Tax efficient pension income planning

[brickwall]

The initial message was deleted from this topic on 24 August 2024 at 17:00

[bompey]

If he’s already paying an advisor but has been keeping his money in a GIA and not moved it to an ISA this is a worry.

[dingg]

Take his 25%tax free from the defined contribution fund
Make sure he takes the 12k cgt allowance annually from the investment pot
Gradually invest annually 20k to the isa from his db and state pension fund.

Most importantly enjoy spending it, no pockets in shrouds

[Abdul Abulbul Amir]

Does he have any beneficiaries he likes?