where else can you invest?

[Racehorse]

If ISA maxed out, where else can you invest as high tax payer.

Bank savings no good, premium bonds hit and miss

[Mogul]

Gilts

[Simpo Two]

VCTs?

[BAMoFo]

It is a question that many people, including me, would love to have the answer for. I'm not sure why you think that bank savings accounts aren't any good though. Granted they aren't keeping pace with inflation, but you can at least limit your losses until you find out whatever the current Holy Grail investment option is.

[E63eeeeee...]

You can invest wherever you want, you just have to pay tax on the income.

[bompey]

Hope you are maxing out your pension contributions as that is the most efficient thing tax wise.

[okgo]

bompey said:

Hope you are maxing out your pension contributions as that is the most efficient thing tax wise.

Of course he isn’t. He’s a clown, his post history is a litany of nonsense about how £100k salaries should have people living like kings. Total dreamer.

[Portia5]

Racehorse said:

If ISA maxed out, where else can you invest as high tax payer.

Bank savings no good, premium bonds hit and miss

What's up with bank savings? Not enough gain?

[bitchstewie]

okgo said:

Of course he isn’t. He’s a clown, his post history is a litany of nonsense about how £100k salaries should have people living like kings. Total dreamer.

Oh god I just realised

But to answer the question assuming you don't want to be letting the tail totally wag the dog from what I've seen after the usual stuff like pensions and ISAs I'd say individual gilts are as safe as it gets and seem treated well in tax terms if you go with low coupon ones.

[Jawls]

Racehorse said:

If ISA maxed out, where else can you invest as high tax payer.

Bank savings no good, premium bonds hit and miss

For high earners, your main vehicles are ISA and pension. Your spouse too, if you have one. That gets you to 40k ISA a year and 120k pension (including employer contributions).

After that, VCTs.

For mega earners (£260k or more), pension tapering will start to screw you. But at that level, you should be paying for professional advice not asking ransoms on the internet.

[Simpo Two]

Jawls said:

But at that level, you should be paying for professional advice not asking ransoms on the internet.

Ransoms are a good way to make some extra cash