Very quick finance question

[24lemons]

I’m about to put in an application for finance to fund a new E-bike. V12 finance are the company in question.

When nominating an account for the DD to come out of I have a couple of options, eg, my current account where my salary lands before mostly being transferred to the joint account, or the joint account itself which obviously has my other half’s salary going into it as well.

Will one be considered more favourably than the other or does the application consider all income and accounts linked to me?l

Anything I can do to make my application likely to succeed?

[Sy1441]

Where the payments come from shouldn't make any odds unless they specify they are going to use the account to validate address details. You could always use your personal account then change the DD details after the application is successful just to be certain.

[24lemons]

Just to add to this. I have a secondary income which goes directly to the joint account. The application only asks for gross income and your employer. If I put my combined gross income it won’t tally with my payslips from my main employer. Will the secondary income be picked up?

[Edible Roadkill]

I think you’re thinking too much into this.

They only want to know where to take the money from.

Credit scoring will be done on credit score not which account they draw the funds from.