ISA Performance performance past two years

[Oliver Hardy]

I have been trying to find some info on how ISAs have done over the past two years. Have a hargreaves lansdown stocks and shares ISA and in July 2021 it was worth £10,500, it went down to £8500 at one point been climbing very slowly since, it was around £9,750 a couple of weeks ago now it has plumwted to £9,280 over the last two weeks.

How does that compare to average?

[GT03ROB]

Oliver Hardy said:

I have been trying to find some info on how ISAs have done over the past two years. Have a hargreaves lansdown stocks and shares ISA and in July 2021 it was worth £10,500, it went down to £8500 at one point been climbing very slowly since, it was around £9,750 a couple of weeks ago now it has plumwted to £9,280 over the last two weeks.

How does that compare to average?

Since ISA's can be totally different in composition I'm not sure how that comparison helps, it also means that an average doesn't mean much unless you describe an average of what. . An ISA that is invested totally in UK stocks, will have a different performance to one invested in US stocks. While an ISA focused on the US via the S&P500 will be different to one focused on Nasdaq stocks.

[fat80b]

as above - you need to look at what the underlying investments are to be able to see how you are doing vs your benchmark.

I see stocks and shares in ISAs and Pensions as a long term play and you should expect downs and ups to occur. The trick is to not panic and sell when it drops!.

Check out Tony Newbatt's series on YT where goes into his own approach and shares his performance over the last 2 years. He too experienced a downturn over the last couple of years..

[bitchstewie]

There is no average.

It depends entirely what's in it.