very similar position to myself!
There’s quite a lot of good content on YouTube with people sharing thoughts and portfolio updates, good place to start perhaps.
Vanguard products appear to be very popular and general consensus is the FTSE Global All Cap is perhaps one of the best options and is well diversified (less weight to UK compared with the LS funds!).
I looked at building a 5/6 fund portfolio with Vanguard funds ensuring there was no overlap and to be honest, based on previous years performance, the Global All Cap appears to perform better even with a slightly higher fee (0.23 vs 0.12 for self built).
There’s quite a lot of good content on YouTube with people sharing thoughts and portfolio updates, good place to start perhaps.
Vanguard products appear to be very popular and general consensus is the FTSE Global All Cap is perhaps one of the best options and is well diversified (less weight to UK compared with the LS funds!).
I looked at building a 5/6 fund portfolio with Vanguard funds ensuring there was no overlap and to be honest, based on previous years performance, the Global All Cap appears to perform better even with a slightly higher fee (0.23 vs 0.12 for self built).
The Hargreaves Lansdown website has some decent articles, such as:
https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
98elise said:
The Hargreaves Lansdown website has some decent articles, such as:
https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
Might be missing something but don't those first three have very similar investing styles hence not clear on the upside of holding all of them unless to reduce fund manager risk (the risk of them going off piste)?https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
Derek Chevalier started a thread for useful sources of information:
https://www.pistonheads.com/gassing/topic.asp?h=0&...
https://www.pistonheads.com/gassing/topic.asp?h=0&...
MikeKite said:
98elise said:
The Hargreaves Lansdown website has some decent articles, such as:
https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
Might be missing something but don't those first three have very similar investing styles hence not clear on the upside of holding all of them unless to reduce fund manager risk (the risk of them going off piste)?https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
98elise said:
MikeKite said:
98elise said:
The Hargreaves Lansdown website has some decent articles, such as:
https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
Might be missing something but don't those first three have very similar investing styles hence not clear on the upside of holding all of them unless to reduce fund manager risk (the risk of them going off piste)?https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
If you're in Vanguard, buy the book of the funds founder.
Fidelity, another great Fund manager. Peter Lynch needs no introduction.
Both come from the Value Investing mindset which is a great way to learn-difficult to find bargains at the present time but the principles will always hold true. Fundamentally the market will at some point, fair value a company stock.
Youtube https://www.youtube.com/channel/UCvSXMi2LebwJEM1s4...
It's a good channel run by a young chap with some valuable content.
The polar opposite to the above would be someone like my neighbour who idolises Cathy Woods (ARC)-BTC, TSLA and anything without earnings.
Fidelity, another great Fund manager. Peter Lynch needs no introduction.
Both come from the Value Investing mindset which is a great way to learn-difficult to find bargains at the present time but the principles will always hold true. Fundamentally the market will at some point, fair value a company stock.
Youtube https://www.youtube.com/channel/UCvSXMi2LebwJEM1s4...
It's a good channel run by a young chap with some valuable content.
The polar opposite to the above would be someone like my neighbour who idolises Cathy Woods (ARC)-BTC, TSLA and anything without earnings.
MikeKite said:
98elise said:
The Hargreaves Lansdown website has some decent articles, such as:
https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
Might be missing something but don't those first three have very similar investing styles hence not clear on the upside of holding all of them unless to reduce fund manager risk (the risk of them going off piste)?https://www.hl.co.uk/funds/investing-in-funds
Also under the "Learn" tab there are downloadable guides.
Personally I wouldn't bother with individual shares. Funds are traded pretty much exactly the same way, other than being executed daily (not a problem for long term investment). You're spreading your risk and if it's an actively managed fund (rather than a tracker) then someone else is making the investment decisions.
I currently hold 4 funds in my SIPP and ISA
Lindsel Train Global Equity
Fundsmith
Rathbone Global
Vanguard Life Strategy
The first three have grown over 100% in 5 years so have been my main investments.
Over the years I've had a variety of funds. What I do is review about once a year and sell/reinvest the lowest performing fund.
Gooose said:
Great info so far! I have a lot to learn and it’s a long road but I have to gain knowledge in this area. Thanks for all your help so far!
You'd be surprised how naive the vast majority are. A good friend of mine, works in banking, pension post is large. He had no idea what the underlying funds were when i mentioned it 3 years ago and when it came up again a year ago he said he moved it all into cash because he didn't want to risk it going down-i was shocked.Mowges said:
If you're in Vanguard, buy the book of the funds founder.
Fidelity, another great Fund manager. Peter Lynch needs no introduction.
Both come from the Value Investing mindset which is a great way to learn-difficult to find bargains at the present time but the principles will always hold true. Fundamentally the market will at some point, fair value a company stock.
Youtube https://www.youtube.com/channel/UCvSXMi2LebwJEM1s4...
It's a good channel run by a young chap with some valuable content.
The polar opposite to the above would be someone like my neighbour who idolises Cathy Woods (ARC)-BTC, TSLA and anything without earnings.
Not convinced Bogle was a value investor - more of a buy the whole market at a low cost which is different.Fidelity, another great Fund manager. Peter Lynch needs no introduction.
Both come from the Value Investing mindset which is a great way to learn-difficult to find bargains at the present time but the principles will always hold true. Fundamentally the market will at some point, fair value a company stock.
Youtube https://www.youtube.com/channel/UCvSXMi2LebwJEM1s4...
It's a good channel run by a young chap with some valuable content.
The polar opposite to the above would be someone like my neighbour who idolises Cathy Woods (ARC)-BTC, TSLA and anything without earnings.
Lynch had a slight value tilt but his returns were merely likely attributable to taking more risk than the market and tilts to size and momentum. You have to respect what he did but also appreciate the market is very different from when he was running his fund.
Peter lynch
Sven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
Sven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
vulture1 said:
Peter lynch
Sven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
It might be worth saving yourself the heartache and just buy the marketSven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
https://www.youtube.com/watch?v=gM4KEJQ_Z5U
MikeKite said:
vulture1 said:
Peter lynch
Sven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
It might be worth saving yourself the heartache and just buy the marketSven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
https://www.youtube.com/watch?v=gM4KEJQ_Z5U
NowWatchThisDrive said:
MikeKite said:
vulture1 said:
Peter lynch
Sven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
It might be worth saving yourself the heartache and just buy the marketSven Carlson
Warren Buffet
Watch and read everything you can on them some great stuff from them.
A nich youtube channel i learned alot from.
Everything money.
They basicly tell you not to buy stocks. They try to make you think not to worry about fomo or hype stocks but buy great companies at good prices.
Their main presenter plays the part of you or I asking questions we are afraid to ask and Paul explains it in a very clever way. They are also pretty funny.
https://www.youtube.com/watch?v=gM4KEJQ_Z5U
But if you don't have the time or inclination to make a proper go of it yourself (which is absolutely fine, not necessarily knocking it), then yes, parking it in index funds, adding to it regularly, and forgetting about it is the way to go.
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