Discussion
Anyone use IJ to trade shares, ISA, SIPP etc, please?
I currently use T212 and Interactive Investor, but the latter seems to charge quite a lot for six figure ISA/SIPP and I want to park two six figure share ISA's and a five figure SIPP for a while!
Or perhaps others may have alternates for me to look at?
I currently use T212 and Interactive Investor, but the latter seems to charge quite a lot for six figure ISA/SIPP and I want to park two six figure share ISA's and a five figure SIPP for a while!
Or perhaps others may have alternates for me to look at?
When you say "quite a lot" do you mean £20/month?
That isn't much when what's at stake is two six figure investments IMO.
That's not to suggest there's anything "wrong" with IG but free and cheap stuff is often free or cheap for a reason.
I'd also consider Lloyds/Scottish Widdows (same family) share dealing.
That isn't much when what's at stake is two six figure investments IMO.
That's not to suggest there's anything "wrong" with IG but free and cheap stuff is often free or cheap for a reason.
I'd also consider Lloyds/Scottish Widdows (same family) share dealing.
i thought ii were reasonable - can't recall what i pay, but for me that's offset massively (SIPP) by being able to hold currency which i don't think may others do - so makes it waaay cheaper for my use as my shares are normally in usd$.
IG are good for ISA - bt again for my own 'case' - i think their fees, especially for FX are pretty dire - but it's a flexible isa and for that perk i don't mind paying a tad over the top.
IG are good for ISA - bt again for my own 'case' - i think their fees, especially for FX are pretty dire - but it's a flexible isa and for that perk i don't mind paying a tad over the top.
butchstewie said:
When you say "quite a lot" do you mean £20/month?
That isn't much when what's at stake is two six figure investments IMO.
That's not to suggest there's anything "wrong" with IG but free and cheap stuff is often free or cheap for a reason.
I'd also consider Lloyds/Scottish Widdows (same family) share dealing.
As I understand ii's charges, I'm thinking three accounts over two people, so SIPP/ISA and ISA. I make that all three accounts will all trigger the £21.99 fee, or a total of £59.97pm....plus dealing charges of £3.99 per trade, perhaps a total of at least 100 trades....now do you understand why I am seeking out a cheaper alternate?That isn't much when what's at stake is two six figure investments IMO.
That's not to suggest there's anything "wrong" with IG but free and cheap stuff is often free or cheap for a reason.
I'd also consider Lloyds/Scottish Widdows (same family) share dealing.
Now three accounts at sub £100k would 'only' be £4.99 x 3......
Scottish Widows offer a maximun SIPP fee capped at £16.50pm, but £5 per trade....but frre ISA bar the trading fee, so as I'm looking for a short term bed for these three accounts I'm tempted to go ii for the SIPP and the above mentioned SW for the ISA's and hold as cash within the wrappers and then move 'em to their final home.
Adds complications, but little cost.
Adds complications, but little cost.
Simpo Two said:
I was going to suggest something but you already know it!!
JPH's latest venture presumably.Not mad cat's lot - that bloke's a mess.
A proper breakdown of charges between as many of the providers as possible must be available somewhere.
Shame MSE doesn't cover investing stuff - it would be very helpful and they could have lots of 'this is not advice' warnings.
OIC said:
JPH's latest venture presumably.
Not mad cat's lot - that bloke's a mess.
A proper breakdown of charges between as many of the providers as possible must be available somewhere.
Shame MSE doesn't cover investing stuff - it would be very helpful and they could have lots of 'this is not advice' warnings.
It's the extraction of funds that is causing my issues!Not mad cat's lot - that bloke's a mess.
A proper breakdown of charges between as many of the providers as possible must be available somewhere.
Shame MSE doesn't cover investing stuff - it would be very helpful and they could have lots of 'this is not advice' warnings.
And yes, it's an area where Martin Lewis could add some clarity.
OIC said:
A proper breakdown of charges between as many of the providers as possible must be available somewhere.
https://monevator.com/compare-uk-cheapest-online-b...ferret50 said:
It's the extraction of funds that is causing my issues!
And yes, it's an area where Martin Lewis could add some clarity.
If Cobblers were deliberately delaying my money transferring from them to JPH I'd be kicking up a massive cloud of dust and practicing my full on compo face.And yes, it's an area where Martin Lewis could add some clarity.
All seems very quiet on their forum.
Maybe pussy boy isn't allowing posts on that issue.
Thing is Ferret not being funny but you can see from some of your current problems why I have a little rule about sticking to massive established platforms.
IG are big enough I just have them down as a trading platform and I'm not clear from your mix of posts if if this is trading money, "parked" money, stocks, funds, cash, or MMF.
100 trades a year? Of what? Funds? Stocks? ETFs? In what account the SIPP? The ISA? The GIA?
Platforms very massively and it's not that uncommon for a platform that's dirt cheap for one person to be super expensive for another person and vice versa.
It depends massively on the exact mix of amount, holdings, and activity
IG are big enough I just have them down as a trading platform and I'm not clear from your mix of posts if if this is trading money, "parked" money, stocks, funds, cash, or MMF.
100 trades a year? Of what? Funds? Stocks? ETFs? In what account the SIPP? The ISA? The GIA?
Platforms very massively and it's not that uncommon for a platform that's dirt cheap for one person to be super expensive for another person and vice versa.
It depends massively on the exact mix of amount, holdings, and activity
OIC said:
If Cobblers were deliberately delaying my money transferring from them to JPH I'd be kicking up a massive cloud of dust and practicing my full on compo face.
All seems very quiet on their forum.
Maybe pussy boy isn't allowing posts on that issue.
This may help,,,,All seems very quiet on their forum.
Maybe pussy boy isn't allowing posts on that issue.
https://forum.cobensdirect.co.uk/topic/141/why-are...
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