Missed Direct Debit
Missed Direct Debit
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General Price

Original Poster:

6,304 posts

212 months

Friday 31st December 2021
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My renewal is due tomorrow and the account the payment comes out of only has enough in to cover bills.I logged in on Thursday morning to transfer money,unfortunately they had tried to collect on Weds eve.I phoned up 1st thing yesterday and paid it but I was wondering if any knows whether it will cause me a credit problem down the line?

The agent didn't think there would be a problem because I pay yearly so thererfore don't have a credit agreement with them.

Any advice would be gratefully received,apart from being called a numpty.I already know that.readit

p4cks

7,487 posts

228 months

Friday 31st December 2021
quotequote all
If you've paid within the payment period, then you should have nothing to worry about. A bounced direct debit doesn't show on a credit report but a missed payment will. Given you've paid, I suspect that you'll be fine