Quick Q on insurance
Quick Q on insurance
Author
Discussion

CopperBolt

Original Poster:

951 posts

91 months

Wednesday 29th May 2024
quotequote all
Hi all
Am about to sell car via Motorway. Could be without for a week or 2 maybe more. Can I ‘suspend’ my insurance or do I have to cancel and start new policy later does anyone know? (Save me 45 minutes on phone to insurer)

Thanks

alscar

8,284 posts

237 months

Wednesday 29th May 2024
quotequote all
From their website.

Your vehicle remains your responsibility until the vehicle has been collected and paid for, so you should not cancel your insurance and tax, or transfer your V5C until the sale has been concluded.

CopperBolt

Original Poster:

951 posts

91 months

Wednesday 29th May 2024
quotequote all
alscar said:
From their website.

Your vehicle remains your responsibility until the vehicle has been collected and paid for, so you should not cancel your insurance and tax, or transfer your V5C until the sale has been concluded.
Yes but once I’ve sold and am without the car. Do I cancel or can I suspend insurance I wonder.

alscar

8,284 posts

237 months

Wednesday 29th May 2024
quotequote all
CopperBolt said:
Yes but once I’ve sold and am without the car. Do I cancel or can I suspend insurance I wonder.
Yes you have to cancel as have nothing to insure.

scot_aln

692 posts

223 months

Wednesday 29th May 2024
quotequote all
Will depend on your insurance company. Assuming they have a call centre that answers phones or an FAQ section on their site (they should) I'd check.

As an example AVIVA allows you 14 days

"We don't offer the facility to suspend or freeze a policy – so you have two options. If you're looking to purchase a new car within 14 days of selling your vehicle, you can keep your policy active and change your car over once you've purchased your new one."

CopperBolt

Original Poster:

951 posts

91 months

Thursday 30th May 2024
quotequote all
scot_aln said:
Will depend on your insurance company. Assuming they have a call centre that answers phones or an FAQ section on their site (they should) I'd check.

As an example AVIVA allows you 14 days

"We don't offer the facility to suspend or freeze a policy – so you have two options. If you're looking to purchase a new car within 14 days of selling your vehicle, you can keep your policy active and change your car over once you've purchased your new one."
Am with Aviva as luck would have it! So that answers my Q perfectly. Thanks

I'll probably ring em anyway to get a ball park quote for next car.