PH Investors - 2024 Results
Discussion
Please allow me the honour of being OP this year.
No one knows what will happen during the next two weeks (don't mention 19 October 1987), but hopefully 2024 will be a successful
year for us all.
I mainly concentrate on international businesses listed on the London Stock Market, but the Dow Jones (so far) has performed the
better of the two, again.
We need to wait now until we compile our figures, after 31 December 2024.
1 January 2024 to 31 December 2024 overall percentage total, including the associated income received during the calendar year.
Wishing you all a Happy Christmas and Good Luck with investments next year.
16.7% up YTD with Vanguard (pretty happy with that)
Around 80% up YTD with HL stock picks, though this is massively skewed by RR performance, which has been exceptional.
Company share scheme is around 20% up YTD however.
Overall, sat at approximately 50% gains YTD. Mostly skewed by RR, but long may it continue. Appreciate it's been an unprecedented 12 months really.
Currently have around £75k across all platforms.
Around 80% up YTD with HL stock picks, though this is massively skewed by RR performance, which has been exceptional.
Company share scheme is around 20% up YTD however.
Overall, sat at approximately 50% gains YTD. Mostly skewed by RR, but long may it continue. Appreciate it's been an unprecedented 12 months really.
Currently have around £75k across all platforms.
2024 is really the first full year I've stuck a toe into investing, in so small part thanks to this forum.
I've not enough resources or intelligence to be doing any sort of active selection (and congratulations to those who used them to get some impressive numbers, as above) so I have a much broader outlook. I can measure this year's results with a few questions.
Did I make any losses? No. (Complexities of company share scheme aside).
Did I outperform cash? Yes. Easily.
Having never braved anything beyond chasing the best cash position, I'm very happy with the returns. No point being bitter about lost years, only now do I have sufficient knowledge and safety nets in place. At least I have a few more decades yet (hopefully).
Is my net worth going in the right direction? Yes. Despite some notable headwinds, so this is encouraging for the coming years when my wife returns from maternity leave and we start to get to the other end of childcare costs (although here comes school wrap around etc.).
Therefore 2024 was a good year. Even if by numbers there's nothing that would impress or draw any attention. Roll on 2025.
I've not enough resources or intelligence to be doing any sort of active selection (and congratulations to those who used them to get some impressive numbers, as above) so I have a much broader outlook. I can measure this year's results with a few questions.
Did I make any losses? No. (Complexities of company share scheme aside).
Did I outperform cash? Yes. Easily.
Having never braved anything beyond chasing the best cash position, I'm very happy with the returns. No point being bitter about lost years, only now do I have sufficient knowledge and safety nets in place. At least I have a few more decades yet (hopefully).
Is my net worth going in the right direction? Yes. Despite some notable headwinds, so this is encouraging for the coming years when my wife returns from maternity leave and we start to get to the other end of childcare costs (although here comes school wrap around etc.).
Therefore 2024 was a good year. Even if by numbers there's nothing that would impress or draw any attention. Roll on 2025.
RenesisEvo said:
2024 is really the first full year I've stuck a toe into investing, in so small part thanks to this forum.
I've not enough resources or intelligence to be doing any sort of active selection (and congratulations to those who used them to get some impressive numbers, as above) so I have a much broader outlook. I can measure this year's results with a few questions.
Did I make any losses? No. (Complexities of company share scheme aside).
Did I outperform cash? Yes. Easily.
Having never braved anything beyond chasing the best cash position, I'm very happy with the returns. No point being bitter about lost years, only now do I have sufficient knowledge and safety nets in place. At least I have a few more decades yet (hopefully).
Is my net worth going in the right direction? Yes. Despite some notable headwinds, so this is encouraging for the coming years when my wife returns from maternity leave and we start to get to the other end of childcare costs (although here comes school wrap around etc.).
Therefore 2024 was a good year. Even if by numbers there's nothing that would impress or draw any attention. Roll on 2025.
Congrats on a good first year.I've not enough resources or intelligence to be doing any sort of active selection (and congratulations to those who used them to get some impressive numbers, as above) so I have a much broader outlook. I can measure this year's results with a few questions.
Did I make any losses? No. (Complexities of company share scheme aside).
Did I outperform cash? Yes. Easily.
Having never braved anything beyond chasing the best cash position, I'm very happy with the returns. No point being bitter about lost years, only now do I have sufficient knowledge and safety nets in place. At least I have a few more decades yet (hopefully).
Is my net worth going in the right direction? Yes. Despite some notable headwinds, so this is encouraging for the coming years when my wife returns from maternity leave and we start to get to the other end of childcare costs (although here comes school wrap around etc.).
Therefore 2024 was a good year. Even if by numbers there's nothing that would impress or draw any attention. Roll on 2025.
Having invested for over 2 decades, the real skill is navigating the guaranteed difficult years without making any rookie errors, or making as few of them as possible!
All investors think they know what their risk tolerance is until they lose 10%, 20%, 30% whatever the number is.
This is the time to buy more, but it will feel like the last time to buy anything.
It will happen quickly as well. As they say up on the escalator, down in the elevator. This is true.
I always make sure I try to condition my clients to understand what market / portfolio draw down will feel like in advance of it happening. Then make sure they know there is a fire drill in place. Being a buyer rather than a seller when markets fall. All very easy to say, not necessarily easy to do in the heat of battle!
Luckily most of the time the recently markets have behaved eg 2019 (strong) 2020 (tough Q1, but good year) 2021 (strong) 2022 (poor, most asset classes fell) 2023 (strong) 2024 (strong).
You are doing the right thing, enjoy the journey!
I guess this is a performance thread, my leaders this year:
100% Taiwan Semi
97% QQQ3 3x leveraged Nasdaq100
49% Booking
29% Copart
28% S&P500 ETF
22% Microsoft
22% Ducommon
Various US market ETF’s
A few other stocks
Losers
-15% Ryanair
Porsche (sold!) hurt to sell this one as a GT3 fan boy!
Too difficult to work out overall performance as multi platform investments and also hold Private Equity positions… but fair to say it’s been a good year relatively!
Edited by Mankers on Monday 16th December 20:45
crazy year to date;
isas & sipp up over 100% each, GIA - won't post that as had good fortune between Options & shares, but fair bit higher than the others. Came to the party late in terms of looking after own finances and have had an 'interesting' journey from '22 to date; Luckily the 'wrong turns' were far outweighed by the right ones.
mstr, tsla, clsk, iren have been the star performers.
goal for '25: rotation from certain assets into a heavier tsla position plus few more diversification and some cash, along with dedicating part of the GIA towards income generation from selling calls.
isas & sipp up over 100% each, GIA - won't post that as had good fortune between Options & shares, but fair bit higher than the others. Came to the party late in terms of looking after own finances and have had an 'interesting' journey from '22 to date; Luckily the 'wrong turns' were far outweighed by the right ones.
mstr, tsla, clsk, iren have been the star performers.
goal for '25: rotation from certain assets into a heavier tsla position plus few more diversification and some cash, along with dedicating part of the GIA towards income generation from selling calls.
bogie said:
+37% this year in my Cobens direct SIPP, in a split of IML fund and PHT portfolio, very pleased with that
I’ll be something similar. Got a mix of Cobens stuff and all have done well. 15-20% on their steadier stuff like PHE and OGG and over double that in PHT and IML. I’m hoping that the election of the orange ego will keep things pushing upwards in 2025 but we will see. Either way this year has made retirement something that I can now access pretty much whenever I feel ready for it
.Also looking forward to seeing what options Qanda comes up with in the new year.
My ISA gained around 20pct. To be honest it was regaining losses from when I first started investing and did silly things so I am at least up now.
Dare I speak the devil but my crypto is up 100pct. That one has been a roller coaster but I'm up over 100pct since I started.
I left my company of 17 years this year I've still a decent holding which has dropped 20pct this year dammit.
I got onboard with investing and read up on it this year. Someone tried to educate me in 2008 but I thought they were nuts. Better late than never, I'm young enough thankfully.
Best of luck everyone.
Dare I speak the devil but my crypto is up 100pct. That one has been a roller coaster but I'm up over 100pct since I started.
I left my company of 17 years this year I've still a decent holding which has dropped 20pct this year dammit.
I got onboard with investing and read up on it this year. Someone tried to educate me in 2008 but I thought they were nuts. Better late than never, I'm young enough thankfully.
Best of luck everyone.
Consigliere said:
How do you calculate gain if you have invested/added capital over the year sporadically?
There are online calculators: thei one uses the Excel XIRR function:https://www.vertex42.com/ExcelTemplates/investment...
Mr Pointy said:
Consigliere said:
How do you calculate gain if you have invested/added capital over the year sporadically?
There are online calculators: thei one uses the Excel XIRR function:https://www.vertex42.com/ExcelTemplates/investment...
EDIT: I was right I'd missed something - a one-off contribution before the end of FY23-24, that then gave me 46% XIRR, which seems still quite high but somewhere closer to a possible figure.
Edited by RenesisEvo on Thursday 19th December 09:42
Consigliere said:
How do you calculate gain if you have invested/added capital over the year sporadically?
I'm sure the 'proper' methods above will give more accurate figures, but for me I only need to know I'm going in the right direction.I take the current total, subtract what I've invested this year, and divide that by the starting figure.
Using that simplistic metric my workplace pension is up c. 39% this year. More than happy with that.
macron said:
Gooose said:
Had a wild 2024
SIPP up over 500%
ISA up over 140%
JISA up over 500%
Personal investments up over 140%
All bitcoin / crypto related investments and companies
I expect the same in 2025 tbh
You expect the same?SIPP up over 500%
ISA up over 140%
JISA up over 500%
Personal investments up over 140%
All bitcoin / crypto related investments and companies
I expect the same in 2025 tbh
Global liquidity is going to rise massively, especially from china.
The dollar strength must be forced down to under 100, great for risk on assets, and globally liquidity
Trump possibly starting a bitcoin strategic reserve, this will start game theory and every nation should / have to do their own.
Bitcoin is gaining momentum as an inflation hedge not just a speculative gamble.
ETF history shows greater and greater inflows into new etfs over the few years after launch, 50 billion has entered the bitcoin etfs this year. Imagine next year.
Bitcoins history has followed three positive years then one awful dump, we are in the final positive year (could break due to etf and trump reserve)
Microstrategy issued a 42 billion buy over three years, they have bought 14 billion of this in three months. This will accelerate massively imo next year, who know how much they can raise.
It’s a volatile ride and you need some big balls to hold on but volatility isn’t risk. It’s gonna get crazy!
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