Stocks and Shares ISA
Stocks and Shares ISA
Author
Discussion

goldieandblackie

Original Poster:

271 posts

123 months

Wednesday 1st September 2021
quotequote all
Anyone have views on investing in the following in Vanguard Stocks and Shares ISA

1. LifeStrategy 80% Equity Fund. £250 pcm

2. S&P 500 UCITS EFT (VUSA) £250 pcm


halo34

2,890 posts

228 months

Wednesday 1st September 2021
quotequote all
Best comparing performance and risk.

I have a few different options with Vanguard and tend to hedge with their funds until I get a view on performance then consolidate.


Jiebo

1,087 posts

125 months

Wednesday 1st September 2021
quotequote all
Are you hoping to counter the UK biased in the life strategy with VUSU?

Why not just stick it all in VWRL?

Doesn’t make much sense to me.

timberman

1,479 posts

244 months

Wednesday 1st September 2021
quotequote all
There's a bit of crossover in the funds you've chosen,

LS80 has a good percentage already invested in US equities and 5% of that is actually in S&P 500 UCITS ETF,

what are you trying to achieve exactly

if you just want diversity then LS80 will achieve that on its own, it's basically invested across a dozen or more of their in house funds + 20% invested in bonds,

If you're happy with it being heavy into the UK then it's possibly all you need, if you want to avoid the uk then you could put all you money in something like

https://www.vanguardinvestor.co.uk/investments/van...

which has a good track record and also has the benefit of being low cost.


goldieandblackie

Original Poster:

271 posts

123 months

Wednesday 1st September 2021
quotequote all
Hi, thanks for the replies I guess I will just go with £500 pcm into Vanguard 80% as I would be looking at taking some rise with reward and they are placed at 5 out of 7.