Origen Financial Planners
Discussion
Anyone used? Any feedback?
They seem to be affiliated with quite a few companies, inc the one I work for so we get unlimited advice from someone from Origin as a benefit - and it seems they are planners vs advisors which is good.
Premise being that you put in some of your objectives and get matched with someone who they have on their books that will most suit your profile and objectives (bit like dating match up I guess) - my only worry is that some of them appear to be at SJP practices which holds zero interest for me, but the chap I'm matches with is basically semi retired having had a long career in various firms, so looks to be totally impartial.
https://www.origenfs.co.uk
They seem to be affiliated with quite a few companies, inc the one I work for so we get unlimited advice from someone from Origin as a benefit - and it seems they are planners vs advisors which is good.
Premise being that you put in some of your objectives and get matched with someone who they have on their books that will most suit your profile and objectives (bit like dating match up I guess) - my only worry is that some of them appear to be at SJP practices which holds zero interest for me, but the chap I'm matches with is basically semi retired having had a long career in various firms, so looks to be totally impartial.
https://www.origenfs.co.uk
Edited by okgo on Friday 26th July 16:01
okgo said:
Anyone used? Any feedback?
They seem to be affiliated with quite a few companies, inc the one I work for so we get unlimited advice from someone from Origin as a benefit - and it seems they are planners vs advisors which is good.
Premise being that you put in some of your objectives and get matched with someone who they have on their books that will most suit your profile and objectives (bit like dating match up I guess) - my only worry is that some of them appear to be at SJP practices which holds zero interest for me, but the chap I'm matches with is basically semi retired having had a long career in various firms, so looks to be totally impartial.
https://www.origenfs.co.uk
Origen are part of a much larger group ( Aegon ) so how truly independent they would be is something to be careful of perhaps and just be aware that they might try and push Aegon products - not saying that there is anything wrong with their products btw. They seem to be affiliated with quite a few companies, inc the one I work for so we get unlimited advice from someone from Origin as a benefit - and it seems they are planners vs advisors which is good.
Premise being that you put in some of your objectives and get matched with someone who they have on their books that will most suit your profile and objectives (bit like dating match up I guess) - my only worry is that some of them appear to be at SJP practices which holds zero interest for me, but the chap I'm matches with is basically semi retired having had a long career in various firms, so looks to be totally impartial.
https://www.origenfs.co.uk
Edited by okgo on Friday 26th July 16:01
Don’t understand how and why Origen would refer anyone to an SJP partner practice though - they are competitors surely ?
Presumably though if that is the case you could simply refuse that “ date “.
No idea what their average returns and indeed charges are.
okgo said:
Anyone used? Any feedback?
They seem to be affiliated with quite a few companies, inc the one I work for so we get unlimited advice from someone from Origin as a benefit - and it seems they are planners vs advisors which is good.
Premise being that you put in some of your objectives and get matched with someone who they have on their books that will most suit your profile and objectives (bit like dating match up I guess) - my only worry is that some of them appear to be at SJP practices which holds zero interest for me, but the chap I'm matches with is basically semi retired having had a long career in various firms, so looks to be totally impartial.
https://www.origenfs.co.uk
They seem to be affiliated with quite a few companies, inc the one I work for so we get unlimited advice from someone from Origin as a benefit - and it seems they are planners vs advisors which is good.
Premise being that you put in some of your objectives and get matched with someone who they have on their books that will most suit your profile and objectives (bit like dating match up I guess) - my only worry is that some of them appear to be at SJP practices which holds zero interest for me, but the chap I'm matches with is basically semi retired having had a long career in various firms, so looks to be totally impartial.
https://www.origenfs.co.uk
Edited by okgo on Friday 26th July 16:01
from website said:
Aegon Financial Planning provides restricted advice on a limited range of carefully selected investments, designed to help your money grow over the long term.
I wouldn't class this as impartial, but since it's a free service, worth a chat and then only you can decide if they can fully accommodate your needs. People get hung up on independent advisers, when in practice they're working in a similar way to most restricted ones. They'll have a shortlist of products and investments they actually use on a regular basis with clients, just like a restricted adviser uses whatever is on their panel. They won't be searching the whole of the market each and every time, recommending something unique for each client.
If you like the cut of their jib then it doesn't matter whether they only sell you a limited range of products/investments, so long as they're decent ones. It matters that you get a good planner who gives you sound advice about your circumstances, picking investments is just a box ticking exercise from a preapproved list based on a risk level and degree of involvement you want to have.
Financial advice is a sales role, but the best ones actually give you more out of the process.
If you like the cut of their jib then it doesn't matter whether they only sell you a limited range of products/investments, so long as they're decent ones. It matters that you get a good planner who gives you sound advice about your circumstances, picking investments is just a box ticking exercise from a preapproved list based on a risk level and degree of involvement you want to have.
Financial advice is a sales role, but the best ones actually give you more out of the process.
steve_n said:
People get hung up on independent advisers, when in practice they're working in a similar way to most restricted ones. They'll have a shortlist of products and investments they actually use on a regular basis with clients...
A former IFA of mine said they liked LV because the (female) rep was very nice. It's all just sales.okgo said:
I haven’t any interest in using products tied to one company. So if it does turn out to be like that it’ll be short lived.
This is from their websiteAegon Financial Planning
Aegon Financial Planning provides restricted advice on a limited range of carefully selected investments, designed to help your money grow over the long term.
So you might get a good advisor who says
I can sell you this but you'd be better off elsewhere and even if they did, he couldn't advise you where.
There is an interesting thread on here about someone with a million a quid in cash and a poster has come up with a list of investments and a high level strategy. You won't get that from what is in effect a tied agent - they will just be able to sell you some broadly market proximate products. And I've got no idea how good or bad Aegon are.
An independent advisor will in return for a fee give you strategic and product advice that you will be free to follow yourself if you choose.
steve_n said:
People get hung up on independent advisers, when in practice they're working in a similar way to most restricted ones. They'll have a shortlist of products and investments they actually use on a regular basis with clients, just like a restricted adviser uses whatever is on their panel. They won't be searching the whole of the market each and every time, recommending something unique for each client.
If you like the cut of their jib then it doesn't matter whether they only sell you a limited range of products/investments, so long as they're decent ones. It matters that you get a good planner who gives you sound advice about your circumstances, picking investments is just a box ticking exercise from a preapproved list based on a risk level and degree of involvement you want to have.
Financial advice is a sales role, but the best ones actually give you more out of the process.
Strongly disagree with most of that, except the very last bit.If you like the cut of their jib then it doesn't matter whether they only sell you a limited range of products/investments, so long as they're decent ones. It matters that you get a good planner who gives you sound advice about your circumstances, picking investments is just a box ticking exercise from a preapproved list based on a risk level and degree of involvement you want to have.
Financial advice is a sales role, but the best ones actually give you more out of the process.
Well it was totally impartial, no mention of anything in terms of 'you should invest in this" - the only thing they could offer was guidance. I can see how it would be a very very useful service for employees of larger firms.
Not much use to me as he said I had all my bases covered, but that was useful to hear in itself.
Not much use to me as he said I had all my bases covered, but that was useful to hear in itself.
Gassing Station | Finance | Top of Page | What's New | My Stuff